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Citi 2% thank you rewards for 1 year, 0% BT 1 Year and $100 GC - New APP only Archived From: Finance

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alert mods    

i got my card today and im all set to get my rewards.. just remember that you ahve to make a purchase to get the 10,000 ty points. and if you do a balance transfer that your payments will go to the bt before the purcahse you made for the points. SO MAKE sure you pay off the initial payment before you do any balance transfers..



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1) What's the expiration date on this offer? (edit: ooops, I missed the link to the scan...expires 9/15/06)

2) I already have a Citi Diamond Preferred Rewards card. Does Citi allow you to get a second of the same type of card?


alert mods    

yes you can a second card


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So in order to maximize, one should get the card and use the 2% reward for purchase for 11 months. Then make sure you have no balance and do a no-fee 0% BT before 8/1/07.

hmmm, very tempting. This will be my 2nd diamond reward, and 3rd citi card.


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vcxzfdsa said:So in order to maximize, one should get the card and use the 2% reward for purchase for 11 months. Then make sure you have no balance and do a no-fee 0% BT before 8/1/07.

hmmm, very tempting. This will be my 2nd diamond reward, and 3rd citi card.


Why do you suggest doing BT right before 8/1/07. My understanding is 0% BT rate will end 8/1/07.


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JYX said:vcxzfdsa said:So in order to maximize, one should get the card and use the 2% reward for purchase for 11 months. Then make sure you have no balance and do a no-fee 0% BT before 8/1/07.

hmmm, very tempting. This will be my 2nd diamond reward, and 3rd citi card.


Why do you suggest doing BT right before 8/1/07. My understanding is 0% BT rate will end 8/1/07.


If this is like other citi cards, then the 0% BT is good for 12 months from the day you initiate the BT. So you have aabout 11 months to use the 2% reward and another 12 months for the 0% BT.

Someone correct me if I'm wrong please.


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I called card service, and was told that the rate will only stand until 8/1/07


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Nice deal..thanks OP. I applied for this one.


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in! thx


alert mods    

Thanks OP! applied online and approved later with $5k limit.


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mine is still processing


alert mods    

the Fidelity 529 plan is good but not better.

TY Points are worth more than 1 cent each, so in essence you are getting greater than 2% reward on your spending with this deal, and no penalty or tax for the withdrawal of the reward, and no need to set up a 529 shell account.

But the 529 plan is good.


alert mods    

JYX said:I called card service, and was told that the rate will only stand until 8/1/07
This is true...for those of you who are interested in this card for the $100 GC and BT here's a link to the card with a $100 GC and the balance transfer APR is 0% for 12 months from the date of the FIRST balance transfer.
https://www.citibank.com/us/cards/index.jsp
Click on to the right...
"CitiŽ Diamond PreferredŽ Rewards
$100 Gift Card
Earn great rewards
Learn more"


alert mods    

looks like they are different offers, although with the same card.
for offer code F1G7, you get 2 points per $1 for 1 year , but 0 APR balance transfer only until 8/1/07.
for the offer through link www.citibank.com/us/cards/index.jsp, you Don't get 2 points per $1, but 0 APR balance transfer for 12 months from the first date balance transfer, and 5 points per $1 for supermarket, drug store and gas station.


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I already have a diamond preferred rewards card. I also have a citi professional card that I want to close and get this one.
this may be a stupid question.. but anyway.. can I have two diamond preferred rewards card ?


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acura03 said:I already have a diamond preferred rewards card. I also have a citi professional card that I want to close and get this one.
this may be a stupid question.. but anyway.. can I have two diamond preferred rewards card ?
You can, but you won't qualify for this offer. Read the fine print of the ad again: "New cardmemebers only."

Not sure if you can close your current Diamond Preferred Rewards card (or better yet, convert it to something else) first and then qualify for this offer.


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Thanks XeroK00L. I'll try this route.


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I'm new to the Citi Thankyou points network and have a dumb question
I recently signed up for another Citi card and got 10,000 bonus points.

If I sign up my wife for this card, can I have the bonus 10,000 points be deposited in my account, so that we'll have 20,000 points in one account? Or, do the points have to go into her own account(like airline miles, for eg)?

Thanks a lot.


alert mods    

gb2 said:I'm new to the Citi Thankyou points network and have a dumb question
I recently signed up for another Citi card and got 10,000 bonus points.

If I sign up my wife for this card, can I have the bonus 10,000 points be deposited in my account, so that we'll have 20,000 points in one account? Or, do the points have to go into her own account(like airline miles, for eg)?

Thanks a lot.


to my knowledge, i do not think you can do that.


alert mods    

XeroK00L said:acura03 said:I already have a diamond preferred rewards card. I also have a citi professional card that I want to close and get this one.
this may be a stupid question.. but anyway.. can I have two diamond preferred rewards card ?
You can, but you won't qualify for this offer. Read the fine print of the ad again: "New cardmemebers only."

Not sure if you can close your current Diamond Preferred Rewards card (or better yet, convert it to something else) first and then qualify for this offer.

I think "new cardmembers" really means "new applications". I have a diamond rewards card before. This time I applied again and have already received both the 10k and 2% points from the first few transactions.


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