Shelbyman said:Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.

Thats annoying if that is how it goes. Time to call Chase and see if I can convert one of my cards to their 5% program I guess. And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that).

Hope citi lets me cash out my ~$40 in there without getting it up to $100, or at least switches me to the $50 cash-out limit (I have an old card from 2-3 years ago which can't cash out at $50, and they won't convert it to the $50 program). I'll be pretty annoyed if they want to change half the rules but not all of them on me.

Of course, I don't mind it if they leave me on the $100 program if it means still earning 5c/$.

Kempman said:Xeon852 said:And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that).
Good luck trying to do that. As reported in the MTVU thread, everyone's been getting denied.

Are you sure? I read that thread, and my perception is that people are waiting for a reply, but mass denials?

cameron2003 said:Are you sure? I read that thread, and my perception is that people are waiting for a reply, but mass denials?
Pretty sure. A number of people, including myself, have called and tried to convert Dividend cards to the MTVU card. Though conversion is normally a piece of cake with Citi, CSRs won't do the MTVU conversions. It may have to do with the fact that the Dividend cards are Mastercard while the MTVU cards are Visa.

Well, if this unfortunate news spells the end of 5% cards, I'm going to have to retaliate by being more aggressive with my 0% BT AOR's.

Shelbyman said:Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.

Thats much better than them just canceling the card... I went over the 300$ reward limit this year, and I just need my account to stay open until January for me to cash out. Glad I just got that Chase Rewards Plus card

i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......

asyoulike said:user3657 said:i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......

Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional
card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.

I have one. My "business" makes no money and I have no clients. Maybe someday, but actually Im not trying very hard.

djspray said:asyoulike said:user3657 said:i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......

Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional
card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.

My "home business" has earned me about $800 this year on eBay. I only charge my utilities and cell phone bills, which help with my business.

So you just come up with whatever 'business' name that sounds good to you and put it on your card?

If you can get one, the Advanta card is great. I have had good customer service with them also.

crash22 said:I have the Advanta Business Card and they just put it under my name. They did want to know who I worked for when I applied, but the card was set up under just my name. I verified on-line that the card is not associated with any business. I've had the card for over a year now, no problems at all.

I have the Travel card which has 5% Cash Back on Airfare, Hotels, Car Rentals and Dining.

I believe they are more strict when approving cards now, so YMMV
The new card is a little diff...no 5% dinning

"Automatically earn 5% Cash Back on gasoline, office supplies, utilities, computer equipment, cell phones and Internet services, and 1% on all other purchases."