The Citicards.com website went through an update in the past couple of days, and suddenly all the CashBack cards are gone, including the Citi Dividend Select, and Simplicity cards.
I called a couple of CSR, and both confirmed that they have received a memo saying that the Citi Dividend Card is no longer offered. In fact, all CashBack cards are gone...only TY network cards are left. Happened on Monday.
No word on existing users yet.
The end of the world is nigh! Run!
[EDIT : The "replacement" card is suppose to be introduced in October....alledgedly a "better" card.]
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posted: Aug. 18, 2006 @ 2:45a
mst3k
Senior Member
posted: Aug. 18, 2006 @ 2:57a
As a general rule I much prefer Cash Back cards to a program tied to program points. I will continue using my Chase Rewards Plus/Citi Dividend as long as I can. However, I have drunk the Citi Kool-Aid and if I can't have cash TY points are a close second.
First off the ultimate flexibility is obviously cash, but if it has to be points I love the fact that my Citi Simplicity (sign up bonus), mtvU(5% resteraunts and books!), checking, debit card, e-savings, CD, bill pay, direct deposit, and credit protector are all accumulating points into the SAME pool of points. Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get. Thirdly, right now I'm foregoing all GCs to save up for a big airline ticket. I think if I save it for the right flights, I can get well more than 1 point=$.01. If I pull that off then I'm really get greater than cash redemption.
MilesHeighway said: I searched, Didn't find this topic.
The Citicards.com website went through an update in the past couple of days, and suddenly all the CashBack cards are gone, including the Citi Dividend Select, and Simplicity cards.
I called a couple of CSR, and both confirmed that they have received a memo saying that the Citi Dividend Card is no longer offered. In fact, all CashBack cards are gone...only TY network cards are left. Happened on Monday.
And I am not quite sure what you mean that "all CashBack cards are gone" since a couple of them are still around.
I tried clicking on the "Apply" link on the webpage you cited. I got this:
Changes are underway to the Citi Dividend Card, so we are unable to process your application at this time. Please check back soon for more details, or select from our other great card offers.
Clearly something is happening with the Dividend card.
I mentioned this in another thread, Citi Dividend is now an AMEX cobranded product only. Cant get Citi Dividend MC anymore.
mst3k
Senior Member
posted: Aug. 18, 2006 @ 3:47a
SUCKISSTAPLES said: I mentioned this in another thread, Citi Dividend is now an AMEX cobranded product only. Cant get Citi Dividend MC anymore.
I went to the AMEX portion of the Citi website. I went the to the AMEX Dividend page. I tried applying...
Changes are underway to the Citi Dividend Card, so we are unable to process your application at this time. Please check back soon for more details, or select from our other great card offers.
I think they are just slower removing the page/link for AMEX but it is just as unavailable as the the MC to new accounts.
They just converted a lot of the AT&T Universal cards to Citi Dividend last month!!!
SilverB18C1
Senior Member - 1K
posted: Aug. 18, 2006 @ 4:14a
How weird. I just ordered a replacement Dividend Platinum Select Card and it has an expiration date of 2010...
cryptopunk
Tired Member
posted: Aug. 18, 2006 @ 7:47a
citi professional cash application still works, probably because it's a business product, kind of.
hiphiphooray
Senior Member - 1K
posted: Aug. 18, 2006 @ 7:53a
mst3k said: Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get.
Many gift cards can be had at around 80 cents on the dollar on eB@y...
KnickFanRA
Geeky member
posted: Aug. 18, 2006 @ 7:56a
So, what is the standard procedure for current cardholders when something like this happens? If a rewards program (Cash Back) ends, I assume customers get some opportunity to cash in, correct?
Does the card stay the same until the expiration date, do the terms change and then get cancelled, or what?
KnickFanRA
Geeky member
posted: Aug. 18, 2006 @ 7:58a
hiphiphooray said: mst3k said: Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get.
