0% BT until 5/1/07. There is no balance transfer fee with this offer.
No Annual Fee.
This is the Citi Diamond Preferred Rewards American Express Card.
You also receive 10,000 bonus ThankYou Points after first purchase made within 3 months of becoming a cardmember. Redeem for your choice of a $100 gift card.
Apply online or call by 6/30/06 signup.citicards.com Offer Code: F5D5 1-800-479-9558
and the other one is until 4/1/2007 and you need to sign up by May 15, 2006, the one i posted is different
IBJanky
Greedy Member
posted: Apr. 28, 2006 @ 1:39a
Thanks for the info OP
I just applied for it today, but they did not ask me for the promo code
CSR told me that I'm still getting the 0% BT (w/ no BT fees) and 10,000 Thank You points
Hopefully I get approved without any hitches
bassmanben
Frivolous Member
posted: Apr. 28, 2006 @ 2:28a
IBJanky said: Thanks for the info OP
I just applied for it today, but they did not ask me for the promo code
CSR told me that I'm still getting the 0% BT (w/ no BT fees) and 10,000 Thank You points
Hopefully I get approved without any hitches way to be IB. you've turned the tables on them now!
SirRockabye
Member
posted: Apr. 28, 2006 @ 7:49a
when I put the code in online it doesn't say 10,000 pts under benefits - only no interest until 5/07. Do they tell you that you will receive the 10k pts anytime during the online signup process?
and the other one is until 4/1/2007 and you need to sign up by May 15, 2006, the one i posted is different So the other thread couldn't be updated with the new offer code?
I wish people would relax a bit around here - sheesh!
tallassazn
Happy Member
posted: Apr. 28, 2006 @ 12:13p
I just spoke with a Citi rep and she stated that they now mail checks to customers for balance transfers and no longer direct deposit/ACH the BT amount into a requested account.
Has anyone ran into problems trying to deposit these sort of checks? I remember running across a post from a FW member who had issues when the check never cleared in this scenario and the bank came after him.
aviator
Senior Member
posted: Apr. 28, 2006 @ 12:33p
docbells said: I for one appreciate the new thread! - Thanks OP
I wish people would relax a bit around here - sheesh!
HA HA yes sir, me too......Repost Repost Repost, i am happy i got a look see at this new offer. I dont do search much.So this is perfect for me.
Thanks op!!
darambo
Senior Member
posted: Apr. 28, 2006 @ 12:41p
YEAH! Hey - what are those points good for anyway?
can anyone else confirm that Citi will send checks instead of doing BT's directly? thanks!
yes they will send checks. Just deposited them actually.
d2a007
Ancient Member
posted: Apr. 28, 2006 @ 1:00p
darambo said: YEAH! Hey - what are those points good for anyway?
can anyone else confirm that Citi will send checks instead of doing BT's directly? thanks!
I did this offer and received 3(maybe 4) balance transfer checks. I think they told me the checks take quite a bit longer to process then doing it via phone but they work the same way. They also told me you can request more checks later if you need them.
docbells said: I for one appreciate the new thread! - Thanks OP
I wish people would relax a bit around here - sheesh!
i agree, just putting it in an "old" thread, if i were to see it listed in finance, then i would think its old and has nothing new in it
coolambo
Senior Member - 1K
posted: Apr. 28, 2006 @ 3:30p
I don't see where it mentions the $100 GC. Where can i find that? I'm hessitant to apply for something that doesn't have a clear fine print of all the benefits like the $100 GC.
jkimcpa said: you can't BT from citi MC to citi AMEX can you?
y not?
JerseyJay
Senior Member - 1K
posted: Apr. 28, 2006 @ 9:57p
Got an offer today for a Citi Diamond Preferred Rewards MasterCard but with 0% BT until 8/1/07, an extra 3 months. OP, where on the offer did you find the 4 digit offer code? Mine only has a "Personal Online Number".
ProfessorKev
Senior Member - 1K
posted: Apr. 28, 2006 @ 10:17p
how is the approvals and CL on these? also, does the application trigger "alarms" at AMEX? I always try to keep lowand never request increases on my AMEX cards.
JerseyJay said: Got an offer today for a Citi Diamond Preferred Rewards MasterCard but with 0% BT until 8/1/07, an extra 3 months. OP, where on the offer did you find the 4 digit offer code? Mine only has a "Personal Online Number".
