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I dont know whether its hot or not.

I got a mailer from BoA today; offering to recieve $50 gift certificate when opening a Savings account with $100 opening balance.

There is no maintenance charge for first 6 months, after that you need to keep $300 min to avoid any fee.

So cancel the account once you get the $50 gift certificate.

Link: Text



What the promo code ?


updated the link


The way the text reads looks like you may have to have a checking account.

"The annual percentage yield (APY) for Regular Savings accounts is 0.50% on all balances. This APY is accurate as of 5/24/2006 and may change after this date and after the account is opened." That's disgusting.

Considering it took them 6 months to close my checking account, this isn't worth my time. Otherwise it's a good find.


Promo code is PRJ3.

"$3 monthly service charge waived with automatic monthly transfer of
$25, or, just maintain a minimum balance of $300."


Green. In 4 1.

Does anybody know if there will be a hard pull on credit for even existing customers?

Thanks


did anyone find out if you have to open checking too?or is it ust savings?


There is an option to fund the savings account with a credit card. Anybody has experience depositing money with credit cards? The last time I use my visa card to fund a savings account, I was not charged any cash advance fee. Does anybody have similar experience?

I has this card with a large credit limit with 0% for purchases...


chikuMarwadi said: Does anybody know if there will be a hard pull on credit for even existing customers?

Very likely a hard pull, there was for me.

Also, I funded a BofA Checking and Savings with a credit card a couple weeks ago. Both were flagged as purchases on my MBNA card. They limit the amount you can fund with CC, for me it was $1000 for checking and $100 for savings.


markkundinger said:

Also, I funded a BofA Checking and Savings with a credit card a couple weeks ago. Both were flagged as purchases on my MBNA card. They limit the amount you can fund with CC, for me it was $1000 for checking and $100 for savings.


Thanks. I typed 20,000. They probably gonna cancel it but I guess i'll wait for the notice.




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