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Amboy Direct Premium Online Savings - current tiered rates 5.05% / 5.10% APY Archived From: Finance

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woodsley said:use IE, don't use Firefox.

merrimac1 said:Link doesn't work.
"Bad Request (Invalid Hostname)"
This demonstrates their quality of service.


unless you have a valid proof for this, don't blame firefox. i used firefox and there's no any problem.


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I tried Firefox and it gave me the same error.

javaperl said:woodsley said:use IE, don't use Firefox.

merrimac1 said:Link doesn't work.
"Bad Request (Invalid Hostname)"
This demonstrates their quality of service.


unless you have a valid proof for this, don't blame firefox. i used firefox and there's no any problem.


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Does this wording mean anything?

Minimum to open an account is $1, maximum deposit is $250,000. Source: Ratewatch Sruvey 4/14/06. APY's based on $20,000 money market deposits and subject to change at any time.


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woodsley said:I tried Firefox and it gave me the same error.

Which page? I didn't apply but the link is apparently fine in my Firefox under Linux.


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evanm said:Minimum to open an account is $1, maximum deposit is $250,000. Source: Ratewatch Sruvey 4/14/06. APY's based on $20,000 money market deposits and subject to change at any time.
That's just the number used for the Ratewatch survey...


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Surprised at how easy it was to open an account. Took no more than 5 minutes.


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woodsley said:I tried Firefox and it gave me the same error.

I have Firefox v1.5.0.2 (recent version) with Windows XP...just opened an account with no issues at all.


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i hope it's okay that i ask.. but how many banks do you all bank with? (or how many banks do you have accounts opened with?) i'm trying to convince my husband that it's not bad to have several accounts opened. any help would be greatly appreciated.


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TellMeWhy said:i hope it's okay that i ask.. but how many banks do you all bank with? (or how many banks do you have accounts opened with?) i'm trying to convince my husband that it's not bad to have several accounts opened. any help would be greatly appreciated.
I have ten savings / checking accounts. As long as you can manage them, it's fine. Close the ones you don't need.


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thanks for the quick response! any others want to share?? so far my husband and i have only three banks that we are currently banking with. he says that it is getting ridiculous as i am 'rate-chasing' (as you guys would put it). i don't see any harm.


btw, does anyone know about amboy's closing of accounts policy? is there any charge or certain timeframe? i couldn't find it on the page.


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any ach capabilities from this account?


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TellMeWhy said:thanks for the quick response! any others want to share?? so far my husband and i have only three banks that we are currently banking with. he says that it is getting ridiculous as i am 'rate-chasing' (as you guys would put it). i don't see any harm.

Does your husband still use Windows 3.1 ?

btw, does anyone know about amboy's closing of accounts policy? is there any charge or certain timeframe? i couldn't find it on the page.

I found out the same thing. The page is short of detail information on this new program.


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Should I get in or not? May be I will wait a few days before i get into this.
Those who have already done it, how is the experience? Never heard of this bank before!!
Any Information appreciated..


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Should I get in or not? May be I will wait a few days before i get into this.
Those who have already done it, how is the experience? Never heard of this bank before!!
Any Information appreciated..

Very easy to open. Only problem is that your account can be linked to just one checking account. No ACH


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So, you can link one checking account to draw money from, can you also push money back to that checking account FREE using Amboy?

Also, any more feedback from those who took the plunge?


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IAmStingRay said:So, you can link one checking account to draw money from, can you also push money back to that checking account FREE using Amboy?

Also, any more feedback from those who took the plunge?

From the thread about the other account Amboy is offering (MM Maximizer), people have been reporting good experiences with this bank. The MMM has the same rule of only linking one checking account, and from personal experience, it's bidirectional: you can push money back to that checking account FREE using Amboy.


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CornHusker said:It will hold like ING

Electronic deposits made to your account will begin to accrue interest 2 business days after the deposit is made and will be available for withdrawal after 5 business days. Every day is a business day, except Saturdays, Sundays and Federal Holidays.
Electronic transfers to your non Amboy checking will generally be at your bank within 2-3 business days.


Wow. 2-3 days is pretty long (almost as bad as HSBC Online Savings). Does anyone know if this is because they use a third party ACH transfer company like CashEDGE (like HSBC)?

A clear indicator of this would be if they require you to log in a second time to access the bank transfer section of their site.
-g


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sorry, wrong, no pushing to other than checking account


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UnixLab said:TellMeWhy said:thanks for the quick response! any others want to share?? so far my husband and i have only three banks that we are currently banking with. he says that it is getting ridiculous as i am 'rate-chasing' (as you guys would put it). i don't see any harm.

Does your husband still use Windows 3.1 ?

btw, does anyone know about amboy's closing of accounts policy? is there any charge or certain timeframe? i couldn't find it on the page.

I found out the same thing. The page is short of detail information on this new program.

very funny! anyway, i suppose i need to call them and ask them about that information before i open one.


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FWgunn said:CornHusker said:It will hold like ING

Electronic deposits made to your account will begin to accrue interest 2 business days after the deposit is made and will be available for withdrawal after 5 business days. Every day is a business day, except Saturdays, Sundays and Federal Holidays.
Electronic transfers to your non Amboy checking will generally be at your bank within 2-3 business days.


Wow. 2-3 days is pretty long (almost as bad as HSBC Online Savings). Does anyone know if this is because they use a third party ACH transfer company like CashEDGE (like HSBC)?

A clear indicator of this would be if they require you to log in a second time to access the bank transfer section of their site.
-g


No idea about what system they use (I'm still waiting for my < $1.00 deposits to appear to finish signing up), but I belive the wait could be circumvented by ACH pulling from another bank. I use USAA and they allow you to link any account and push and pull money as you please.


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