It said it right by the apply.citicards.com and the phone number.
coolambo said: I don't see where it mentions the $100 GC. Where can i find that? I'm hessitant to apply for something that doesn't have a clear fine print of all the benefits like the $100 GC.
yea im not sure why it doesnt say it online, maybe you can call the 800 number if you really want to confirm.
if i have time i could scan the mailer i got
ajkghemee
Senior Member
posted: Apr. 28, 2006 @ 11:45p
jkimcpa said: you can't BT from citi MC to citi AMEX can you?
From their terms and conditions:
Please note you cannot transfer balances from other accounts issued by Citibank USA N.A., Citibank (South Dakota) N.A., or their affiliates.
difference
Member
posted: Apr. 30, 2006 @ 9:18p
For citi card, they send checks, which can not be deposited into your own checking, unless you want it to be a cash advance with fee,as informed by a CSR. But someone did mention the possibility to BT to yourself via their website, which will also turn out to be a check but to yourself. I am not sure this will vary among different cards or is a general rule for all citi cards.
darambo said: YEAH! Hey - what are those points good for anyway?
can anyone else confirm that Citi will send checks instead of doing BT's directly? thanks!
Kempman
Senior Member
posted: Apr. 30, 2006 @ 9:28p
I appreciate the posting of new Citi offers, but how about one central Citi offers thread? Posters could contribute offers as they come in. That might help everyone keep track of old and new offers in one, neat central place.
Kempman said: I appreciate the posting of new Citi offers, but how about one central Citi offers thread? Posters could contribute offers as they come in. That might help everyone keep track of old and new offers in one, neat central place.
currently there is no such thing, it would be an interesting idea if FW could setup a better method of tracking these offers. because just posting in an older offer, is stupid and confusing for everyone, and more people will tend to ignore it
on the downside, we would also end up with huge threads discussing the various offers, which would be cumbersome
whoDean
Happy Member
posted: May. 1, 2006 @ 9:52a
Offer Code: F5D5
" The offer code you entered is invalid. Please check the offer code and try again."
do you get charged differently if you "Put Money in Your Bank Account" rather pay off another card??
It seems like both options are free...
No. At least as of a few months ago, they just mail you a check with your name on it. I deposited it in BoA checking with no problem.
How long did it take to get the check from when you initiated it?
nosatalian
Senior Member
posted: May. 6, 2006 @ 6:53p
Citibank is pissing me off. I got denied, with a letter saying the reasons were 1) Your credit report shows too few credit references (subjective- I've got 4-5 accounts, but whatever) 2) Your credit report shows late payments on accounts.
The second part is BS. I got my credit report from Experian (the ones they used, saying I have late payments) and there are no late payments whatsoever. In fact there is not a single "potentially negative item" on my report.
And it is not like it says that 1) and 2) are "possible reasons" -- they say that these are the exact reasons why I did not score well. While they provide a phone number for Experian, to dispute mistakes on my credit report, they do not provide any number to dispute their mistakes in reading the thing. I'll probably call them, but I'm sure they will just say.. oh well, you still don't qualify for reason number 1). But I am almost certain that if they hadn't mistakenly thought I had late payments, I would have gotten the card.
This does look like a great deal for those that qualify, so thanks O.P, but I thought I would share that Citi sometimes claims that late payments exist, even when there are none.
jahnke771
Broke Member
posted: May. 6, 2006 @ 7:05p
So I signed up for this online and they said I will receive my card in about two weeks. There was no where to enter a balance transfer. Has anyone signed up online and did a transfer?
IBJanky
Greedy Member
posted: May. 7, 2006 @ 12:31a
Just got my card today
I was approved with a $9700 credit line
Namshik
Senior Member
posted: May. 7, 2006 @ 2:46a
there's price protection on this card. green for u
waiting for my card to arrive, only a 1k limit, but I can always reallocate
Skipping 35 Messages...
chill1
Member
posted: Aug. 31, 2006 @ 8:21p
So let me get this straight. I can do bt and purchases. If I make a payment they are going to apply to my 0 apr bt first then to my purchase. So if I have a card with say $6k bt and $1k purchase, I have to payoff the $6k bt first while my $1k is sitting over gaining interest and of course I wont be able to payoff the 6 for a year from now??
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