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Citi® Platinum Select® CITGO MasterCard 20% 60 days Archived From: Finance

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alert mods    

Thought this looked like a great deal. 20 % for 60 days. Max $50/mo credit goes to future citgo purchases.

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alert mods    

Wow nice. And is that Vanna White on the webpage?


alert mods    

Not bad


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So in 60 days, if you work hard (and travel a lot), you get $100 (4% afterwards).
I prefer CC bonuses given upfront.


alert mods    

I think this is an ok deal and I appreciate the poster letting us know about it.

However, $50/month for 60 days-->$100 bonus

It really isn't a $100 bonus because you would have gotten 5% anyway using other cards. So it is more like a $75 bonus. Except the bonus is only good at Citgo so you are forgoing 5% on the purchases you make with that $100 bonus. That means another $5 in lost bonuses. So really it is a $70 bonus.

You would be better off signing up for a Citi card with 10,000 TY points after the first purchase. Then you can get a $100 gift card at a place that doesn't have 5% bonuses.

Before someone says, "It isn't either/or, do both!". There is a finite limit to the number of Citi cards you can get (2 in 60 days for personal cards) and there are at least two Citi cards that give 10,000 TY points.

Therefore, I think this deal is not that great.


alert mods    

cameron2003 said:Wow nice. And is that Vanna White on the webpage?

No, its Katie


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SlimJr said:It really isn't a $100 bonus because you would have gotten 5% anyway using other cards. So it is more like a $75 bonus. Except the bonus is only good at Citgo so you are forgoing 5% on the purchases you make with that $100 bonus. That means another $5 in lost bonuses. So really it is a $70 bonus.


alert mods    

bozo007 said:SlimJr said:It really isn't a $100 bonus because you would have gotten 5% anyway using other cards. So it is more like a $75 bonus. Except the bonus is only good at Citgo so you are forgoing 5% on the purchases you make with that $100 bonus. That means another $5 in lost bonuses. So really it is a $70 bonus.


Don't hate the player, hate the game. I present the numbers, that is all. Some people don't like seeing the facts, some do.


alert mods    


Before someone says, "It isn't either/or, do both!". There is a finite limit to the number of Citi cards you can get (2 in 60 days for personal cards) and there are at least two Citi cards that give 10,000 TY points.

pretty much dead on...but thanks OP for posting....


alert mods    

SlimJr said:Don't hate the player, hate the game.Green for you.


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How many people really spend $250 per month on gas? That's a lot of guzzling!


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Does anyone have any link to one of the citi cards that offers 10,000 points?


I've been considering opening a Citi Diamonds rewards card.


Is this a good choice? Thanks!


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SpaceGoat said:Does anyone have any link to one of the citi cards that offers 10,000 points?


I've been considering opening a Citi Diamonds rewards card.


Is this a good choice? Thanks!


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alert mods    

hiphiphooray said:How many people really spend $250 per month on gas? That's a lot of guzzling!Citgo gift card ?


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EricGo said:hiphiphooray said:How many people really spend $250 per month on gas? That's a lot of guzzling!Citgo gift card ?

Hmm, do you think that would count?


alert mods    

Thanks for the link!

I have a question for you guys, a bit OT for this thread, is it generally a good idea to go with the Cash Back cards or are the points cards usually a better choice since you can get more than a 1:1 ratio for each point that way?


alert mods    

hiphiphooray said:How many people really spend $250 per month on gas? That's a lot of guzzling!

I spend about $500 a month ( and no, I don't drive an SUV, I just drive a lot)


alert mods    

Compare OP's offer with this: www.newbpvisa.com, and you'll see that OP's offer is among the best gas cards offers.


alert mods    

EricGo said:hiphiphooray said:How many people really spend $250 per month on gas? That's a lot of guzzling!Citgo gift card ?

$275 / month, commuting to work. And that's in a Corolla! Not even counting the wife's gasoline coast, filling up the family SUV. Thankfully that one just does daily duty and the (few) vacation trips we take each year.

Everybody's got to calculate money / time benefit to commuting, I took a job 50 miles (1 hr) away from home because it offered $20k more than I could get working much closer.

We have lots of Citgo's on East coast, if you don't mind Patronizing Hugo Chavez (necessary, if less than desirable), this is definately a good deal.

For those (like me) who've already taken the Citi TY points benefit, this is another way to keep the gravy train going.


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