Saw this when I logged off from my BofA account, hope its not a repost -
Bank of America is proud to bring to you this special offer:
Enjoy travel with no blackout dates, gift certificates at retailers such as J. Crew, Pottery Barn, Pottery Barn for Kids, Eddie Bauer®, T.G.I. Fridays®, The Sharper Image®, and more.§
Card benefits include:
* Receive a $50 Statement Credit after qualifying transactions (added: no details on what these are) * 0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles† * Redeem your points for travel, merchandise, gift certificates, and cash * Earn 1 point for every net retail purchase dollar * Redemption levels start as low as 2,500 Points * No annual fee
You choose the rewards that are right for you, including cash, travel, great merchandise, and gift certificates.
You can also turn your WorldPoints® rewards into world-class memories with the WorldPoints® Ultimate AccessSM program. Your key to unique adventures, memorabilia, and the best seats in the house.
So start earning rewards and redeeming them your way.
Looks like any transaction within 45 days to get the $50 bonus if you read the fine print at the bottom of the page.
Doesn't look like this card is a good candidate for 0% BT though as there is a 3% fee $10min no max cap on all balance transfers.
AnonymousCoward
Member
posted: Jun. 26, 2006 @ 11:18p
Maybe this would be a good card for someone to get who is looking to start taking advantage of Billpay. Get $50 off the bat and with no attractive BT you could start using the card right away for billpay.
Saw the same offer, when I logged off from bofa. Frankly not a very attractive offer. Great for those planning to get this card. But otherwise not worth the inquiry on the credit report.
SeekKnowledge
Member
posted: Jun. 27, 2006 @ 2:59p
yup.. agree!! not worth with the 3% BT fee
thetrump
Senior Member - 1K
posted: Jun. 28, 2006 @ 10:19a
AnonymousCoward said: Maybe this would be a good card for someone to get who is looking to start taking advantage of Billpay. Get $50 off the bat and with no attractive BT you could start using the card right away for billpay. Exactly what I need this for. Had a Schwab card that didn't have BillPay. Thanks OP!
Good if someone was planning an app-a-rama anyway.
theCompDude said: Saw the same offer, when I logged off from bofa. Frankly not a very attractive offer. Great for those planning to get this card. But otherwise not worth the inquiry on the credit report.
thetrump
Senior Member - 1K
posted: Jun. 28, 2006 @ 11:15a
tashayar said: Good if someone was planning an app-a-rama anyway.
theCompDude said: Saw the same offer, when I logged off from bofa. Frankly not a very attractive offer. Great for those planning to get this card. But otherwise not worth the inquiry on the credit report. Slightly OT but who coined the term "app-a-rama" anyway?
massfiasco
Senior Member
posted: Jun. 28, 2006 @ 11:19a
i have this card and like it. we use it for daily purchases and then BT off this card to ones that give the 0% offers. i've racked up a lot of points that i'll be using for vacation this winter.
thetrump said: tashayar said: Good if someone was planning an app-a-rama anyway. theCompDude said: Saw the same offer, when I logged off from bofa. Frankly not a very attractive offer. Great for those planning to get this card. But otherwise not worth the inquiry on the credit report. Slightly OT but who coined the term "app-a-rama" anyway? I think it was SIS.
thetrump
Senior Member - 1K
posted: Jun. 28, 2006 @ 11:27a
Yeah, I think this was the original A-O-R thread: Text
CleverNickname
Member
posted: Jun. 28, 2006 @ 12:25p
massfiasco said: i have this card and like it. we use it for daily purchases and then BT off this card to ones that give the 0% offers. i've racked up a lot of points that i'll be using for vacation this winter.
Interesting, just for a data point could you give us an approximate average $/point equivalent value you are getting out of this card? Also, what cash/rewards you are redeeming to get that value?
Thanks, I'm always looking for a better spending card. I'm going to add this to my next *rama for BillPay but I hadn't planned on using it for purchases.
dsmking
Senior Member - 1K
posted: Aug. 3, 2006 @ 8:53a
I have MBNA Quantom card with worldpoints. I have accumulated 35000 points. Infact it should be 35001 points for the statement just ended. But, when I tried to redeem points, it shows I have just 34999 and I can redeem only for a maximumof 25000 points. When I called MBNA, the CSR was also surprised why it is like that. I feel the system is cooked up to not let pass 35000 points. The CSR agreed. She said charge a little more and wait for the points to cross 35000 points to redeem for 350 bucks. Anyone had this problem?.
FFGuru
Senior Member
posted: Aug. 3, 2006 @ 5:38p
I have the Visa Signature version of this card. I have been quite satisfied with regular CLI, good customer service, and a decent online bill pay.
MBNA is quite responsive to its customers but this may change now that BofA has taken over. I haven't redeemed any points however.
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