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Citi 2% thank you rewards for 1 year, 0% BT 1 Year and $100 GC - New APP only Archived From: Finance

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zachanson said:What's the fidelity 529 card? Can anyone give a link for that major thread? Thanks!

You should be able to find the thread by searching.

http://personal.fidelity.com/products/checking/content/mcplatplus.shtml.cvsr


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thanks op


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anyone get instant approve?


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Yes,I got instant approvement.Credit line: $4900
Not bad for me.

Thanks op


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Two questions:

1) Is the 75K yearly point limit per "card account" or thank-you point account?

2) Do the bonus 10K points count against the 75K point limit in the first year?

Thanks!


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10K count against 75K limit.


domin8r said:Two questions:

1) Is the 75K yearly point limit per "card account" or thank-you point account?

2) Do the bonus 10K points count against the 75K point limit in the first year?

Thanks!


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micecali said:anyone get instant approve?
yes. I applied 3 citi cards yesterday. and got instant approves for both this one and Citi Dividend AMEX Card.. but no instant approve for the citi PremierPass, which comes with $100 GC. Don't want to call CSR, pretty sure she/he will throw 2 new cards every 6 monthes excuse..
I just wonder does anyone here get >2 instant approves on new citi card apps in the same day..is there really programmed limit in that online approve system?

I know there is no limitation for number of citi cards you could have.. but total CL limitation.


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My FICO score is around 750 and curently having only one citi card.

I got


"Your application has been received, but further processing is required at this time. We will contact you within 30 days via U.S. mail regarding our decision. If approved, be sure to visit citicards.com to register for free online services. Thank you for requesting a CitiŽ Diamond PreferredŽ Rewards Card!"


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I just used the code and did not see the gift card and double points listed? Where should I be seeing this before I apply?


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I didn't use the code. I called 800 to apply over the phone. They confirmed the deal.


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Thanks, I'll have to call tonight


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I got the response saying the decision will come by mail too. Usually how long does the mail take? I need to know that soon BC my 0%APR is expiring early next month. I need another year of 0%APR to cover this up


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I had instant approval--$9000 credit limit, but am unsure if I got the 2%. I'll have to call when I get the card.


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zachanson said:What's the fidelity 529 card? Can anyone give a link for that major thread? Thanks!

I'll do better than that: link


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additive said:micecali said:anyone get instant approve?
yes. I applied 3 citi cards yesterday. and got instant approves for both this one and Citi Dividend AMEX Card.. but no instant approve for the citi PremierPass, which comes with $100 GC. Don't want to call CSR, pretty sure she/he will throw 2 new cards every 6 monthes excuse..
I just wonder does anyone here get >2 instant approves on new citi card apps in the same day..is there really programmed limit in that online approve system?

I know there is no limitation for number of citi cards you could have.. but total CL limitation.


It is my understanding that Citi allows for 2 apps within 60 days, and will not budge on this (except perhaps for partnered cards.) If what I've read here and on other forums is correct, you will be denied the 3rd card, and they won't reconsider.

EDIT: Please update if you do actually get the 3rd card...


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Did anyone ask for a blank check for the 0%APR BT?

I wonder if they allow you to do that when apply over the phone.


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i already have 4 citi cards, but two of them are student cards:
student dividend MC
student mtvU MC
Dividend Visa
Diamond Preferred AMEX

should i still apply?? i mean, what are the chances that i'll be approve. i don't want anymore unecessary inquiries.


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How soon after the account opening does the first purchase have to be made in order to get the 10K TY pts? Is it within 3 months? I can't read that part of the scan since the type is so small. Thank you!


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InterestedOnlooker said:How soon after the account opening does the first purchase have to be made in order to get the 10K TY pts? Is it within 3 months? I can't read that part of the scan since the type is so small. Thank you!

They're pretty fast with posting the bonus thank you points. i got my 10,000 points for my Diamond Preferred AMEX right after the first statement.


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got my card approved after citibank called me to verify some stuff.
said my income was too low, i had stated 40k, i had 3 other citibank cards. so in the end, i didn't get new credit, just reallocated the cl from my other accounts that totalled about 15k or so. i have never been late w/ any payment have one acct that's sitting on 1.99% for life.


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