can non-Military get auto loans from usaa? thanks

m3m3m3 said:can non-Military get auto loans from usaa? thanks

Qualify that - children of current Military / retired Military may qualify also... At least they did at one time.

Spouses of active/retired Military .

Other non-Military qualifications: If you or your spouse every worked for USAA.

secretprocess said:On the topic of ATM fees: I've just discovered that USAA only refunds a maximum of $1.50 per ATM withdrawal
Anyone see a way out of this mess?

Umm, I was just refunded a $2 and $3 ATM fee so I don't know what you are talking about. They dropped the $1.50 limit a long time ago.

secretprocess said:On the topic of ATM fees: I've just discovered that USAA only refunds a maximum of $1.50 per ATM withdrawal -- despite misleadingly calling it "up to $15/month" in sales materials. With ATM fees regularly hitting $3 or more, it's become impossible for me to get my money without paying a fee. At least when the per-transaction refund covered the actual transaction I could make it work by taking out more cash each time to make less transactions. Now I'm stuck paying a fee no matter what! POS cash-back in stores is often limited to $40 or so, and you gotta buy some crap you didn't want in the first place, which is basically like paying a fee.

Is this $1.50 limit new? Doesn't it seem like USAA is in a pickle as ATM fees continue to go up? I'm not one to rail against ATM fees in general -- the ATM owners have every right to charge non-members for using their machines. It's just a big fat convenience fee that nobody's forced to pay... except USAA members! What's to stop the fees from going to $4, $5, etc? Members of other banks will just have to drive another mile to their own bank's ATM. But we'll be screwed!

Anyone see a way out of this mess?
I too just had $2.95 and $3.00 ATM fees refunded yesterday (when my statement closed).
If and when atms routinely hit $5 per transaction, then either USAA will reevaluate their $15 limit, or you can reevaluate your choice of bank.
I wouldn't really consider it being "screwed" however.

craig10x said:true...but they still have a maximum refund of $15 per month...which means less free withdrawals available, since so many banks charge between $2.00 and $3.00 these days...
you would think they would up that limit...

I would think their intention is to put some pressure on the customer to still watch what ATM's they use. I used one on a Military based the other day, they had two ATM's side by side - one had a $3.00 fee so I canceled the transaction and tried the next one which was only $1.50. If I didn't have a $15 limit in mind, or like USAA as much as I do I would have just finished getting my money from the $3.00 ATM.

Additionally there are two places in town that have no fee atm's and I try to use these as much as possible.

In my town the average ATM fee is $1.00 - $3.00, so an average of $2.00 gives me over 7 free transactions a month. That’s more than once a week at the ATM, for the average Joe it might not be enough, but considering how much FWers utilize credit cards to their advantage it seems sufficient, I don’t think I’ve ever gone over the $15 even when on vacation.

secretprocess said:On this FAQ it says they "automatically refund fees other banks charge you when using their ATMs — up to $1.50 for each of the first ten domestic ATM surcharges you incur every statement cycle."
That's very interesting.
I wonder if this is for new accounts, or if this change will occur soon.
It still adds up to $15.00, but not the way I'd like it to!
However, on the Free Checking page it says (at the bottom):
USAA does not charge a fee for the first 10 ATM withdrawals and refunds up to $15 in other banks' ATM usage fees each month. A 1% foreign transaction fee applies to withdrawals outside the United States.

It also says similar things on other pages of the FAQ.

They just refunded me a $3 fee, too.

zski1 said:FYI....USAA P&C eligibility is now open to all veterans who have an honorable discharge. This would presumably make a number of current non P&C eligible bank customers eligible, perhaps even some who frequent this board. USAA expands membership

Read back 6 posts... already mentioned.

On that note, I think the other thread http://www.fatwallet.com/forums/finance/965100/ should not have been locked. As the last poster noted, a NEW thread was justified... for people like me that mostly ignored this thread but now are eligible!

zski1 said:FYI....USAA P&C eligibility is now open to all veterans who have an honorable discharge. This would presumably make a number of current non P&C eligible bank customers eligible, perhaps even some who frequent this board. USAA expands membership

can someone please explain what the previous eligibility requirements were?

emre1000 said:... Accident Forgiveness is available in most states. If you move to a state that does not let us offer it, the feature will be removed from your policy.Accident Forgiveness is not available in CT, DE, HI, NC, CA, MA, and NY.