3% Cash Back for gas station, restaurant, hardware store, home improvement store, and office supply store. (4000 pts max per month) 1% Cash Back for everything else. (no limit) No annual fee. 0% BT & purchases for 12 months, then fixed 8.99% after.
Sounds like a good all around card. What do you think?
To enter a coupon code in your post please enter the following info:
Coupon Code:
Merchant:
Url (optional):
saving...
Chase is more lenient with restaurants, especially bars. Better card vs Citi/MtvU since 3% > 2.5% (if just requesting CashBack). Better than Citi Professional since is codes more places as restaurants.
Message edited by: poo on 2007-01-12 12:28:05 CST
BLTLSOH
Member
posted: Jul. 6, 2006 @ 4:31a
Sounding REALLY nice...like Citi's Professional Cash card. You have a link?
CoffeeEater
Greedy Member
posted: Jul. 6, 2006 @ 7:54a
Sounds just like the Citi Professional except this includes hardware and home improvement stores and leaves out auto rentals.
AlexTheMan
Senior Member
posted: Jul. 6, 2006 @ 9:45a
Where is it? I cannot find it anywhere.
xwing249
Member
posted: Jul. 6, 2006 @ 10:23a
It sounds identical to Chase's own Business Card with Premier Cash Rebate.
KeepOneInDaChamber
Senior Member - 1K
posted: Jul. 6, 2006 @ 10:49a
It was an invitation I got in the mail, so no link, and I've searched and found nothing of it, even on chase.com.
It is not a business card. The application asks for annual household income, doesn't ask for tax ID. There's an optional question for business name if you own one and want to display company name on the card.
Phone # is 1-888-218-3222.
That's all the relevant info I could gather.
mgdeals
Senior Member - 1K
posted: Jul. 6, 2006 @ 1:16p
Seems like a good card to complement the 5% gas/drug/grocery card. I've received both the business and professional version offers for this, and they seem very similar. I'll probably try to convert an old MC from them to this.
poo
Senior Member
posted: Jul. 6, 2006 @ 1:58p
mgdeals said:Seems like a good card to complement the 5% gas/drug/grocery card. I've received both the business and professional version offers for this, and they seem very similar. I'll probably try to convert an old MC from them to this.
From the restaurant perspective it looks good because:
Good for places that don't qualify for 5% under Citi MtvU (which is countless places)
BankofGreed
Greedy Member
posted: Jul. 6, 2006 @ 2:01p
too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?
poo
Senior Member
posted: Jul. 6, 2006 @ 2:04p
BankofGreed said:too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?
Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.
InterestedOnlooker
Senior Member - 1K
posted: Jul. 6, 2006 @ 2:07p
mgdeals said:Seems like a good card to complement the 5% gas/drug/grocery card. I've received both the business and professional version offers for this, and they seem very similar. I'll probably try to convert an old MC from them to this.
How does a credit card conversion work in terms of length of credit history with that card? I'm interested in the impact on a FICO score. Does it keep your original "member since XX/YY" date of the old card but they send you the new card with the new terms? Do you get to keep your old credit limits? Or do they make you start all over on credit history dating & credit limit? Do they make you cancel the old card so it shows on the credit report that it was closed?
Sorry for throwing so many questions at you at once. I'm just really curious as I've been reading tons of threads lately about credit card management here.
AlexTheMan
Senior Member
posted: Jul. 6, 2006 @ 2:28p
poo said:BankofGreed said:too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?
Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.
Citi MtvU is only for students!!
poo
Senior Member
posted: Jul. 6, 2006 @ 2:40p
AlexTheMan said:poo said:BankofGreed said:too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?
Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.
Citi MtvU is only for students!!
Many people have been approved, including myself, without proving enrollment.
KeepOneInDaChamber
Senior Member - 1K
posted: Jul. 6, 2006 @ 3:13p
poo said:AlexTheMan said:poo said:BankofGreed said:too lazy to search, but would fast food (not like I eat there exclusively) count as a resturant purchase?
Get the Citi MtvU card, 99% of fast food is counted at 5%. There is a thread going that lists the fast food places that have been confirmed.
Citi MtvU is only for students!!
Many people have been approved, including myself, without proving enrollment.
InterestedOnlooker said:How does a credit card conversion work in terms of length of credit history with that card? I'm interested in the impact on a FICO score. Does it keep your original "member since XX/YY" date of the old card but they send you the new card with the new terms? Do you get to keep your old credit limits? Or do they make you start all over on credit history dating & credit limit? Do they make you cancel the old card so it shows on the credit report that it was closed?
Sorry for throwing so many questions at you at once. I'm just really curious as I've been reading tons of threads lately about credit card management here.
I've never converted one before, but from what I hear, they can have the new account take over the history. I would have the CSR explicitly verify this before proceeding though.
RushnRockt
Senior Member - 3K
posted: Jul. 6, 2006 @ 4:52p
KeepOneInDaChamber said: Oh boy you have to eat a lot of fast food to justify getting that card.
Care to explain? It works well in conjunction with other Citi cards.
KeepOneInDaChamber
Senior Member - 1K
posted: Jul. 6, 2006 @ 5:21p
RushnRockt said:KeepOneInDaChamber said: Oh boy you have to eat a lot of fast food to justify getting that card.
Care to explain? It works well in conjunction with other Citi cards.
Why carry an extra MtvU card in your wallet just for fast foods? IMHO extra 4% back doesn't translate into enough savings to justify the hassle of having an extra card (other perks are really negligible, especially for a non-student). Well, unless it's for someone who really enjoys it..
RushnRockt
Senior Member - 3K
posted: Jul. 6, 2006 @ 5:42p
KeepOneInDaChamber said:
Why carry an extra MtvU card in your wallet just for fast foods? IMHO extra 4% back doesn't translate into enough savings to justify the hassle of having an extra card (other perks are really negligible, especially for a non-student). Well, unless it's for someone who really enjoys it..
Sorry for OT, but that's not only fast foods, restaurants apply as well and so are bookstores. With 2-3 Citi Cards, you can have extra points coming in from major activities, I don't see how the one extra card changes anything, unless you refuse to carry more than one. IMO
poo
Senior Member
posted: Jul. 6, 2006 @ 9:54p
KeepOneInDaChamber said:RushnRockt said:KeepOneInDaChamber said: Oh boy you have to eat a lot of fast food to justify getting that card.
Care to explain? It works well in conjunction with other Citi cards.
Why carry an extra MtvU card in your wallet just for fast foods? IMHO extra 4% back doesn't translate into enough savings to justify the hassle of having an extra card (other perks are really negligible, especially for a non-student). Well, unless it's for someone who really enjoys it..
Because you can use it at restaurants too. Also having the card makes things like the upromise bonus that is going on now even better: http://www.fatwallet.com/t/52/630548/
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
