Citi 2% thank you rewards for 1 year, 0% BT 1 Year and $100 GC - New APP only

Thanks OP! What area of the country is this ad from?

evanm said: Citibank has a new promo code F1G7 that was advertised in today's paper for the Citi Diamond Preferred Rewards card.

Highlights are

2 points per dollar on everything for 12 months.
0% APR on ballance transfers until 8/1/07 with no balance transfer fees
10,000 Thank you bonus points after first purchase


I'd use my other 5% card for groceries, Drugstore purchases and gas and use this one for everything else.

Seems like a straight 2% card for one year. Max spend is $37,500 for the year which will net you $750.

Unfortunately, to get the 2% I cant do a BT..

1-800-491-0848 or
Citicards application

Thanks this looks great. I think of it as a net $375 though, if you use it instead of a 1% card.

I take that back, this looks awesome, including $100 gift card??? I just finished an AOR, but geez this is tempting, I think I am in.

PS again im looking at the paper's website, what section was it?

http://www.courant.com

cameron2003 said: evanm said: Citibank has a new promo code F1G7 that was advertised in today's paper for the Citi Diamond Preferred Rewards card.

Highlights are

2 points per dollar on everything for 12 months.
0% APR on ballance transfers until 8/1/07 with no balance transfer fees
10,000 Thank you bonus points after first purchase


I'd use my other 5% card for groceries, Drugstore purchases and gas and use this one for everything else.

Seems like a straight 2% card for one year. Max spend is $37,500 for the year which will net you $750.

Unfortunately, to get the 2% I cant do a BT..

1-800-491-0848 or
Citicards application

Thanks this looks great. I think of it as a net $375 though, if you use it instead of a 1% card.

I take that back, this looks awesome, including $100 gift card??? I just finished an AOR, but geez this is tempting, I think I am in.

PS again im looking at the paper's website, what section was it?

http://www.courant.com

It was in the coupon section of the paper.
see scan of ad back in first post...

Why won't you guys go for fidelity 529 card? It is straight 2% for ever. And yeah 10% penalty is only on earnings on rewards and not on the the rewards.

This sounds very good.

vapno said: This still gets 5% on the grocer, drug and gas categories, I think.

I'd be careful with that thought. I don't see where it says that.

cameron2003 said: aprince1 said: Why won't you guys go for fidelity 529 card? It is straight 2% for ever. And yeah 10% penalty is only on earnings on rewards and not on the the rewards.

Thank you EvanM for the scan. Yea I was considering that 529 card too. I have no children to send to college, but I guess that doesnt matter? I wasnt sure if there were restriction with 529 accounts that would be a disadvantage. So far I havent been able to find any, not have I been able to find a rule about restrictons for collge tuiition only.

I have been reading about it and I found there are no restrictions. There is a whole discussion on that thread too.

aprince1 said: cameron2003 said: aprince1 said: Why won't you guys go for fidelity 529 card? It is straight 2% for ever. And yeah 10% penalty is only on earnings on rewards and not on the the rewards.

Thank you EvanM for the scan. Yea I was considering that 529 card too. I have no children to send to college, but I guess that doesnt matter? I wasnt sure if there were restriction with 529 accounts that would be a disadvantage. So far I havent been able to find any, not have I been able to find a rule about restrictons for collge tuiition only.

I have been reading about it and I found there are no restrictions. There is a whole discussion on that thread too.

Yea this motivated me to apply for the 529 card instead. I opened an account, now im waiting to see if im approved for card...

What's the fidelity 529 card? Can anyone give a link for that major thread? Thanks!

thanks op

Yes,I got instant approvement.Credit line: $4900
Not bad for me.

Thanks op

10K count against 75K limit.


domin8r said: Two questions:

1) Is the 75K yearly point limit per "card account" or thank-you point account?

2) Do the bonus 10K points count against the 75K point limit in the first year?

Thanks!

My FICO score is around 750 and curently having only one citi card.

I got


"Your application has been received, but further processing is required at this time. We will contact you within 30 days via U.S. mail regarding our decision. If approved, be sure to visit citicards.com to register for free online services. Thank you for requesting a Citi® Diamond Preferred® Rewards Card!"

I didn't use the code. I called 800 to apply over the phone. They confirmed the deal.

I got the response saying the decision will come by mail too. Usually how long does the mail take? I need to know that soon BC my 0%APR is expiring early next month. I need another year of 0%APR to cover this up

zachanson said: What's the fidelity 529 card? Can anyone give a link for that major thread? Thanks!

I'll do better than that: link

Did anyone ask for a blank check for the 0%APR BT?

I wonder if they allow you to do that when apply over the phone.

How soon after the account opening does the first purchase have to be made in order to get the 10K TY pts? Is it within 3 months? I can't read that part of the scan since the type is so small. Thank you!

got my card approved after citibank called me to verify some stuff.
said my income was too low, i had stated 40k, i had 3 other citibank cards. so in the end, i didn't get new credit, just reallocated the cl from my other accounts that totalled about 15k or so. i have never been late w/ any payment have one acct that's sitting on 1.99% for life.