In with THz3 with checking only. will see.

For only a $125 bonus, I don't think I'm going to chance this
offer. I already hold a BOA Visa and they have been shady since
day one! Especially about BOA's hard pull credit check for checking
and savings. That just doesn't sound right to me. Chexsystems, yes.....

I went online the check the Thz1 status and customer service
was evasive. When asked if the code was good, I merely stated,
"that is the code provided to me". CS's response was, "then the
code is still good". CS did not confirm anything for me, just
spoke in circles.

I'll stick with my other banks.

An online CSR (Jennifer) told me that you can have more than one of a single type of account. So, for instance, I already have a StudentEdge Checking account, but I can open another StudentEdge Checking account (which has no minimum balance, no fees for 6 months or with DD [ING/HSBC/etc. count, I've never been charged any fees and have no paychecks]). I'd say that's worth the $25 deposit. The additional $25 on the $300 savings deposit? That I'm less sure of. I guess it's an 8% return, but if there's a chance they'll be shady I don't want to bother. I guess I could put $25 in the savings and bounce it back and forth with automatic transfers.

Actually, when I went through the application, it said it would waive the fees on the regular savings account for the first 6 months as well. So I'll fund each account with the minimum opening balance, then leave $1 in each, then close after 6 months. Seems pretty good to me!

What's the url for new? Thanks.

welphd said:Is it good for new customers?

Can you just open checking for $100? i just had an online chat and the rep made it sound like it was both or nothing.

Can we go to a local bank and open up the two accounts and still get the bonuses?

defjukie said:people that applied, but weren't previously customers:


have any of your account opened yet?

I applied on the 16th, and they've sent me about 3 or 4 emails over the last 2 days to acknowledge receipt of my application (all of them were different), but it seems my account still hasn't been opened.

Any ideas?

I opened it on Tuesday night and the money showed in the account today. I had called their number because of a problem and they went ahead and got me my online banking information so that I could view the accounts. I haven't received anything in the mailbox from them yet.


Does anyone know if we receive a few starter checks when you open the myaccess checking? Thanks.
BTW, I spoke with two different people and they said you could close your account at anytime without a fee.

Can't you just avoid closure fee by moving all money out via ACH (say to Paypal or another bank account) and then tell 'em to close? From my experience, thought banks can't / don't come after you for closure fees in such a case where account has no funds to pay the fees...

mnbaddy said:The evil boa pulled 2 hard one me. Anyone has the same experience£º

New Inquiry 05/17/2006 BAC CON LDG

New Inquiry 05/18/2006 BAC BUS LDG

Both with TU.
Did you have existing accounts with them or are you a new customer?

I already opened chk and svg.
Today when I tried to open a/c for my wife, the online chat guy told that THZ3 and THZ1 are for new customers only.
He said he has an offer for new customers: open both a/c and get 60.