JuNooNi said:Just IMHO, this card is not worth to BT big amount as it didn't report your credit limit on the CR. It only shows your Balances on CR (hurt your score badly). So I would suggest once you recieved this card and get all the bonuses and stuf, call citi and convert it to any other card which reports your Credit Limit as well on CR. The CSR usually told you that you might not get BT (0%) on new card but I did it anyway twice and I am using 0% BT on new converted cards.

Thanks for the heads up, I will try to consolidate with my dividend.

Thanks OP. After my first completed month my points posted.