0% BT till 5/1/07 + $100 gift card from Citi

absolut812003
Cranky Member

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posted: Apr. 28, 2006 @ 4:02p

jkimcpa said:you can't BT from citi MC to citi AMEX can you?

y not?

JerseyJay
Senior Member - 1K

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posted: Apr. 28, 2006 @ 9:57p

Got an offer today for a Citi Diamond Preferred Rewards MasterCard but with 0% BT until 8/1/07, an extra 3 months.
OP, where on the offer did you find the 4 digit offer code? Mine only has a "Personal Online Number".

ProfessorKev
Senior Member - 1K

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posted: Apr. 28, 2006 @ 10:17p

how is the approvals and CL on these? also, does the application trigger "alarms" at AMEX? I always try to keep lowand never request increases on my AMEX cards.

propcgamer
Senior Member - 1K

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posted: Apr. 28, 2006 @ 11:02p

JerseyJay said:Got an offer today for a Citi Diamond Preferred Rewards MasterCard but with 0% BT until 8/1/07, an extra 3 months.
OP, where on the offer did you find the 4 digit offer code? Mine only has a "Personal Online Number".

It said it right by the apply.citicards.com and the phone number.

propcgamer
Senior Member - 1K

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posted: Apr. 28, 2006 @ 11:02p

coolambo said:I don't see where it mentions the $100 GC. Where can i find that? I'm hessitant to apply for something that doesn't have a clear fine print of all the benefits like the $100 GC.

yea im not sure why it doesnt say it online, maybe you can call the 800 number if you really want to confirm.

if i have time i could scan the mailer i got

ajkghemee
Senior Member

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posted: Apr. 28, 2006 @ 11:45p

jkimcpa said:you can't BT from citi MC to citi AMEX can you?

From their terms and conditions:

Please note you cannot transfer balances from other accounts issued by Citibank USA N.A., Citibank (South Dakota) N.A., or their affiliates.

difference
Member

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posted: Apr. 30, 2006 @ 9:18p

For citi card, they send checks, which can not be deposited into your own checking, unless you want it to be a cash advance with fee,as informed by a CSR. But someone did mention the possibility to BT to yourself via their website, which will also turn out to be a check but to yourself. I am not sure this will vary among different cards or is a general rule for all citi cards.

darambo said:YEAH! Hey - what are those points good for anyway?

can anyone else confirm that Citi will send checks instead of doing BT's directly? thanks!

Kempman
Senior Member

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posted: Apr. 30, 2006 @ 9:28p

I appreciate the posting of new Citi offers, but how about one central Citi offers thread? Posters could contribute offers as they come in. That might help everyone keep track of old and new offers in one, neat central place.

propcgamer
Senior Member - 1K

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posted: Apr. 30, 2006 @ 11:02p

Kempman said:I appreciate the posting of new Citi offers, but how about one central Citi offers thread? Posters could contribute offers as they come in. That might help everyone keep track of old and new offers in one, neat central place.

currently there is no such thing, it would be an interesting idea if FW could setup a better method of tracking these offers.
because just posting in an older offer, is stupid and confusing for everyone, and more people will tend to ignore it

on the downside, we would also end up with huge threads discussing the various offers, which would be cumbersome

whoDean
Happy Member

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posted: May. 1, 2006 @ 9:52a

Offer Code: F5D5

" The offer code you entered is invalid.
Please check the offer code and try again."

propcgamer
Senior Member - 1K

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posted: May. 1, 2006 @ 4:31p

whoDean said:Offer Code: F5D5

" The offer code you entered is invalid.
Please check the offer code and try again."

you sure you are at the right site? i dont get that problem

Econometrician
Senior Member - 2K

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posted: May. 1, 2006 @ 9:30p

I heard the AMEX Wish List promo is back in June. If I sign up fot this card now, will I be eligible for the promo?

pedrum
Ancient Member

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posted: May. 5, 2006 @ 3:20a

Quick question,

do you get charged differently if you "Put Money in Your Bank Account" rather pay off another card??

It seems like both options are free...

JeebusSaves
Thrifty Member

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posted: May. 5, 2006 @ 11:31a

pedrum said:Quick question,

do you get charged differently if you "Put Money in Your Bank Account" rather pay off another card??

It seems like both options are free...

No. At least as of a few months ago, they just mail you a check with your name on it. I deposited it in BoA checking with no problem.

pedrum
Ancient Member

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posted: May. 5, 2006 @ 7:03p

JeebusSaves said:pedrum said:Quick question,

do you get charged differently if you "Put Money in Your Bank Account" rather pay off another card??

It seems like both options are free...

No. At least as of a few months ago, they just mail you a check with your name on it. I deposited it in BoA checking with no problem.

How long did it take to get the check from when you initiated it?

nosatalian
Senior Member

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posted: May. 6, 2006 @ 6:53p

Citibank is pissing me off. I got denied, with a letter saying the reasons were
1) Your credit report shows too few credit references (subjective- I've got 4-5 accounts, but whatever)
2) Your credit report shows late payments on accounts.

The second part is BS. I got my credit report from Experian (the ones they used, saying I have late payments) and there are no late payments whatsoever. In fact there is not a single "potentially negative item" on my report.

And it is not like it says that 1) and 2) are "possible reasons" -- they say that these are the exact reasons why I did not score well. While they provide a phone number for Experian, to dispute mistakes on my credit report, they do not provide any number to dispute their mistakes in reading the thing. I'll probably call them, but I'm sure they will just say.. oh well, you still don't qualify for reason number 1). But I am almost certain that if they hadn't mistakenly thought I had late payments, I would have gotten the card.

This does look like a great deal for those that qualify, so thanks O.P, but I thought I would share that Citi sometimes claims that late payments exist, even when there are none.

jahnke771
Member

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posted: May. 6, 2006 @ 7:05p

So I signed up for this online and they said I will receive my card in about two weeks. There was no where to enter a balance transfer. Has anyone signed up online and did a transfer?