02BlueR6 said:Just got this offer in the mail today. Offer code: J13
What was the phone number with this offer?

Dang it. I've gotten this offer twice in the last week. First time I've ever received an offer of 0% for more than 12 months, and I can't pull the trigger. Or so I assume. A month ago I applied for four new cards, including a Chase (giving me two of their cards, each with high utilization). If I was even approved it'd surely be a crappy CL. But maybe I can look forward to more of these type of deals in the future thanks to my recent spree.

Baldrick said:In both cases if you fail to qualify for that card they will consider you for the Platinum card

I thought I would share my experience with the Chase Freedom World MasterCard. I applied for the World MasterCard but they sent me the Platinum Mastercard instead. I didn't notice that clause about how you fail to qualify they will send you a platinum so I gave them a call and told them I applied for a World MasterCard but they sent me a Platinum instead. The guy on the phone was very nice and instantly switched my account from Platinum to World and said I would receive a new card in about a week. I then did a search and came by this thread and realized that I probably received the Platinum because I didn't qualify for the World <_<. Well I guess I'll receive a World MasterCard in the mail in a week, hopefully they don't snatch it right back. For all I know if you dispute getting a Platinum instead of the World they are trained to just switch you over without hassle, but for some reason I find that unlikely.

This offer which I received at the end of November seems a little different then the other ones stated here, mine has a 9.99% APR fixed, no BT charge on transfers made when you accept the offer. Afterwards 3% charge on each additional BT (min BT charge $5, max $75), 0% APR till March 1st 2008, and 3% Cash Back (on eligible purchases), min finance charge $1, with offer code SXN.

Well the number I was given for the offer I recieved (above) is 1-888-684-7370 with offer code SXN. But with that offer only the first balance transfer when you sign up is free. Afterwards it is 3% for balance transfers (min charge $5, max charge $75)

cyberbeing said:Baldrick said:In both cases if you fail to qualify for that card they will consider you for the Platinum card

I thought I would share my experience with the Chase Freedom World MasterCard. I applied for the World MasterCard but they sent me the Platinum Mastercard instead. I didn't notice that clause about how you fail to qualify they will send you a platinum so I gave them a call and told them I applied for a World MasterCard but they sent me a Platinum instead. The guy on the phone was very nice and instantly switched my account from Platinum to World and said I would receive a new card in about a week. I then did a search and came by this thread and realized that I probably received the Platinum because I didn't qualify for the World <_<. Well I guess I'll receive a World MasterCard in the mail in a week, hopefully they don't snatch it right back. For all I know if you dispute getting a Platinum instead of the World they are trained to just switch you over without hassle, but for some reason I find that unlikely.

Well as it turned out I did receive the World MasterCard replacement (same terms), but I guess I will never know if it really was a mistake or if they just change it for anybody who disputes... Well for anybody else who applies for a Chase Freedom World Mastercard and gets sent a Platinum in the mail it is probably best to first assume it is a mistake and give Chase a call to try to get it changed to the World MasterCard you applied for.

dolmar said:World MC version is worse IMO as it does not report your credit limit while the Platinum does. As Worldmaster have no pre-set spending limit they just report a "Hi Balance" on your credit reports.
I am kind of new to this, how is reporting a "High Balance" worse then reporting the "actual balance"? Also I have no idea what the no pre-set spending limit is. I have a set credit line and I will get a $39 charge if I go over my limit according to the card member agreement that came with the new card. Did they make a mistake? Can someone please explain this to me?

Edit: I looked at the original offer I got and it looks like it is supposed to have no charge for going over the limit with the World Mastercard, the $39 fee is supposed to be for the Platinum only. I guess I will have to call up Chase again and inquire because the Cardmember Agreement I got with the new World Mastercard doesn't have a "no pre-set limit" and has a overbalance charge...