Many gift cards can be had at around 80 cents on the dollar on eB@y...
HHH, I think you're right, but what I think mst3k was saying is that since he spends the money anyway, the GC is worth it's face value to him (minus the 1-2% Cash Back that he would have gotten purchasing it with a credit card).
The margin on popular gift certificates on eBay has been declining. I usually try to pick up BN.com GC's and they're margins are lame nowadays
hiphiphooray
Senior Member - 1K
posted: Aug. 18, 2006 @ 8:03a
KnickFanRA said: HHH, I think you're right, but what I think mst3k was saying is that since he spends the money anyway, the GC is worth its face value to him (minus the 1-2% Cash Back that he would have gotten purchasing it with a credit card). Right, but if he played it smarter by buying the gift cards on eB@y then the gift cards wouldn't be worth as much to him since he can get them for much cheaper...
DarkDogg
Ancient Member
posted: Aug. 18, 2006 @ 8:28a
I applied earlier this week (apparently right before they stopped apps) and it said a response will be sent to me via US mail.
MoreMonies
Happy Member
posted: Aug. 18, 2006 @ 8:46a
You can try applying here although I don't know if it will work: http://dividend.citicards.com Please let others know if you receive approval via this link.
Even though the Chase Rewards Plus card (5% supermarkets, drugstores, gas stations, & 1% elsewhere) was not offered last month, I successfully applied and received my card via this link: FirstUSA Chase Rewards Plus Application.
atlbkk03
Senior Member
posted: Aug. 18, 2006 @ 9:28a
I am interested to know what will happen to existing card holders.
Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
MilesHeighway
Broke Member
posted: Aug. 18, 2006 @ 11:31a
Shelbyman said: Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
Shelbyman said: Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.that spells the end of this card.
cameron2003
Senior Member - 2K
posted: Aug. 18, 2006 @ 11:33a
Shelbyman said: Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
That stinks. Its not even competitive with current non 5% cards, let alone Chase 5%. I will be implementing my contingency plan this weekend.
Xeon852
Senior Member - 1K
posted: Aug. 18, 2006 @ 11:35a
Shelbyman said: Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
Thats annoying if that is how it goes. Time to call Chase and see if I can convert one of my cards to their 5% program I guess. And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that).
Hope citi lets me cash out my ~$40 in there without getting it up to $100, or at least switches me to the $50 cash-out limit (I have an old card from 2-3 years ago which can't cash out at $50, and they won't convert it to the $50 program). I'll be pretty annoyed if they want to change half the rules but not all of them on me.
Of course, I don't mind it if they leave me on the $100 program if it means still earning 5c/$.
Kempman
Senior Member
posted: Aug. 18, 2006 @ 11:37a
Xeon852 said: And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that). Good luck trying to do that. As reported in the MTVU thread, everyone's been getting denied.
cameron2003
Senior Member - 2K
posted: Aug. 18, 2006 @ 11:45a
Kempman said: Xeon852 said: And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that). Good luck trying to do that. As reported in the MTVU thread, everyone's been getting denied.
Are you sure? I read that thread, and my perception is that people are waiting for a reply, but mass denials?
Xeon852
Senior Member - 1K
posted: Aug. 18, 2006 @ 11:48a
Kempman said: Xeon852 said: And then have Citi convert my College Student Dividend card to a mtvU card (hoping they will do that). Good luck trying to do that. As reported in the MTVU thread, everyone's been getting denied.
I only skimmed the thread, but it wasn't clear if people were converting Student Dividend cards or standard Dividend cards. If they won't do it, oh well, I'll just apply for mtvU once my revolving bal. dropps from my Citi Professional card.
Kempman
Senior Member
posted: Aug. 18, 2006 @ 11:53a
cameron2003 said: Are you sure? I read that thread, and my perception is that people are waiting for a reply, but mass denials? Pretty sure. A number of people, including myself, have called and tried to convert Dividend cards to the MTVU card. Though conversion is normally a piece of cake with Citi, CSRs won't do the MTVU conversions. It may have to do with the fact that the Dividend cards are Mastercard while the MTVU cards are Visa.
