Chase Professional MasterCard with Premier Cash Rebate

3% Cash Back for gas station, restaurant, hardware store, home improvement store, and office supply store. (4000 pts max per month)
1% Cash Back for everything else. (no limit)
No annual fee.
0% BT & purchases for 12 months, then fixed 8.99% after.

Sounds like a good all around card. What do you think?

Sounding REALLY nice...like Citi's Professional Cash card. You have a link?

Where is it? I cannot find it anywhere.

It was an invitation I got in the mail, so no link, and I've searched and found nothing of it, even on chase.com.

It is not a business card. The application asks for annual household income, doesn't ask for tax ID. There's an optional question for business name if you own one and want to display company name on the card.

Phone # is 1-888-218-3222.

That's all the relevant info I could gather.

mgdeals said: Seems like a good card to complement the 5% gas/drug/grocery card. I've received both the business and professional version offers for this, and they seem very similar. I'll probably try to convert an old MC from them to this.

From the restaurant perspective it looks good because:

• personal credit card (full consumer rights)
  
• great for those without Costco/AMEX 3% card
  
• accepted more places than AMEX
  
• Good for places that don't qualify for 5% under Citi MtvU (which is countless places)

BankofGreed said: too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?

Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.

poo said: BankofGreed said: too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?

Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.

Citi MtvU is only for students!!

poo said: AlexTheMan said: poo said: BankofGreed said: too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?

Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.

Citi MtvU is only for students!!

Many people have been approved, including myself, without proving enrollment.

Oh boy you have to eat a lot of fast food to justify getting that card.

KeepOneInDaChamber said:
Oh boy you have to eat a lot of fast food to justify getting that card.

Care to explain? It works well in conjunction with other Citi cards.

KeepOneInDaChamber said:

Why carry an extra MtvU card in your wallet just for fast foods? IMHO extra 4% back doesn't translate into enough savings to justify the hassle of having an extra card (other perks are really negligible, especially for a non-student). Well, unless it's for someone who really enjoys it..

Sorry for OT, but that's not only fast foods, restaurants apply as well and so are bookstores. With 2-3 Citi Cards, you can have extra points coming in from major activities, I don't see how the one extra card changes anything, unless you refuse to carry more than one. IMO

Does anyone have a link to any details on the card? I called chase and the CSR wasn't able to find any info on the card.

Sounds nice, but a lot like Citi Professional. I had a bad experience w/ Chase and I can't stand having to deal w/ their thickly accented outsourced in India CSR's when I have a problem. I don't like repeating my question 3-5 times before the CSR understands what I'm asking so I think I'll pass and stick w/ Citi.

The only real added benefity would be the hardware and home improvement since my other cards give me the same or more for the other categories.

gas station, drug store and supermarket - I get 5% w/ Dividend and 6% for 1 yr w/ Driver's Edge
Restaurant - I already get 3% from my AMEX/Costco True Earnings card.
hardware store and home improvement - I can buy Home Depot gift cards for more of a discount than 3%
Office Supply Store - Same 3% w/ Citi Professional.
1% everywhere else, all my other cards offer this.

I'm not bashing the deal, I'm not going to apply because I already get most of the reward categories w/ existing cards, and I can't stand talking to Chase CSR's.

GeneValgene said: ok, i got the invitation and bit...i went ahead and applied

do you know if the rebates are credited toward each statement every month like the chase perfect card?

or do you have to accrue rewards, like the citi dividend?


I was wondering the same thing too... anyone?

I think all we are getting down to with the last dozen posts or so...

No card will suit everyone because they have different needs.
Hybrid card with rebates in lots of different areas will generally lose out to multiple cards with a more singular focus.
CC issuers offer similar rewards programs to compete with each.
Very few users are best served by only one card unless they purchase very small amounts or purch from a very small amount of categories.

chokaay said: GeneValgene said: ok, i got the invitation and bit...i went ahead and applied

do you know if the rebates are credited toward each statement every month like the chase perfect card?

or do you have to accrue rewards, like the citi dividend?


I was wondering the same thing too... anyone?

ok...just got the card. it is like the citi dividend - once you accrue $50, you can cash out...

now my other question is: can i use this card if i don't have a business? i didn't enter a business name when i applied. now that i have the card, and am trying to get an online ID, it's telling me i have to put ina business name...is this ok if i use this card for only personal use?

UnixLab said: I think you can just fill in your name as business name or even make a fake name.
I don't think Chase cares about what is really your business name.

thanks!! this is definitely a hot deal

Just applied for this card...didn't have an invitation number, but the CSR offered me a Chase Professional Visa with identical terms to this one.

I made up a business name and used my social as the tax ID number.

CyberTraveler said: Do they pull a credit report for this card since it's a business card and does is show up on your credit report?The CSR said they would pull my credit report.

I don't see why it wouldn't show up on your credit report, you're still responsible for the card, even if you leave your company.

I finally got around to applying for this card. They said it's not a problem if you aren't a business owner.

But they didn't allow me to convert an existing personal Chase MC to this card. The excuse was that you can't convert reward programs from a personal card directly to this "professional" rewards program offer. Did anyone have any luck with that? They said all I can do is consolidate the 2 cards as soon as I get the new one, but the new terms of the consolidated card might not be the same as this offer, so I might have to just keep both separate, at least during the promotional rate period.

Does this sound right, or did I get a CSR who just didn't want to do a conversion?

is there an offer code to apply online for this, since it is not available to signup online? thanks.

I got the card few months ago from a pre-approved mail offer. Since then, I keep receiving their pre-approved offers every 2 to 3 weeks for this card, even though I've got it already! Is it normal for Chase Professional? My shredder is not too happy about it...