How much are we talking about in incorrect payment to make it worthwhile. It believe it is just lost interest in the payment amount over the rest of the 0% promotion.

That's the cost of your mistake. Let it go.

I called Customer Service today, explained the situation, and asked for advice. She said that she can't cancel or revoke the transaction, and disputing might be fruitless, since I authorized the transaction. But she said that she can cut my purchase APR from 16% to 8%, which was good enough for me.

c3 said:VagrTiger said:But she said that she can cut my purchase APR from 16% to 8%, which was good enough for me.

Why is that important at all?

The bill pay amount that was charged to that card is going to accrue the itterest at purchase APR. So reducing the APR by half will decrease my interest losses by more than a half (due to compounding)).

eminded said: can you use mbna bill pay to pay a landlord? he only accepts paper checks. can they mail out one to him on a monthly basis? using my bank account bill pay, i just enter his address, the amount and when i want it to go out, and they send it along.
No. You can use MBNA Billpay to pay only the merchants on the list provided at the web site.

g10ny said:An on-topic question: on their list there is a certain DFCU Financial CU. Who is that?
I am asking here b/c I am trying to fly under the radar and not to ask the CSRs.

I assumed it's DCU (Digital FCU) and the system won't let me set up the payee. It appears the account # doesn't fit this merchant's list. So my concern is in fact related to whether DFCU is the same as Digital FCU or not. As there is some evidence suggesting it's not, I wanted a second opinion.

Any ideas?Second opinion.

Has anybody set up their Citi Hilton Honors card on MBNA BillPay?

MBNA BillPay doesn't list any Hilton cards. However, looking at the payment address I noticed that the payment address for Citi Hilton Honors card is exactly the same as for AT&T Universal card - and MBNA has AT&T Universal in their selection.

So maybe I can just enter my Hilton number under the AT&T heading and use that to pay Hilton...

Anybody tried, or am I going to be the guinea pig?

AT&T Payment Address:
AT&T Universal Card
P.O.Box 183037
Columbus, OH 43218-3037

Hilton Payment Address:
Mail Payment To:
Payment Processing Center
P.O. Box 183037
Columbus, OH 43218-3037

I searched through the major Billpay threads, so sorry if this has been asked and answered, but is the MBNA Net Access/Billpay still alive for CC-funded bill pays? I had a Schwab card around the merger, but didn't find out about Billpay so I didn't get in pre-BoA merger. I did a Google search and the Net Access page directs to BoA Online Banking. Does anyone know if the BoA online payment system mirror MBNA's Billpay?

Cool, thanks Tony!

Sorry all, but I'm still a little confused on how to obtain BillPay w/ CC float/pay option. Would the following be the right steps to go about getting it?

1. I have 3 BoA cards that I recently applied for, so I did not meet the 10/23 grandfathered in deadline. I do, however, have a Charles Schwab VISA from before the BoA merger.

2. Sign up for any BoA checking account.

3. Sign up for BillPay.

4. Look to see if the Charles Schwab card is available for the CC pay option?

TIA