captor said:I am planning to buy a home in MA. I have been doing a lot of research. I found first time home buyers program would be good for me. But all the banks I enquire say that I am above the salary limit. Are there any resources where I can search for banks with higher salary limit that offer first time home buyer programs? Thanks.

If you don't qualify for a program through this link, consider calling your local county to see if they have a coalitition on affordable housing or some similar program. They will often have additional info about local banks individual programs that you might qualify for. Failing that, I would call every local bank that lends in your area. I found many different indivdual programs that weren't widely advertised and provided some great deals when I did my first time home buyers search.

This is a first time homebuyer program for Montgomery County in Maryland. There are income and sales price limitations of course but at 5.625% 30 YR, it might make sense. I know of this program because I am a loan officer for one of the participating lenders.


Housing Oppurtunities Commission of Montgomery County