Purpose is to provide links to the web page or scan where one can check out pros and cons of a particular offer. Things that will be covered are credit card and bank promos (bonuses and interest-accruing accounts) and financial institutions rewards programs. Note that some deals are local deals (Edens, North Community Bank ...). Please post a link or a scan. Thanks!
* Here. 10% rebate at all BP locations * There. 4% rebate on all eligible traveling and dining * Everywhere. 2% rebate on all other eligible purchases. ) purchases.
Users like you can add images, links and other relevant information about this topic.
posted: Aug. 13, 2006 @ 7:55p
terpaero
Member
posted: Aug. 13, 2006 @ 9:31p
AMEX Platinum Business Cash Rebate Card: $100 statement credit on first purchase (Guaranty Bank offer) AMEX Gold Charge Card: $100 statement credit on first purchase (Guaranty Bank offer) Guaranty Bank Offer
CitiBusiness PremierPass Card 15000 ThankYou Points ($150 gift card) CitiBusiness ThankYou Card 10000 ThankYou Points ($100 gift card) CitiBusiness Comparison
Sony Card from Chase $100 statement credit on first purchase Sony Card Offer
Etrade MMA's interest is high only for the 1st 3 month, after that it drops below 1%. But you need to keep the account open for 6 month to avoid early closing fee ($20 if I remember correctly) and maintain a minimum daily balance of $1000 to avoid monthly fee of $10. So you'll end up losing $12 in interest by keeping $1K in the account which pays .xx interest for 3 month. The upside is that it's easy to open the account if you already have another e-trade account(i.e. checking).
It says only 4.16% for 3 months, and $100 minimum to qualify...am I missing something?
The rate shown is based on the cookies on your computer. You must have visited etrade in the past when the rate was only 4.16%. Try deleting the cookies, it should refresh with the current rates.
fotomaniak said: Etrade MMA's interest is high only for the 1st 3 month, after that it drops below 1%. But you need to keep the account open for 6 month to avoid early closing fee ($20 if I remember correctly) and maintain a minimum daily balance of $1000 to avoid monthly fee of $10. So you'll end up losing $12 in interest by keeping $1K in the account which pays .xx interest for 3 month. The upside is that it's easy to open the account if you already have another e-trade account(i.e. checking).
Its not 6 months, its 120 days, so you'll lose only 1 month. There is a discussion about this on this thread and this thread and this thread and others, if you search for "etrade $50".
markkundinger
Senior Member - 2K
posted: Aug. 14, 2006 @ 1:10a
I also recommend consolidating the bank deals with the bank promo topic.
However, I don't know if there's a clearinghouse post for current CC promos. It would be a ton of work to maintain, but might be useful?
hiphiphooray
Senior Member - 1K
posted: Aug. 14, 2006 @ 6:57a
markkundinger said: I also recommend consolidating the bank deals with the bank promo topic.
Go for it! Let's us know when it's completed, please
hiphiphooray
Senior Member - 1K
posted: Aug. 14, 2006 @ 7:01a
terpaero said: Citi Bank $200 for checking: Code CEPM
This one's dead:
"To be eligible for the first $100, you must open a Citibank Regular Checking Account in the Citibank® EZ Checking pricing package by 5/31/2006. The $100 will be credited to your new checking account within 120 days of account opening, if your account is in good standing at the time the credit is posted to your account."
hiphiphooray
Senior Member - 1K
posted: Aug. 14, 2006 @ 7:07a
terpaero said: AMEX Platinum Business Cash Rebate Card: $100 statement credit on first purchase (Guaranty Bank offer)
FYI, I was just approved for this without having to enter my SSN (don't know the amount, though, but I will when they send me the card!)
It says only 4.16% for 3 months, and $100 minimum to qualify...am I missing something?
