Got this offer for a Fleet Titanium Visa today:

0% intro until June 2003 on BT and purchases
8.99% variable APR
Credit line up to 50k

No annual fee, no BT fee

Mark -

The AT&T Universal card (actually offered by Citibank, which explains why the offer is so similar) was in this week's Dallas Morning News.

I was thinking about paying off my GM card before the 0% intro rate expires at the beginning of August, but now I think I'm going to take the AT&T Universal Card, if Citibank will take me.

-z

I'm sure everyone is aware that they need to CLOSE the other credit card accounts (the one's you are paying off), not just pay off the balance. Otherwise the available credit limit will show on your credit card and eventually you will be over-extended (especially if you go for a mortgage). Make sure you get and keep letters confirming your CLOSURE of the acct. And also make sure they actually CLOSE it and not just deactivate it. Just deactivating it does nothing to remove it from your credit history.

I got a 0% intro rate for a year from Chase Platinum. www.mychasecard.com

pofig37, MarkM, or other ATT cardholders,

does the ATT card act exactly like any another Citi card, as far as you know? E.G., do you access it at the citibank website, does it work fine with c2it, does it count as another citibank card (so that you can move credit limit to/from other citibank lines?)

My main BT strategy is to:

(1) open biggst, best citibank family lines I can;

(2) immediately transfer over part of my current citibank credit limit from another line over to the new 0% line to maximally exploit the promotional BT offers;

(3) then when done close the newer accounts and tranfer their entire credit limits over to my Clik Citi line (which is the best product they have for non BM purchases, IMHO--best value gauruntee, full 1% back each month, extended warranty, etc.)


They have let me do this in the past this way, and it's a big reason I'm more interested in citbank offers than any others.

MarkM, yes, I just call and explain that I want to move some from of the credit limit from one card to another. Sometimes it takes a couple of calls to get someone who understands what I want, but it's always worked OK eventually.

New Offer as of 5/19: Citibank platinum select, 0% and no fees on BTs until 5/1/03, good until 7/7/02, call 1-800-760-1346. Details were in the Sunday paper.

can someone pls post the chase 0% offer?
i recently applied and my rate is not 0%

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sunrise, they CAN move part of one line to another line. They have done this for me 3 times. Call during business hours, explain this has been done, and politely ask to speak to a supervisor if they tell you no.

I can verify on that offer that they don't charge BT fees. I actually think citibank is very good on stuff like this.


NOTaFool, interesting FBB solution. Have you opened up a checking account with them? It's very handy for managing FBB payments. You can ACH in and out from as many as 10 other checking or MM accounts, as well as your FBB CC. You are limited to $1500 per ACH switch between the external accounts.

Was there ever a thread specifically on the FBB card? Can't recall. If not, this board could use a good one...there are several tricks and terms worth noting. You have as much experience as any of us with it...if you're inclined to start one, that'd be appropriate...if not, I'll take a little time pull one together.

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