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rated:
which issuers can you multi-app/ apply for credit limit increases with?
With Citi, I have seen people say that you can only apply for 1 card at a time, then wait a week, then wait another 65 days. At the end of 2012, I applied for the Citi Premier card 2x  on the same day and got 2 sign up bonuses but that's apparently a thing of the past.

Can you apply for a credit card with say, Chase, and also apply for a credit limit increase on all of your other Chase cards?

rated:
Got a targeted offer of a $250 sign-up bonus for an Amex Blue Cash Everyday (not preferred). Seems like a good deal, except that I got an offer a few months ago for a $150 sign-up bonus for the same card, which I didn't act on.

In the past, I've noticed, the longer I wait on these, the more they offer. I got my wife a $400 sign-up for Blue Sky (also not the preferred one) last year, by waiting through a few smaller targeted offers.

So... anyone ever get more than $250 sign-up for BCE? Or should I just go for it now?

rated:
Hey everyone. I've spent about 12 hours catching up on churning, app-o-rama's and whatnot and it definitely seems like the trend has moved from BT to offer rewards. It seems like I have a strong understanding of this. I currently have 2 credit cards (Chase Freedom and Bank of America Cash Rewards) my only questions at this point would be

1. If I'm doing mini app-o-rama's according (say 4 cards every 91 days), within a year I would have 16 cards. Is that feasible?
2. Assuming #1 is feasible. Wouldn't I run out of credit cards to take advantage of if I did this for 2 years, or would I just have 32 CC's after 2 years?
3. I have heard other people talk about this, but I'm not 100% sure that I "get it", but I'm going under the assumption that consolidating credit cards is possible, but is it that easy to consolidate them without closing your credit cards?

I just want to make sure I have done my due diligence before doing an app-o-rama

rated:
1. That's aggressive by my standards but A-OK by others. Your average age of accounts is going to be a negative for a while.
2. I've been doing this for decades now, I haven't run out yet.
3. I'm not sure I understand... consolidating means closing one of the accounts that you are consolidating. Consolidating is definitely possible. It is often as easy of a phone call.

Regarding your opening statement, I'd say that things have moved from BTs to offer rewards to something beyond that yet. Keep reading and brainstorming!

rated:
GodelianKnot said:   Got a targeted offer of a $250 sign-up bonus for an Amex Blue Cash Everyday (not preferred). Seems like a good deal, except that I got an offer a few months ago for a $150 sign-up bonus for the same card, which I didn't act on.

In the past, I've noticed, the longer I wait on these, the more they offer. I got my wife a $400 sign-up for Blue Sky (also not the preferred one) last year, by waiting through a few smaller targeted offers.

So... anyone ever get more than $250 sign-up for BCE? Or should I just go for it now?

  Yes I got the same

rated:
Hi,
I'm a noob here Im still in college, I have one Bank of America card and one discover card. I got discover card approved just a couple of days back would it hurt to apply for one Amex card?

rated:
No

rated:
Okay, I'm gearing up for my next AOR.

Current cards:
Amex Costco Total Rewards
Amex Blue Cash (old one)
Amex SPG
Amex JetBlue
Chase Freedom
Chase Amazon
Chase Southwest Premiere
Chase Sapphire Pref
Citi Thank You Pref (two of these)
Citi Forward
Citi Dividend
Fido Amex
Discover IT
BOA Cash Rewards
Capital One Venture (no AF one)
Barclay Arrival (no AF one)
US Bank Cash +
US Bank Club Carlson
Wells Fargo Cash Rewards

I just got a new job, and there will be travel, maybe up to twenty weeks a year. My company is totally cool with me purchasing all travel on whatever card I want and reimbursing me later. They prefer we fly Delta since Delta has a hub in SLC which is where I'll be flying out of, but if something else is cheaper I can book that. I received an offer from Delta for the Gold Delta Amex with 35,000 miles after $1000 in spending in the first three months, plus a $50 statement credit for my first Delta purchase within the first three months. Since I'm currently at four Amex which is the limit, I'm more than happy dropping the JetBlue one, I rarely ever fly them anyway. What is the best way to go about that, should I apply for the Gold Delta Amex first and see what happens, or cancel the JetBlue card and see if they will let me move the balance to one of the other three? I don't want them canceling one of the other three without asking me, is that a possibility?

I've had the no AF Barclay Arrival since Feb, and have twice applied for the Sallie Mae card and been turned down. I'd like to pick up the Barclay Arrival, but I'd really like to get approved and not turned down again. Do you think it has been long enough to try? May was the last time I applied for the Sallie Mae. I've also been turned down twice for the Capital One Quicksilver, and since they pull all three bureaus, I'm not really eager to go for the regular Venture card. I plan on applying for the Sam's Club 5% Gas 3% restaurants and travel Mastercard. The Citi Double Cash looks like a good card too. I've thought about adding another hotel card, either the Chase Marriot or the Chase IHG, just in case a city I travel to doesn't have a SPG or Club Carlson, which one do you think is the better option? One thing I look for is something that has free breakfast because I get paid per diem for food, if I can knock out one meal like that, it would be awesome which is why the IHG is tempting because I like Holiday Inn Express, but I also like Marriott Residence Inn
and Fairfield Inn. Any other cards that people would suggest? It doesn't need to be travel based, I like Cash Back cards too as you can tell from my list.

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