I have a Student VISA Dividend Card that I tried to convert 1 or 2 months ago and was told that I couldn't. So the VISA/MC difference has nothing to do with it. They probably just limit mtvU to new applications. I applied and got it...but it was a hassle since I now have 6 Citibank credit cards.
Kempman
Senior Member
posted: Aug. 18, 2006 @ 12:10p
Well, if this unfortunate news spells the end of 5% cards, I'm going to have to retaliate by being more aggressive with my 0% BT AOR's.
Xeon852
Senior Member - 1K
posted: Aug. 18, 2006 @ 12:30p
SleepyNyte said: I have a Student VISA Dividend Card that I tried to convert 1 or 2 months ago and was told that I couldn't. So the VISA/MC difference has nothing to do with it. They probably just limit mtvU to new applications. I applied and got it...but it was a hassle since I now have 6 Citibank credit cards.
Shelbyman said: Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
Thats much better than them just canceling the card... I went over the 300$ reward limit this year, and I just need my account to stay open until January for me to cash out. Glad I just got that Chase Rewards Plus card
texasnightowl
Member
posted: Aug. 18, 2006 @ 12:51p
damn...this bites...I was just about to convert to this card for the 5%...
i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
asyoulike
Member
posted: Aug. 18, 2006 @ 2:06p
user3657 said: i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.
cameron2003
Senior Member - 2K
posted: Aug. 18, 2006 @ 2:11p
asyoulike said: user3657 said: i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.
I have one. My "business" makes no money and I have no clients. Maybe someday, but actually Im not trying very hard.
asyoulike said: user3657 said: i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.
My "home business" has earned me about $800 this year on eBay. I only charge my utilities and cell phone bills, which help with my business.
asyoulike
Member
posted: Aug. 18, 2006 @ 2:32p
djspray said: asyoulike said: user3657 said: i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.
My "home business" has earned me about $800 this year on eBay. I only charge my utilities and cell phone bills, which help with my business.
So you just come up with whatever 'business' name that sounds good to you and put it on your card?
cameron2003
Senior Member - 2K
posted: Aug. 18, 2006 @ 2:36p
asyoulike said: djspray said: asyoulike said: user3657 said: i will be using my advanta then......the only 2 cards i use is my 2% and the dividend on gas.......
Guys, the advanta card is really a business card. Can one with no businesses use it? I know citi professional card is also business card but the fact that advanta puts 'your business name' on the card just makes me uneasy.
My "home business" has earned me about $800 this year on eBay. I only charge my utilities and cell phone bills, which help with my business.
So you just come up with whatever 'business' name that sounds good to you and put it on your card?
If you can get one, the Advanta card is great. I have had good customer service with them also.
crash22
Addicted Member
posted: Aug. 18, 2006 @ 2:44p
I have the Advanta Business Card and they just put it under my name. They did want to know who I worked for when I applied, but the card was set up under just my name. I verified on-line that the card is not associated with any business. I've had the card for over a year now, no problems at all.
I have the Travel card which has 5% Cash Back on Airfare, Hotels, Car Rentals and Dining.
I believe they are more strict when approving cards now, so YMMV
crash22 said: I have the Advanta Business Card and they just put it under my name. They did want to know who I worked for when I applied, but the card was set up under just my name. I verified on-line that the card is not associated with any business. I've had the card for over a year now, no problems at all.
I have the Travel card which has 5% Cash Back on Airfare, Hotels, Car Rentals and Dining.
I believe they are more strict when approving cards now, so YMMV The new card is a little diff...no 5% dinning
"Automatically earn 5% Cash Back on gasoline, office supplies, utilities, computer equipment, cell phones and Internet services, and 1% on all other purchases."
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