Citi isn't gonna get more business by cutting rewards.

xSTRIKEx6864 said:Citi isn't gonna get more business by cutting rewards.
They're not trying to get more business, they're trying to cut costs. I suspect that the average Joe Consumer has been too diligent in paying off his credit card balances on time.

If it is only 2%, I may as well convert it to this
I just converted my old card to platinum last month too.

Hmm, I thought something was amiss when I did my AOR recently and noticed the Dividend card was missing from the Citi web site. Since I already have it (and do use it quite extensively for the 5%), I did not want to go through the motions to see what was up.

In any case, I guess Citi and Chase is colluding to give less back...

xSTRIKEx6864 said:return222 said:If it is only 2%, I may as well convert it to this.

I just converted my old card to platinum last month too.this

Driver's Edge is a rebate towards buying a car or car service, not Cash Back correct?

Diamond Preferd is only 5x for 12 months. And not Cash Back

I only started looking around after reading this link. But it says you can use it for car repair and thankyou point.

xSTRIKEx6864 said:return222 said:xSTRIKEx6864 said:

I only started looking around after reading this link. But it says you can use it for car repair and thankyou point.

That actually may be a good card then... just instead of cash-back TY points for giftcards.

Plus you can double your points for every mile you put on your car, a la PremierPass.

And, you can use it for any car repairs/car purcahses/whatever auto-related. On the old one I had (prior to this prorgam - no bonuses, no drive rewards match), I turned them in for tires, brakes, oil changes, etc. You just mail them the reciept and it shows up as a credit on the next statement. Or you can convert it to TY points at 1c rebate = 1 TY point.

This is almost more flexable than Dividend, because I don't believe there is any min ($50 or $100 on Dividend depending which card you have), assuming you can dig up a reciept for car repairs done.

Not only just slash the Dividend card out of list.

Citi no longer offers no fee BT anymore besides targeted offer.

UnixLab said:Citi no longer offers no fee BT anymore besides targeted offer.
I don't think that's true. If you skim through the list of available cards on citicards.com, there are still some no-fee 0% BT deals offered with some of them, specifically the Citi Professional card.

Interestingly, however, the 12-month 0% BT deal advertised on the front page of citicards.com (the Diamond Preferred card) comes with a BT fee. I think that's a change--usually they advertise no-fee 0% deals on the front page.

Xeon852 said:Plus you can double your points for every mile you put on your car, a la PremierPass.

And, you can use it for any car repairs/car purcahses/whatever auto-related. On the old one I had (prior to this prorgam - no bonuses, no drive rewards match), I turned them in for tires, brakes, oil changes, etc. You just mail them the reciept and it shows up as a credit on the next statement. Or you can convert it to TY points at 1c rebate = 1 TY point.

This is almost more flexable than Dividend, because I don't believe there is any min ($50 or $100 on Dividend depending which card you have), assuming you can dig up a reciept for car repairs done.
I think there is a condition that you can only cash out as much mileage reward as regular purchase you make. Isn't it?

SpeedDragon

SpeedDragon said:Xeon852 said:Plus you can double your points for every mile you put on your car, a la PremierPass.

And, you can use it for any car repairs/car purcahses/whatever auto-related. On the old one I had (prior to this prorgam - no bonuses, no drive rewards match), I turned them in for tires, brakes, oil changes, etc. You just mail them the reciept and it shows up as a credit on the next statement. Or you can convert it to TY points at 1c rebate = 1 TY point.

This is almost more flexable than Dividend, because I don't believe there is any min ($50 or $100 on Dividend depending which card you have), assuming you can dig up a reciept for car repairs done.
I think there is a condition that you can only cash out as much mileage reward as regular purchase you make. Isn't it?

SpeedDragon

Yep, thats why I said "you can double your points", which may not be the best way to say it - perhaps "you can match every purchase point with a drive point". Same way PremierPass works - pretty much you can't redeem more Drive points than purchase points - they have to be matched (you can redeem more purchase than drive points though, there's no requirement that you even enroll or submit for drive points).