Purpose is to provide links to the web page or scan where one can check out pros and cons of a particular offer. Things that will be covered are credit card and bank promos (bonuses and interest-accruing accounts) and financial institutions rewards programs. Note that some deals are local deals (Edens, North Community Bank ...). Please post a link or a scan. Thanks!
* Here. 10% rebate at all BP locations * There. 4% rebate on all eligible traveling and dining * Everywhere. 2% rebate on all other eligible purchases. ) purchases.
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AMEX Platinum Business Cash Rebate Card: $100 statement credit on first purchase (Guaranty Bank offer) AMEX Gold Charge Card: $100 statement credit on first purchase (Guaranty Bank offer) Guaranty Bank Offer
CitiBusiness PremierPass Card 15000 ThankYou Points ($150 gift card) CitiBusiness ThankYou Card 10000 ThankYou Points ($100 gift card) CitiBusiness Comparison
Sony Card from Chase $100 statement credit on first purchase Sony Card Offer
Etrade MMA's interest is high only for the 1st 3 month, after that it drops below 1%. But you need to keep the account open for 6 month to avoid early closing fee ($20 if I remember correctly) and maintain a minimum daily balance of $1000 to avoid monthly fee of $10. So you'll end up losing $12 in interest by keeping $1K in the account which pays .xx interest for 3 month. The upside is that it's easy to open the account if you already have another e-trade account(i.e. checking).
It says only 4.16% for 3 months, and $100 minimum to qualify...am I missing something?
The rate shown is based on the cookies on your computer. You must have visited etrade in the past when the rate was only 4.16%. Try deleting the cookies, it should refresh with the current rates.
fotomaniak said:Etrade MMA's interest is high only for the 1st 3 month, after that it drops below 1%. But you need to keep the account open for 6 month to avoid early closing fee ($20 if I remember correctly) and maintain a minimum daily balance of $1000 to avoid monthly fee of $10. So you'll end up losing $12 in interest by keeping $1K in the account which pays .xx interest for 3 month. The upside is that it's easy to open the account if you already have another e-trade account(i.e. checking).
Its not 6 months, its 120 days, so you'll lose only 1 month. There is a discussion about this on this thread and this thread and this thread and others, if you search for "etrade $50".
terpaero said:Citi Bank $200 for checking: Code CEPM
This one's dead:
"To be eligible for the first $100, you must open a Citibank Regular Checking Account in the Citibank® EZ Checking pricing package by 5/31/2006. The $100 will be credited to your new checking account within 120 days of account opening, if your account is in good standing at the time the credit is posted to your account."
It says only 4.16% for 3 months, and $100 minimum to qualify...am I missing something?
The rate shown is based on the cookies on your computer. You must have visited etrade in the past when the rate was only 4.16%. Try deleting the cookies, it should refresh with the current rates.
theCompDude said:I think you should consolidate your deals with the official Bank / Credit Card Promotion Threads LinkThat's the same advice he got (and ignored) in his now-archived thread:
dcwilbur said:theCompDude said:I think you should consolidate your deals with the official Bank / Credit Card Promotion Threads LinkThat's the same advice he got (and ignored) in his now-archived thread:
Apparently, a mod agrees based on the edit in the OP. Unfortunately, since the old official Credit Card Promotion thread is now archived(even though it was being updated in the quick summary), this amalgam thread is now the place to search for credit card promotions. Based on the green this thread - $2025 bonuses for personal credit card accounts & $770 bonuses for business credit card accounts (8/13/06 update) has generated in just a few hours, it's obvious that this is the format that FW's prefer over the multiple topic format presented here, which is itself a partial repost. Even though this thread is a day older and on the front page of the finance forum section, the response to this amalgam format is not nearly as positive. The OP here should be edited to reflect credit card promotions only if this information is to be easily referenced in the future. Using the above linked post by Markber as a guide would be an excellent idea, although it would require much less work if that excellent thread were simply unlocked.
I'd always liked markber's list...it's a shame that not all activity in a thread is considered enough of a modification to ensure that it doesn't get archived. His most recent update was only a month ago.
No offense to Cossack, but I've requested that the Mods unlock Marber's thread again as, historically, he's been the maintainer of this list and has done a great job so far.
I'd always liked markber's list...it's a shame that not all activity in a thread is considered enough of a modification to ensure that it doesn't get archived. His most recent update was only a month ago.
No offense to Cossack, but I've requested that the Mods unlock Marber's thread again as, historically, he's been the maintainer of this list and has done a great job so far.
Thanks, mbaker4096! Mods indeed unlocked my credit card bonuses thread. I need to give Cossack a credit for (1) having direct links to the offers (whereas I can not provide them in the sorted-by-amount list) (2) for being the first (within a three-month(?) period) as far as the credit card part of his thread is concerned. The rationale for creating a dedicated credit card bonuses thread despite the existence of the Cossack's thread was my belief that discussion of these bonuses should be separated from bank bonuses and bank best rate deals. There are different issues associated with opening deposit accounts and credit card accounts (e.g. credit history vs. ChexSystems history, etc). A person, who can easily get bank bonuses, may not be able to get credit card bonuses. Hence, the audiences are somewhat different.
Being not a big fan of "do search first" and "this is a re-post" things that make people scared to post, I do not care too much if people will post in the Cossack thread or "my" thread. As long as deals get posted, I believe the community will benefit. Also, detailed discussion about specific deals are not very convenient in official FW threads. I will try to do my best to collect credit card bonuses from different threads including the Cossack's one. Having email notifications about new card deals posted in an official credit card bonuses thread, however, will definitely save my and everybody's time.
Actually I didn't suggest that the thread would be archived - I didn't even know it existed until it was mentioned in the posts. The thread was different then mine and had some good offers posted - really, I had nothing to complain about.
The only thing I tried to do is to create a well-organized deals list with link to every single deal(whether scan or a link) in order to use it for getting details about the deal and also to keep information about the deal, once the deal expires (in case institution chooses not to honor it, as often the case it takes time to get a full bonus - case in point Meadows CU deal: http://www.meadowscu.com/promos/125reward.jsp ). It was meant to be link-reference page. Probably the best model for organizing a post can be found here: http://www.fatwallet.com/t/52/320690/ . Markber has a very good post with the only minor negative - difficulty at times finding a particular link to the deal (it takes time to go through 15+ pages of posts).
P.S. As far as my previous deals post - it was not well organized.
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