The rate shown is based on the cookies on your computer. You must have visited etrade in the past when the rate was only 4.16%. Try deleting the cookies, it should refresh with the current rates.
theCompDude said: I think you should consolidate your deals with the official Bank / Credit Card Promotion Threads LinkThat's the same advice he got (and ignored) in his now-archived thread:
dcwilbur said: theCompDude said: I think you should consolidate your deals with the official Bank / Credit Card Promotion Threads LinkThat's the same advice he got (and ignored) in his now-archived thread:
Apparently, a mod agrees based on the edit in the OP. Unfortunately, since the old official Credit Card Promotion thread is now archived(even though it was being updated in the quick summary), this amalgam thread is now the place to search for credit card promotions. Based on the green this thread - $2025 bonuses for personal credit card accounts & $770 bonuses for business credit card accounts (8/13/06 update) has generated in just a few hours, it's obvious that this is the format that FW's prefer over the multiple topic format presented here, which is itself a partial repost. Even though this thread is a day older and on the front page of the finance forum section, the response to this amalgam format is not nearly as positive. The OP here should be edited to reflect credit card promotions only if this information is to be easily referenced in the future. Using the above linked post by Markber as a guide would be an excellent idea, although it would require much less work if that excellent thread were simply unlocked.
mbaker4096
Senior Member - 1K
posted: Aug. 14, 2006 @ 1:20p
Agreed.
I'd always liked markber's list...it's a shame that not all activity in a thread is considered enough of a modification to ensure that it doesn't get archived. His most recent update was only a month ago.
No offense to Cossack, but I've requested that the Mods unlock Marber's thread again as, historically, he's been the maintainer of this list and has done a great job so far.
markber
Senior Member
posted: Aug. 14, 2006 @ 2:26p
mbaker4096 said: Agreed.
I'd always liked markber's list...it's a shame that not all activity in a thread is considered enough of a modification to ensure that it doesn't get archived. His most recent update was only a month ago.
No offense to Cossack, but I've requested that the Mods unlock Marber's thread again as, historically, he's been the maintainer of this list and has done a great job so far.
Thanks, mbaker4096! Mods indeed unlocked my credit card bonuses thread. I need to give Cossack a credit for (1) having direct links to the offers (whereas I can not provide them in the sorted-by-amount list) (2) for being the first (within a three-month(?) period) as far as the credit card part of his thread is concerned. The rationale for creating a dedicated credit card bonuses thread despite the existence of the Cossack's thread was my belief that discussion of these bonuses should be separated from bank bonuses and bank best rate deals. There are different issues associated with opening deposit accounts and credit card accounts (e.g. credit history vs. ChexSystems history, etc). A person, who can easily get bank bonuses, may not be able to get credit card bonuses. Hence, the audiences are somewhat different.
Being not a big fan of "do search first" and "this is a re-post" things that make people scared to post, I do not care too much if people will post in the Cossack thread or "my" thread. As long as deals get posted, I believe the community will benefit. Also, detailed discussion about specific deals are not very convenient in official FW threads. I will try to do my best to collect credit card bonuses from different threads including the Cossack's one. Having email notifications about new card deals posted in an official credit card bonuses thread, however, will definitely save my and everybody's time.
Cheers,
Mark
ukguy78
Member
posted: Aug. 14, 2006 @ 2:48p
hiphiphooray said: terpaero said: AMEX Platinum Business Cash Rebate Card: $100 statement credit on first purchase (Guaranty Bank offer)
FYI, I was just approved for this without having to enter my SSN (don't know the amount, though, but I will when they send me the card!)
I'm assuming you must have entered a tax ID instead? I noticed than neither the SSN or tax ID were required fields.
hiphiphooray
Senior Member - 1K
posted: Aug. 14, 2006 @ 3:57p
ukguy78 said: hiphiphooray said: terpaero said: AMEX Platinum Business Cash Rebate Card: $100 statement credit on first purchase (Guaranty Bank offer)
FYI, I was just approved for this without having to enter my SSN (don't know the amount, though, but I will when they send me the card!)
I'm assuming you must have entered a tax ID instead? I noticed than neither the SSN or tax ID were required fields.
Nope, neither!
