Just saw this ad today at TCF Banks. Open a free Checking Account and get a free 1GB Nano. Need to sign up for direct deposit and automatic payment.

The ad says it requires a Savings account too. But the CSR said I don't need to.

NOTE: Required to order 1st box of checks from them. $15.

But the CSR was nice enough to give me a $75 credit after my 2nd direct deposit posts.

Found this

Still doesn't say what the minimum commitment is as in how long do you have to keep the account open.

you must open checking with DD setup autopay and open savings account

iPod Nano Checking/Savings Account Bonus at TCF Bank

TCF Bank is offering a free iPod 1G nano when you open any personal or small business checking account (with recurring Automatic Payment and Direct Deposit services) plus a new Savings account. Establishing just one service qualifies for a $50 Visa Gift Card. This special doesn't seem to be listed at their website, but an ad was published in the March 26th Denver Post newspaper and is available online here.

TCF Bank has a Totally Free Checking account; however, the savings accounts seem to have minimum required balances to avoid a fee.

Some of the important small print of this deal includes:

This is open to households without a checking account in the past 90 days. The new savings account requires minimum opening deposit equal to the minimum balance required to avoid a monthly fee, or $500, whichever is greater. The value of the bonus will be reported as interest income on your current year 1099-INT.

TCF has 453 banking locations in six states, including Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana.

I heard ipod deal on the local radio too. I just got my $75 with two etrade deposit transferring and two credit card payment pulling. Also you will get 1500 points for opening account and 2500 points from referral if you put your friend name. You can order gift card or stuffs from TCF reward shopping site. The shipments are from Amazon.com without extra shipping cost. 1500 reward points is about $10 gift card or more.

Anyone opened one of these over the phone?

Anyone know if you can do an automatic deposit from another bank (e.g. ING) to qualify? My company won't let me split my paycheck direct deposit to two banks, and I really don't want to mess with changing it to TCF just for this.
Also, I think TCF has some other types of checking accounts where you get free checks. I wonder if you even have to get checks - I haven't used them in a long time, and I definitely don't want to pay for them. I'm sure an upgraded checking account has a minimum deposit.

I guess the key to all this is what the minimum term is. I don't mind parking $500 there (assuming I get get around the direct deposit issue) for a few months, but I don't want it there for a year.

I got this offer in mailer. I went to the branch today, and opened both checking and savings accounts. I was told I need to set up automatic dd and dw in a month.
But I wasn't told how to get the nano. Anyone knows?

Another question: what is the best way to set up the automatic withdraw? Is paying utility bill the only choice? Thx.

jolapo said:thejdog said:jolapo said:I got this offer in mailer. I went to the branch today, and opened both checking and savings accounts. I was told I need to set up automatic dd and dw in a month.
But I wasn't told how to get the nano. Anyone knows?

I would have made it clear I was simply after the nano before I opened up the accounts and saw what they said...but that's just me.

That is what I've told the branch manager, who opened the accounts for me. She told me I would get it in about 10-12 weeks, but didn't tell me how. I will call back tomorrow.

I was told that after I setup my DD and automatic payment, come back and take a rebate form sort of thing to mail it somewhere to receive my Nano.. a#$#$oles... Made it pretty clear to them direct deposit would be from paypal which she mentioned as long as its electronic deposit it should be fine but i really dont know if thats true. mailed a check to myself via their bill pay and plan to stop by tomorrow to get the rebate form.. will update when i come back from there.