Edit

Forums ›
Finance

Post your best no-fee CC balance transfer deals on NEW accounts here (updated 7/04) Archived From: Finance

  • tweet this
  • Post to Facebook
  • Text Only
  • Search this Topic »
  • Classic
alert mods    
   posted: Jun. 14, 2002 @ 6:34p

http://www.citibank.com/us/cards/cardserv/divplat/index.htm

You can apply there and get the same offer when calling them.

Just curious.. when you apply for the card and do the verification, is it a machine or actual human?


alert mods    
   posted: Jun. 17, 2002 @ 9:59a

Update on my Chase deal
_______________________

As I promised, I am updating my dealings with Chase CC. They promised me 0% BT with 0 transaction fee for 12 months and when the deal came it was different. After writing to them and threatning legal action, they immediately called me and gave me the rate they promised earlier on. I was however hoping that they deny so that I can take them to court and get some punitive damages etc. but anyway, I got what I wanted.

I think the consumers words are more accepted by courts, inspite I could not have proven what Chase told me over the phone, but the circumstances which led me to this offer ( namely a competitor was offering the same rate and when I wanted to cancel by Chase card, the rep matched the competitor's offer) was leaning the case more towards me.

So, bottomline is if you are offered some deal by anyone representing the company, you can get that deal without losing grounds.


alert mods    
   posted: Jun. 17, 2002 @ 8:57p

RagingBull said:

<< http://www.citibank.com/us/cards/cardserv/divplat/index.htm

You can apply there and get the same offer when calling them.

Just curious.. when you apply for the card and do the verification, is it a machine or actual human? >>

I applied over the phone, and had to call the # to activate the card. As usual, the final activation has an operator come on the line and attempt to have you do a balance transfer immediately and sign up for the card protection plan.


alert mods    
   posted: Jun. 17, 2002 @ 11:54p

First post updated for latest killer citibank deal


alert mods    
   posted: Jun. 18, 2002 @ 1:12a

how much credit limit did you get? are they strict about employment because i am student


alert mods    
   posted: Jun. 18, 2002 @ 10:48a

For some reason, Citibank gave me a 0% BT with 0 transaction fee till 4/1/2003 not till 6/1

Also, the website http://www.citibank.com/us/cards/cardserv/divplat/index.htminfo is contradictory :

front page says " 0%APR for 12 months on BT, no BT fee"

Terms and conditions says "Balance transfer APR of 0% for 9 months from the date of the first balance transfer.Transaction Fee for
Balance Transfers: 3.0% of the amount of each balance transfer, but not less than $5 or more than $50."


alert mods    
   posted: Jun. 18, 2002 @ 10:13p

RagingBull said:

<< how much credit limit did you get? are they strict about employment because i am student >>

$7000, which sort of didn't make sense to me since I just got $15,000 from Farm Bureau Bank. I didn't have to do anything out of the normal credit card application routine.

I also asked how to have the limit increased, and Citibank rep said to transfer balance, pay minimum for six months, at which time Citibank will automatically review the account for increase, or I can call in.


alert mods    
   posted: Jun. 21, 2002 @ 2:15p

i have a sony citicard right now, when i called to get the divedend card i was told i could not transfer a balance from an existing Citi card...is that incorrect?


alert mods    
   posted: Jun. 21, 2002 @ 3:20p

Mike89,
that is incorrect, request to speak to a supervisor, say that your friends have done so. Or you may get a more informed CSR next time you call. But I recently transferred my line of credit from my Sonycard to recently opened Citi Div plat card.


alert mods    
   posted: Jun. 23, 2002 @ 7:27p

Is there a phone number for the Chase 12-month offer? I have a mailing but I prefer to call and do it on the phone. I didn't see a phone number in the threads...


alert mods    
   posted: Jun. 25, 2002 @ 3:33p

There seem to be a few post here, just curious as to what the current best deal is?

--pat


alert mods    
   posted: Jun. 27, 2002 @ 10:13p

Don't think this has been posted...

Got an offer in the mail yesterday to open a new Discover Platinum: 0% for BT and purchase until August 2003, and no transaction fee too. (no grace period for BT)


alert mods    
   posted: Jun. 27, 2002 @ 10:16p

Received this offer in the mail today:

AT&T Universal Card. 0% on BT, no fees until 7/01/03. Call 1-800-898-7083 to aply. Must respond by 8/15/02.


alert mods    
   posted: Jul. 8, 2002 @ 1:58p

OK, I applied and got my Citi Dividend Platenum Select card with the 0% BT for 12 months. They gave me a credit line of $4200. I have another Citi card with higher credit line with no balance owing. Should I try to move some of that credit to the new card to maximize the 0% BT? Anything else I should know before I activate the card today?

Thanks for the great info.

--pat


alert mods    
   posted: Jul. 8, 2002 @ 3:06p

That should do it Pat. It might take a call or two, but eventually you should be able to get it done. Best of luck, and congrats on your new line.


alert mods    
   posted: Jul. 8, 2002 @ 6:40p

I just checked with my discovercard balance transer offer and they me an offer for 0% until Jan statement, with no balance transfer fee.
Call your discovercard to see if they have any offer

Kenshin.


alert mods    
   posted: Jul. 15, 2002 @ 4:48p

bump for current interest/questions.


alert mods    
   posted: Jul. 15, 2002 @ 6:06p

Farm Bureau has a deal for new credit card accounts:

0% APR on all purchases for 3 months and 2.9% APR* on all balance transfers for 5 months


alert mods    
   posted: Jul. 15, 2002 @ 7:19p

Alas, this isn't the famous 2% rewards card, only the std card. But thanks for the heads up, DWooley.


alert mods    
   posted: Jul. 16, 2002 @ 9:43a

Thanks Dave, I missed that. Guess applying for regular card and converting it to platinum after 3 months would not pass a hassle factor either.


 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!


Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2009