Bank of America $100 for new accounts

I just opened a new My Access checking with saving accounts. The offer code is 100MYA. I went to mbna.com to check on credit cards they offer and there was an add for this offer.

Link

$5.95 fee if you dont maintain direct deposit. You can get around this by transfering funds from Paypal, ING, HSBC, etc into your BofA account.

Search the forum for more detail.

I think the $125 offer requires a minimum of 750 in savings. This one is solely checking and only requires DD.

vwbugman69 said: All the savings account requires is $300 or a $25 transfer/month from checking to avoid fees.

So DD $25/month into checking, transfer it into savings, and transfer it right back out if you wish. No fees at all.

Sort of a hassle to do every month for a measly $25.

You can also get $200 if you sign up for a personal and business checking account both. There is a link to the offer posted in another thread here.

SegaRob said: BankofGreed said: $5.95 fee if you dont maintain direct deposit. You can get around this by transfering funds from Paypal, ING, HSBC, etc into your BofA account.

Search the forum for more detail.interesting, is this true?

http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=432086&highlight_key=y&keyword1=banks+require+direct

wonjiman said: I just opened a new My Access checking with saving accounts. The offer code is 100MYA. I went to mbna.com to check on credit cards they offer and there was an add for this offer.
Do you know at what page (or link) you saw the ad? It would be nice to know the T&C. I can't find the ad at www.mbna.com

SpeedDragon

Nevermind. I see the BoA link now. My NIS blocked the link from FW page.

SpeedDragon

which credit bureau will they use for the credit check to open the accounts. also there was a link to some website where we can check which bank/credit card uses which agency for the credit check,.just cant find it. can someone post it if possible

thanks

minghi said: there was a link to some website where we can check which bank/credit card uses which agency for the credit check,.just cant find it. can someone post it if possible
thanks


HERE IS THE LINK TO CREDITPULLS YAHOO GROUP

i really dont know alot about banking so let me ask something, if I already have an acount with BOfA and with this link make a second acount, would there be any problems for me later? fees or them just not letting me or etc?

You can have more than one checking account. As long as you meet each accounts' requirements, there are no other fees.

I think that $125 offer is for existing BOA customer only. It requires "Your account number(s) of existing Bank of America account(s)".

vwbugman69 said: Why not get $125 for the same thing?
Fatwallet Thread

whats the minimum initial direct deposit?

I think you can. I used a print out of the THZ1 promotion and walked into the branch to have my account opened. The branch manager called it in to make sure that she could give me the offer.

keokeo said: if I do a walk in will they still accept this?

Here's my problem so far with BOA - it costs $8 to get checks and I don't want any anyway. My direct deposit payer says they need a blank check with void written on it to get direct deposit from them. I hope to try to talk the DD payer into a deposit slip which apparantly comes free in the welcome package. If this fails I will have to try to use my netbank account to do a "phony" direct deposit for the same amount. Anybody have any suggestions - I am doing this BOA thing strickly for the promo so don't want to spend too much time at it. I assume I can get the money out at the end of 6 months cost free and still keep the free 100 bucks (promo code 100MYA). TIA

Got my debit card in the mail today.

I received my debit card, and in a separate mailing, my pin number. With these two I was able to set up my online account and view my checking account number online. I called the general info number and eventually got through to a helpful (What the heck?) CSR who told me my routing number and also that my account was initiated in Virginia.

No welcome kit but apparently you don't need it.

My only hang-up was that I had to reset my passcode, but again, all you need to do this is the debit card number and the pin.

I successfully confirmed my BOA checking with Paypal and Yodlee was able to add my account. Are you able to log in directly yourself from the front page of BOA? Although I set up a username and password when I initiated the account online, my actual user ID ended up being my SS# and I had to reset the passcode by using my debit card and pin #.

So far the only time I've used the username and passcode I intially set up during the sign up process was to access a PDF document that I needed to sign and mail to BOA.

I'm really quite surprised at how disconnected this whole process has been. I'd be really surprised if anyone with limited understanding of computers or online banking would be able to have figured this all out. Then again they probably wouldn't be signing up for online bank accounts promo's in the first place.

Kram - I forgot - that's how I too changed my passcode- with debit card and pin; then I changed my username at a customer service link on BOA. This is really frustrating.

For those waiting on a credit, it may take some time...I received this response after waiting the specified 50 days. They're tacking on a possible extra 45 days to process it.

After reviewing your online application, we show that promotion code
100MYA was entered. Therefore, we are processing a second request for
payment for your promotional offer in the amount of $100.00. Please
allow up to 45 days for processing and delivery of this incentive. We
apologize for any inconvenience or delay in receiving this incentive
award.