Cossack
Member
posted: Aug. 15, 2006 @ 12:59a
Actually I didn't suggest that the thread would be archived - I didn't even know it existed until it was mentioned in the posts. The thread was different then mine and had some good offers posted - really, I had nothing to complain about.
The only thing I tried to do is to create a well-organized deals list with link to every single deal(whether scan or a link) in order to use it for getting details about the deal and also to keep information about the deal, once the deal expires (in case institution chooses not to honor it, as often the case it takes time to get a full bonus - case in point Meadows CU deal: http://www.meadowscu.com/promos/125reward.jsp ). It was meant to be link-reference page. Probably the best model for organizing a post can be found here: http://www.fatwallet.com/t/52/320690/ . Markber has a very good post with the only minor negative - difficulty at times finding a particular link to the deal (it takes time to go through 15+ pages of posts).
P.S. As far as my previous deals post - it was not well organized.
ThursdaysChild
Missed.
posted: Oct. 17, 2006 @ 11:15a
bump
vice
Senior Member
posted: Oct. 27, 2006 @ 2:09p
Cool!
duna
Senior Member - 1K
posted: Oct. 27, 2006 @ 5:17p
Cossack: tremendous work. Please consider calling this thread as the 2006, or 10/2006, or Fall 2006, or 4th Quarter 2006?
alevi8
New Member
posted: Oct. 30, 2006 @ 1:05p
does anyone have Chicago Tribune ING reference code for $50. Thanks
jfrano
New Member
posted: Nov. 2, 2006 @ 3:52p
Be careful if you go for the "Subaru Credit card - 3% Cash Back In SubaruBucks". I had their Credit Card a few years ago. I had earned over $2000 towards the purchase of a Subaru, when they decided to cancel the Plan in its entirety. They gave everyone a few months to use any accumulated dollars. I wasn't in a position to purchase at that point, so I lost it all!!! THANKS ALOT SUBARU!!
I used code MGCH with CITI by calling the 8-hundred number. Everything went very well from the beginning. The teller said that you have just open checking with $1500 and already qualify for the first $100.
Before that I went to a CITI center and they were not able to use the promo, but offered a different one with a half of bonuses.
pisistratus said: I used code MGCH with CITI by calling the 8-hundred number. Everything went very well from the beginning. The teller said that you have just open checking with $1500 and already qualify for the first $100.
Before that I went to a CITI center and they were not able to use the promo, but offered a different one with a half of bonuses.
Thanks OP and markber! Dude, it'd be great if you could let us know if Citi is indeed honoring their promise for these bonuses. Check this thread out http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=573247&highlight_key=y&keyword1=checking+account to see some of we fatwalleters being 'cheated'!
Sure, I already marked my gmail calendar. When called to CITI they proved that my account marked with the code and nothing should keep it from receiving the bonuses.
The better issue those to me, I'm planning on getting a CC from them after 6 months of positive history.
As soon as I get something I'll let you guys know.
agarpiyush
Member
posted: Feb. 14, 2007 @ 1:19p
Thanks for the prompt reply pisistratus. I think I'll bite as well. I just called CITI and got a guy who gave his direct number promising that there wont be any issue in me getting the bonuses or I can call him directly to get it resolved.
Lets see.
pisistratus said: agarpiyush
Sure, I already marked my gmail calendar. When called to CITI they proved that my account marked with the code and nothing should keep it from receiving the bonuses.
The better issue those to me, I'm planning on getting a CC from them after 6 months of positive history.
As soon as I get something I'll let you guys know.
ThursdaysChild
Missed.
posted: Apr. 20, 2007 @ 11:02a
pisistratus said: agarpiyush
Sure, I already marked my gmail calendar. When called to CITI they proved that my account marked with the code and nothing should keep it from receiving the bonuses.
The better issue those to me, I'm planning on getting a CC from them after 6 months of positive history.
As soon as I get something I'll let you guys know.Update?
Exactly two months after I deposited more than $1,500, CITI credited my account with $100. On the next day I transferred all but the bonus to my savings.
I did check a couple times during the waiting period whether the account has the promo code in notes.
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