The Citicards.com website went through an update in the past couple of days, and suddenly all the CashBack cards are gone, including the Citi Dividend Select, and Simplicity cards.
I called a couple of CSR, and both confirmed that they have received a memo saying that the Citi Dividend Card is no longer offered. In fact, all CashBack cards are gone...only TY network cards are left. Happened on Monday.
No word on existing users yet.
The end of the world is nigh! Run!
[EDIT : The "replacement" card is suppose to be introduced in October....alledgedly a "better" card.]
There are [or will be] but 3 cards left with [5%] everyday purchases - the Chase Cash Plus, Chase Rewards Plus, and that new HSBC card. There are exhaustive threads on each card that should be on the second or third page in this forum. [Props to bobfather, for succinctly summing it up.]
Edit: Some of us, who apparently acquired the Citi Dividend only recently, are still getting the 5%. Meanwhile, the 5% HSBC card appears to not be available anymore.
This makes the Chase 5% cards the last 5% EVP cards.
As a general rule I much prefer Cash Back cards to a program tied to program points. I will continue using my Chase Rewards Plus/Citi Dividend as long as I can. However, I have drunk the Citi Kool-Aid and if I can't have cash TY points are a close second.
First off the ultimate flexibility is obviously cash, but if it has to be points I love the fact that my Citi Simplicity (sign up bonus), mtvU(5% resteraunts and books!), checking, debit card, e-savings, CD, bill pay, direct deposit, and credit protector are all accumulating points into the SAME pool of points. Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get. Thirdly, right now I'm foregoing all GCs to save up for a big airline ticket. I think if I save it for the right flights, I can get well more than 1 point=$.01. If I pull that off then I'm really get greater than cash redemption.
MilesHeighway said:I searched, Didn't find this topic.
The Citicards.com website went through an update in the past couple of days, and suddenly all the CashBack cards are gone, including the Citi Dividend Select, and Simplicity cards.
I called a couple of CSR, and both confirmed that they have received a memo saying that the Citi Dividend Card is no longer offered. In fact, all CashBack cards are gone...only TY network cards are left. Happened on Monday.
And I am not quite sure what you mean that "all CashBack cards are gone" since a couple of them are still around.
I tried clicking on the "Apply" link on the webpage you cited. I got this:
Changes are underway to the Citi Dividend Card, so we are unable to process your application at this time. Please check back soon for more details, or select from our other great card offers.
Clearly something is happening with the Dividend card.
SUCKISSTAPLES said:I mentioned this in another thread, Citi Dividend is now an AMEX cobranded product only. Cant get Citi Dividend MC anymore.
I went to the AMEX portion of the Citi website. I went the to the AMEX Dividend page. I tried applying...
Changes are underway to the Citi Dividend Card, so we are unable to process your application at this time. Please check back soon for more details, or select from our other great card offers.
I think they are just slower removing the page/link for AMEX but it is just as unavailable as the the MC to new accounts.
mst3k said:Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get.
Many gift cards can be had at around 80 cents on the dollar on eB@y...
So, what is the standard procedure for current cardholders when something like this happens? If a rewards program (Cash Back) ends, I assume customers get some opportunity to cash in, correct?
Does the card stay the same until the expiration date, do the terms change and then get cancelled, or what?
hiphiphooray said:mst3k said:Secondly there are plenty $100 GC at stores where I shop regularly. I figure these gift cards are worth 98 cents on the dollar compared to cash. Thus my 5% card is really 4.9% but it is still the best I can get.
Many gift cards can be had at around 80 cents on the dollar on eB@y...
HHH, I think you're right, but what I think mst3k was saying is that since he spends the money anyway, the GC is worth it's face value to him (minus the 1-2% Cash Back that he would have gotten purchasing it with a credit card).
The margin on popular gift certificates on eBay has been declining. I usually try to pick up BN.com GC's and they're margins are lame nowadays
KnickFanRA said:HHH, I think you're right, but what I think mst3k was saying is that since he spends the money anyway, the GC is worth its face value to him (minus the 1-2% Cash Back that he would have gotten purchasing it with a credit card). Right, but if he played it smarter by buying the gift cards on eB@y then the gift cards wouldn't be worth as much to him since he can get them for much cheaper...
You can try applying here although I don't know if it will work: http://dividend.citicards.com Please let others know if you receive approval via this link.
Even though the Chase Rewards Plus card (5% supermarkets, drugstores, gas stations, & 1% elsewhere) was not offered last month, I successfully applied and received my card via this link: FirstUSA Chase Rewards Plus Application.
Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
Shelbyman said:Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.
Shelbyman said:Just spoke to a *Citi* CSR and she had said the Dividend card will be 2% for supermarkets, drugstores and gas stations. But they are adding 2% for Utilities and cable bill. She also stated that they will be sending (mailing?) notices next month.that spells the end of this card.
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