Thanks for the work, SIS.

Great thread, thanks SIS.

I am not into RE, so if I do a App-O-Rama, how can I get the money out? Some cards do put the money into the card holder's bank account but not all of them. Maybe we should list such cards? I know Citibank, MBNA and Chase cards do it.

SweetCash said:rab75 said:Great thread - i've been trying to gather all of the info on AORs bit by bit and it has been more difficult than i thought. having it all in one place is really helpful to us rookies who want to do it right the first time - especially with these great short term rates of 5-6%. i seriously doubt FW will cause the demise of these AORs - the CC companies must know this stuff goes on, but for every AOR there are a hundred people who get burned by the enticing 0%BT promos. When the banks lose money on the offers, they will stop the offers (or they will do low rate BT% offers to keep the spreads the same). green for you SIS!
If this thread becomes a "spoon-feeding-on-how-to-do-apporama" thread, there will soon be press articles pointing to it, followed by a flurry of app-o-ramas, which will eventually speed up the drought of good BT offers. At least before this thread, the information was spread around, so doing it the right way required some effort.
I just hope I'm wrong, but only time will tell...

My sentiments as well. Before I did my app-o-rama, I read all the pertinent threads here at fwf and researched every possible resource and card before going forward. The fact that I jumped through those hoops made me better prepared and more aware of what could go wrong. I don't like newbies/rookies to get this info spoon-fed.

jairocon said:SweetCash said:rab75 said:Great thread - i've been trying to gather all of the info on AORs bit by bit and it has been more difficult than i thought. having it all in one place is really helpful to us rookies who want to do it right the first time - especially with these great short term rates of 5-6%. i seriously doubt FW will cause the demise of these AORs - the CC companies must know this stuff goes on, but for every AOR there are a hundred people who get burned by the enticing 0%BT promos. When the banks lose money on the offers, they will stop the offers (or they will do low rate BT% offers to keep the spreads the same). green for you SIS!
If this thread becomes a "spoon-feeding-on-how-to-do-apporama" thread, there will soon be press articles pointing to it, followed by a flurry of app-o-ramas, which will eventually speed up the drought of good BT offers. At least before this thread, the information was spread around, so doing it the right way required some effort.
I just hope I'm wrong, but only time will tell...

My sentiments as well. Before I did my app-o-rama, I read all the pertinent threads here at fwf and researched every possible resource and card before going forward. The fact that I jumped through those hoops made me better prepared and more aware of what could go wrong. I don't like newbies/rookies to get this info spoon-fed.

For the record - i have read at least 12 threads on AORs/ getting the money out/ etc (including jairocon's - which is certainly one of the best). i agree that the only way to do one of these is to do your homework, and then to try it yourself and learn as you go. nevertheless, i think this thread is trying to provide a valuable resource on this topic. the quick summary with links to other AORs is very useful, and helps to reduce forum clutter, but in the end, i don't see how it is possible to spoon feed an AOR in just one thread...

WELCOME BACKKKKKKKKKKKKKKKKKKK!

cameron2003 said: There are already people giving seminars on AORs, so its not like a state secret.

Souce? Links? Just courious.

jairocon said:SweetCash said:rab75 said:Great thread - i've been trying to gather all of the info on AORs bit by bit and it has been more difficult than i thought. having it all in one place is really helpful to us rookies who want to do it right the first time - especially with these great short term rates of 5-6%. i seriously doubt FW will cause the demise of these AORs - the CC companies must know this stuff goes on, but for every AOR there are a hundred people who get burned by the enticing 0%BT promos. When the banks lose money on the offers, they will stop the offers (or they will do low rate BT% offers to keep the spreads the same). green for you SIS!
If this thread becomes a "spoon-feeding-on-how-to-do-apporama" thread, there will soon be press articles pointing to it, followed by a flurry of app-o-ramas, which will eventually speed up the drought of good BT offers. At least before this thread, the information was spread around, so doing it the right way required some effort.
I just hope I'm wrong, but only time will tell...

My sentiments as well. Before I did my app-o-rama, I read all the pertinent threads here at fwf and researched every possible resource and card before going forward. The fact that I jumped through those hoops made me better prepared and more aware of what could go wrong. I don't like newbies/rookies to get this info spoon-fed.

don't be such a crumudgen

mhesidence said:cameron2003 said: There are already people giving seminars on AORs, so its not like a state secret.

Souce? Links? Just courious.

www.balancetransfermagic.com

SweetCash said:rab75 said:Great thread - i've been trying to gather all of the info on AORs bit by bit and it has been more difficult than i thought. having it all in one place is really helpful to us rookies who want to do it right the first time - especially with these great short term rates of 5-6%. i seriously doubt FW will cause the demise of these AORs - the CC companies must know this stuff goes on, but for every AOR there are a hundred people who get burned by the enticing 0%BT promos. When the banks lose money on the offers, they will stop the offers (or they will do low rate BT% offers to keep the spreads the same). green for you SIS!
If this thread becomes a "spoon-feeding-on-how-to-do-apporama" thread, there will soon be press articles pointing to it, followed by a flurry of app-o-ramas, which will eventually speed up the drought of good BT offers. At least before this thread, the information was spread around, so doing it the right way required some effort.
I just hope I'm wrong, but only time will tell...
I agree with SweetCash here. A flurry of AORs, followed by a flurry of people messing it up. More $ for the card companies. AOR can go wildly wrong. I don't think it's for the newbie.

WELCOME BACK!!!We missed ya BIG TIME!!!