craig10x said:i thought i read in that article that you can print out your own computer checks with that ING Electric account, if you desire...if you could do that, you could also order inexpensive checks from a mail order place and use them also (besides ING's bill pay on that account)....it just sounds like they won't be providing a commercial bank check printer (like Deluxe, Clark American, Harland, etc...)

Yep. From the article.Link.
The Electric Orange accounts are designed for customers who will make most of their payments online, Kuhlmann said. When customers need a check, they can order one online and ING Direct will mail it to the creditor. Alternatively, customers can print out checks on their home computers, Kuhlmann said.

Just got my invite. Here's a copy:

It's here!
The new account from ING DIRECT that
delivers the access and convenience of checking with the earning power of savings.


As an ING DIRECT Customer, you believe in saving and know we try to make it easy for you to save more—without hidden fees and catches. Many of you have asked when we would do for checking what we did for savings. We have an answer! It's called Electric Orange and it's exclusively for you. It's America's first paperless checking account and you can be one of the first to have it.

Electric Orange is everything you'd expect from ING DIRECT and more:

It pays high interest
5.30% APY on every dollar for balances of $100,000 or more
5.05% APY on balances between $50,000 and $100,000
3.00% APY for balances up to $50,000
A MasterCard® Debit Card for purchases
Free ATM access at more than 32,000 locations nationwide
Free Bill Pay
Send money securely to anyone for Free with Electric Checks
(Annual percentage yields apply to your entire balance. All listed rates are variable and effective as of 11/29/06.)

Open your Electric Orange today:

Go to ingdirect.com and login with your Customer Number and PIN,
Click on 'Open an Account',
Then click on Electric Orange (you must be logged in to your account to see it).
Getting started is that simple!

Electric Orange - the checking account that
thinks all your money deserves to make money

The person can click on the link within the email to go to a secure page to enter their account information and the money is transferred!

No freaking way I'm clicking on a link inside an email and entering personal account information.

I really hope I'm misreading that description because if this becomes "legitimate" then the floodgates of phish will be open.

Edit: What's with the negative rating. Clicking on an email and giving away personal information is a horrible, horrible practice.

scripta said:asdf9876 said:...No freaking way I'm clicking on a link inside an email and entering personal account information.

I really hope I'm misreading that description because if this becomes "legitimate" then the floodgates of phish will be open.Much like you'd never click on a "pay by paypal" on an eBay checkout email, right? Learn how to use the Internet, you'll be fine.

I've never used eBay in my life to be honest. However, if you are saying that after I read that email I was forbidden from opening an independent browser under my own power (not through email clicking). Click on my eBay bookmark, log-in, and settle my debts then yes, I absolutely would refuse to do business on eBay.

If they haven't already done this, I am guessing they'll implement a way to open a browser window and login to your ING account to see incoming money. But there's no way to do it if the electric transfer is from ING to another bank.

You know this little box in your browser that tells you which secure site you are connected to? That should be enough to tell a legit site from a scam.

Edit: But if you've never even used eBay, this is definitely not for you. Stop negging me and go away

Considering most of my friends have an ing account, we can now settle our tabs without writing checks. Also this looks like the best method of accepting payments.

scripta said:If they haven't already done this, I am guessing they'll implement a way to open a browser window and login to your ING account to see incoming money. But there's no way to do it if the electric transfer is from ING to another bank.

You know this little box in your browser that tells you which secure site you are connected to? That should be enough to tell a legit site from a scam.

You tell me to learn about the internet. Well I know enough about the internet to know that spoofing an email header to make it appear it is coming from ING is very, very easy. I know enough about human nature to know the average joe is going to run a "whois" check on the domain to see if it is registered to the proper company.

The quote you copied said nothing about being only for ING->ING transfers. So if I don't have an ING account and I receive this email, how am I supposed to log into ING to get my money? I'm going to have to give out personal details.

As far as the "lock" goes. Someone can register ingderect.com and set up "https" aka "the lock" no problem.

The "lock" simply means no man in the middle is reading your information as it passes from point to point. THE LOCK DOES NOT GUARANTEE THAT THE OTHER WEBSITE IS NOT A SCAM. It simply means your data in encrypted as you send it to the crooks.

Perhaps it is your turn to learn about the internets. Congratulations on securely sending your information to crooks. You wouldn't ant any third party crooks to intercept your data.

asdf9876 said:As far as the "lock" goes. Someone can register ingderect.com and set up "https" aka "the lock" no problem.

The "lock" simply means no man in the middle is reading your information as it passes from point to point. THE LOCK DOES NOT GUARANTEE THAT THE OTHER POINT IS WHO YOU THINK IT IS. It simply means your data in encrypted as you send it to the crooks...I'm not talking about the "lock", but the site name next to the lock. It's on you to make sure it says exactly what you expect, and not something like it / misspelled.

I don't know the details of how this will work for external accounts. While your concern is valid, it doesn't mean that it is not a great service. Just because you won't be using it, doesn't mean others shouldn't.

You probably don't need an invite. Try this:Open your Electric Orange today:

Go to ingdirect.com and login with your Customer Number and PIN,
Click on 'Open an Account',
Then click on Electric Orange (you must be logged in to your account to see it).
Getting started is that simple!

You probably don't need an invite. Try this:

Nope not there.

I'll give out my routing number and account number to anyone that wants to make a deposit.