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wiredspider
- Shopaholic Member
posted: May. 11, 2006 @ 10:02p 
My 0% BT was only until 4/1/07. Can anyone tell me how the BT work? I have 2 other Citi cards, can I reallocate some of the limit from those cards to this one then use the BT? Will I need to make monthly payments or am I good in paying one lump sum when it's due back? Also will it affect my ability to do CLI? On new cards, it suppose to be 6 months before an increase according to the website. |
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itsausername
- Thrifty Member
posted: May. 11, 2006 @ 10:48p
wiredspider said:My 0% BT was only until 4/1/07. Can anyone tell me how the BT work? I have 2 other Citi cards, can I reallocate some of the limit from those cards to this one then use the BT? Will I need to make monthly payments or am I good in paying one lump sum when it's due back? Also will it affect my ability to do CLI? On new cards, it suppose to be 6 months before an increase according to the website.
I just had them move whatever limit amount they could off of my other CITI cards and onto this one. The other cards had their own minimum credit limits which they would not go below so I got a bit less than I was hoping to transfer. Just call the support line and ask to consolidate from the other cards. In my case, they completed the reallocation the same day.
I also asked for a higher limit, but CITI did not want to oblige since all together, my limits were as high as CITI was willing to go for the time being (about 25K).
I expect to pay 1.5% of balance remaining each month, followed by the lump sum just before the offer expiration date.
Lastly, I would expect your CLI requests on older accounts which you may reduce to shift credit to the BT will be less likely to succeed. But do go online anyway after each month's closing date to see if the auto-increase button will capitulate without a pull. |
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actiontec23
- Senior Member
posted: May. 15, 2006 @ 7:43a
wiredspider said:My 0% BT was only until 4/1/07. Can anyone tell me how the BT work? I have 2 other Citi cards, can I reallocate some of the limit from those cards to this one then use the BT? Will I need to make monthly payments or am I good in paying one lump sum when it's due back? Also will it affect my ability to do CLI? On new cards, it suppose to be 6 months before an increase according to the website.
i had recently recieved the citi AMEX dividends and was easily able to reallocate credit lines from att universal, mastercard dividends without difficulty by calling number on back of card |
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propcgamer
- Senior Member - 1K
posted: May. 15, 2006 @ 10:00p
does anyone have experience with what the minimum amount is for the "first purchase" in order to get the points? |
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andrewli
- Senior Member
posted: May. 15, 2006 @ 10:05p
IMO - no minimum. I've done very small transactions (say, <$2), waited for it to post, and did a Citibank Checking -- Citicard Transfer (through Citibank Online) for instant payment and did a BT. Got the points. |
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propcgamer
- Senior Member - 1K
posted: May. 15, 2006 @ 10:06p
andrewli said:IMO - no minimum. I've done very small transactions (say, <$2), waited for it to post, and did a Citibank Checking -- Citicard Transfer (through Citibank Online) for instant payment and did a BT. Got the points.
Great thanks, i didnt see any mention in the advertisement so i figured there was no minimum, but cant be too safe  |
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chbuzz
- Senior Member
posted: May. 16, 2006 @ 7:45p
so has anyone got this that already had the citi diamonds MASTERCARD? I would think you could since its a AMEX now. |
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Rajin
- Member
posted: May. 16, 2006 @ 9:55p
Yes, I applied for and received 1 of the MC and 2 of the AMEX versions of this card last week. |
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ykh
- Senior Member
posted: May. 18, 2006 @ 12:07a
I will have to wait till the first purchase is posted and paid before I start the BT, right?
andrewli said:IMO - no minimum. I've done very small transactions (say, <$2), waited for it to post, and did a Citibank Checking -- Citicard Transfer (through Citibank Online) for instant payment and did a BT. Got the points. |
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Oakley087
- Addicted Member
posted: May. 18, 2006 @ 2:36a
888.201.4523 to check status of app |
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propcgamer
- Senior Member - 1K
posted: May. 18, 2006 @ 5:27p
ykh said:I will have to wait till the first purchase is posted and paid before I start the BT, right?
andrewli said:IMO - no minimum. I've done very small transactions (say, <$2), waited for it to post, and did a Citibank Checking -- Citicard Transfer (through Citibank Online) for instant payment and did a BT. Got the points.
yes and pay off that purchase before u do the bt as well |
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KyleC
- Member
posted: May. 18, 2006 @ 8:23p
I just did a BT without a purchase or a first payment, in fact i did it online an hour after i activated the card. |
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PReMieR
- Senior Member - 2K
posted: May. 18, 2006 @ 8:32p
After I sign up for the bonus, can I consolidate this card with my AMEX Blue Cash? |
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jdh88
- New Member
posted: May. 20, 2006 @ 11:01a
Hi, did anyone get instant approval for this card or it takes 30 days? |
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docbells
- Senior Member
posted: May. 20, 2006 @ 12:41p
KyleC said:I just did a BT without a purchase or a first payment, in fact i did it online an hour after i activated the card.
Well, you just may have forfeited your 10,000 thank you points. You need to make a purchase first to qualify for those...
You should make a purchase - pay off the balance (you don't have to wait for the statement) - then do the BT... |
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andrewli
- Senior Member
posted: May. 21, 2006 @ 11:09a
PReMieR said:After I sign up for the bonus, can I consolidate this card with my AMEX Blue Cash?
Most likely not as Citi manages this AMEX card. AMEX probably doesn't even have these accounts accessible to their normal customer reps. |
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andrewli
- Senior Member
posted: May. 21, 2006 @ 11:14a
KyleC said:I just did a BT without a purchase or a first payment, in fact i did it online an hour after i activated the card.
Right - but then how do you plan to get the Thank You points without making the first purchase within 3 months? If you were not planning to use it for the TY points, then your method works just fine as well. |
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sandy05
- Senior Member - 1K
posted: May. 21, 2006 @ 11:37a
I applied today and got approved for pathetic $3000 . No mention of $100 GC either.
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bluevanilla
- Senior Member
posted: May. 25, 2006 @ 3:01p
How long did it take to get the points?
andrewli said:IMO - no minimum. I've done very small transactions (say, <$2), waited for it to post, and did a Citibank Checking -- Citicard Transfer (through Citibank Online) for instant payment and did a BT. Got the points. |
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FatsWalleter
- Thrifty Member
posted: Jun. 13, 2006 @ 12:43a
New offer code F1F6 (valid through 8/15/06), with 0% BT until 7/1/07. |
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