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needdealsnow
- Happy Member
posted: May. 11, 2006 @ 11:23p 
Thanks for the heads up. One thing that holds me back is that I have a BOA ATM right next to where we are. But I will surely be looking out.
markkundinger: I don't think they should have charged me fees because they did not allow me to open an account with a transfer of $300. So they are completely wrong. Worse part is when I call up and jump through hoops to talk to a CSR, they are absolutely disagreeable. I have made a lot of money in BOA stock and it is good time to sell IMO.
DJSchachner said:Oh, and I forgot to mention, Wells Fargo currently has a deal where you get a $25 electronic gift certificate for GiftCertificates.com if you open checking and/or savings online (I think you get $50 if you open both, separately). I opened two savings accounts a couple weeks apart and received both via e-mail in a reasonable amount of time. |
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markkundinger
- Senior Member - 2K
posted: May. 12, 2006 @ 12:33a
AugustFour said:Funny you mention that. I have the same pdf. Did the CSR say anything or make any comments in a way that made you assume but not be sure you are going to receive the bonus?
The CSR just seemed baffled by it when I presented it, asked a coworker "are we doing $75 offers?" etc. But he didn't say no or anything.
And NDS, I agree that not allowing someone to fund a savings with the minimum balance to avoid a fee is pretty lame. When I funded my savings online, I was able to do it (with a CC!) up to about $500, I think. And actually, I'm not unsympathetic. I just called up Wells Fargo and whined until I had a $7.50 fee reversed.  |
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AugustFour
- Senior Member
posted: May. 12, 2006 @ 12:50a
markkundinger said:AugustFour said:Funny you mention that. I have the same pdf. Did the CSR say anything or make any comments in a way that made you assume but not be sure you are going to receive the bonus?
The CSR just seemed baffled by it when I presented it, asked a coworker "are we doing $75 offers?" etc. But he didn't say no or anything.
Sorry to keep beating up on this dead horse, but I have a pdf and was thinking of closing my current BoA My Access account and wait a few week before the expiration of the offer to open a new one. I am not sure if this gamble is gonna pay. It's hard to read what was going on in the CSR's mind. Do they enter some kind of code for the bonus, or could they just ignore that and simply go ahead and open the account, knowing the customer will probably end up calling their 800 number and go through motions. |
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FWgunn
- Senior Member
posted: May. 12, 2006 @ 2:16p
needdealsnow said:Isnt this (keep the change) offer for debit card transactions? Please explain how you are thinking of using it
FWgunn said:I wonder if you can take advantage of this offer and still get the 100% Keep the Change Match for the first 3 months (max $250).
If so, this would sweeten the deal even further. I really didn't want to open another savings acct just to initiate (253) $XX.01 transactions but this may just sway me.
-g
You need a savings account for the debit charges to "sweep" your savings + their contribution into.
Since BoA savings interest rates usually suck and have a $600 min, I never bothered opening keeping one open.
I believe the 3 month KYC matching bonus is an incentive to get people to open up savings accts that earn very little interest.
My question is this: If you open the savings acct for this $25 bonus, are you precluding yourself from the matching KYC bonus? I'm sure KYC will work (with their whopping 5% match) but that alone isn't worth it to me.
--
There is a thread here on KYC bonuses. Technically, you could just do a whole bunch of transactions that end in 1c and in addition to sweeping your 99c into savings, BofA will give you another 99c. (253) xx.01 transactions later and you should have $250.47 of your money plus $250 of BofA's.
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markkundinger
- Senior Member - 2K
posted: May. 12, 2006 @ 9:02p
In this thread I think I stumbled across the optimum order to do things if you currently have no relationship with BofA. I don't see a reason why the $25 would break KTC.
Of course, I haven't yet received any of the bonuses to prove it. |
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AugustFour
- Senior Member
posted: May. 12, 2006 @ 10:58p
zhanff said:I think you can find a actual $75 coupon in the changing address envelope in Post Offfice. I found one a few days ago.
I just went to my local post office and picked up a moving package. No BoA coupon. However, there was a $200 Citibank coupon for a new checking account, which I already have. |
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yuri375
- Broke Member
posted: May. 12, 2006 @ 11:00p
When I clicked on the "special offers" link today in my BoA online banking there was an offer to open a savings with no maintenance fees for 6 months (no transfers from checking needed), I wondering if I can combine this offer with the $25 opening bonus. |
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