ShakuniMama said:What happens to TY points related to that account if I cancel one of the credit cards(accounts)?

As long as they show up in your TY account, they stay there until you use them. I currently have points listed from two Citi cards that I no longer have.

stsarvet said:Does anyone ever try to ask for a student loan check for someone else? I have a family member who has a student loan with Sallie Mae. I can pay for his loan and then he can give me a check.

That's a good question. Does anyone know the answer?

downhillskier said:ShakuniMama said:AFAIK there was no expiration date.
I couldn't even figure out how to check the expiration dates of my TY points from my six sponsor accounts.
Anyone?

They all have expiration dates, but most are out far enough that we never run into them.

Login to your ThankYou account.
Under "My Account", click on "Statement".
There will be a line that says "Expiring Points: 0 within 90 days View": the "View" will be a link, so click on this to see a list of your expiration dates listed by sponsor account.

Or, try this link (after you are logged in):
https://www.thankyou.com/accountStatementExpiry.jspx

Sponsor Account Points Expiration Date
Citibank® Checking Account and Other Everyday Banking 300 12/31/2008
Citi PremierPass® Card 16,002 12/31/2009
Citibank® Checking Account and Other Everyday Banking 3,225 12/31/2009
Citibank® Checking Account and Other Everyday Banking 7,645 12/31/2010
Citibank® Checking Account and Other Everyday Banking 6,400 12/31/2011
CBNA 100 12/31/2011
CBSD 100 12/31/2011

woah.. did not know this!!!!!!!!!

THX@!

wiredspider said:I got 40K from an account open promo, the exp is listed just at 12/31/2011 (for all points in the account). I wonder if that that is accurate or if I should go with the 3-4 months listed in the promo...

Which Promo was that?
I would go by the expiry date listed on the TY network but keep a screenshot saved just in case.

cyberkost said:wiredspider said:I got 40K from an account open promo, the exp is listed just at 12/31/2011 (for all points in the account). I wonder if that that is accurate or if I should go with the 3-4 months listed in the promo...

Wirespider, the "3-4 months listed in the promo" was about the length of time during which the points are eligible for fixed rate airfare redemption. The points will continue to be good after that, just not for fixed rate arifare (unless, of course, you take / have taken action about it).

I never heard that TY points have a separate expiration date for fixed point flight redemptions...Once your points are missed in with the rest of your TY points, how would TY network distinguish them? can anyone expand on this?

ShakuniMama said:somdave2005 said:
I never heard that TY points have a separate expiration date for fixed point flight redemptions...Once your points are mixed in with the rest of your TY points, how would TY network distinguish them? can anyone expand on this?

They are not really mixed in like the way you think. TY Network can still distinguish which points came from where.
If you want to find out yourself than log into your TY account and click on the link provided by downhillskier.
All your TY points and their origin with expiry dates will be displayed.

do they show a separate expiration date for fixed flight redemptions?

DiMAn0684 said:naas said:stsarvet said:Does anyone ever try to ask for a student loan check for someone else? I have a family member who has a student loan with Sallie Mae. I can pay for his loan and then he can give me a check.

That's a good question. Does anyone know the answer?

My mother did that a few month ago - worked fine for us.(Loan from Commonwealth of Massachusetts)

I just have them make the checks out to Bank of America, (they tried to suggest BofA Student Loans when I called, but I just casually mentioned I usually just write Bank of America), and deposit them without issues in my Bank of America checking account.

naas said:stsarvet said:Does anyone ever try to ask for a student loan check for someone else? I have a family member who has a student loan with Sallie Mae. I can pay for his loan and then he can give me a check.

That's a good question. Does anyone know the answer?The check comes made out to the bank you specify, no other identifying info. You can pay your student loan, your mortgage, someone else's loan, or even deposit it into your checking account at that bank if you want - the check is (almost) as good as getting a handful of cash.

cyberkost said:wiredspider said:I got 40K from an account open promo, the exp is listed just at 12/31/2011 (for all points in the account). I wonder if that that is accurate or if I should go with the 3-4 months listed in the promo...

Wirespider, the "3-4 months listed in the promo" was about the length of time during which the points are eligible for fixed rate airfare redemption. The points will continue to be good after that, just not for fixed rate arifare (unless, of course, you take / have taken action about it).

Are you sure the 3-4 months aren't the time it take for the points to appear in your account? It would be unusual for the points to have a variable amount of time to be elegible, and I don't recall any special restricitions on the fixed point redemptions myself.

vital15 said:In case anyone's interested, it looks like Citi started offering mortgage payments as a reward. The cost is 12,700 points for $100, or about $0.008 per point. Not as good as the student loan rate, but better than statement credit.

Nice, maybe Fed can ask Citi for 88,900,000,000,000 TY points for the market bailout