Get $50 for opening Bank of America Savings A/C

here

Open a Regular Savings account online or in a banking center and you could earn a $50 Bank of America Gift Check2. Because you are an existing Bank of America checking customer, you can save time by adding a new Regular Savings account using our online express application. It's a quick, easy and convenient way to open your new account online. And if you sign up for Keep the Change™1, you'll add to your savings every time you make a purchase with your Bank of America Visa® Check Card.

What to do:
Proceed to the Express Application.
Select a Regular Savings account. Fund your account with $100 to be eligible for the $50 Bank of America Gift Check.
Complete the information requested and verify that the offer code PRJ3 has been automatically populated on this page.

Opening an account online is easy.
For a faster application process, have the following information on hand when you begin your application:


Your Social Security number
Your current address
Mother's maiden name
Your e-mail address
Your account number(s) of existing Bank of America account(s)

After your application is approved, you will receive a new account welcome letter in approximately 4-5 business days with your new account information.



Open an account
Remember to verify that the offer code PRJ3 appears on this form before submitting to ensure you get your $50 Bank of America Gift Check once you complete the account opening process.




1Keep the Change Terms: At the end of each business day, the total of your round ups will be transferred to your savings account in a single transfer. Keep the Change is available only on Visa® Check Cards linked to your Bank of America checking account. For more terms and conditions, please click here.


2Offer valid only for new Regular Savings accounts that are opened at a banking center or online. Your mail piece must be present at the time of account opening if the account is opened at a banking center. You will receive your $50 Bank of America Gift Check within 60 days of opening your new Bank of America Regular Savings account with an opening deposit of $100. Limit one Gift Check per customer. Gift Check will become void if not redeemed within 90 days of issuance. Bonus will be reported as additional interest earned on the account at the end of the year. Offer expires on 12/31/2006.


The annual percentage yield (APY) for Regular Savings accounts is 0.50% on all balances. This APY is accurate as of 5/24/2006 and may change after this date and after the account is opened. Fees could reduce earnings on the account. The minimum opening deposit for a Regular savings account is $100. Please ask us about current rates on other types of savings accounts. See our Personal Schedule of Fees for account related fees and information as well as minimum opening deposits on other accounts.

Thx OP. Another 50 from BofA. This goes nicely with the other promos from the last several months.

Thanks for the info, OP. Are there any cons to closing the account after, say, 3 months?

What's the max they will let you fund? This could be an easy method of getting your 0% BT money.

b534202 said: wow they let you fund from a credit card?is it a cash advance, tho?

b534202 said: wow they let you fund from a credit card?

The NEA and AAA money market accounts also let you fund with a credit card but I wasn't gutsy enough for fear it would be treated as a cash advance. A person in that thread said they funded $500 and it showed up as a normal charge on their CC.

Can someone who's already opened the account do some more research?

Can this account be funded with a credit card?
Can you repeatedly fund this account with a credit card?

This could potentially be a great short-term moneymaker.

I took the risk and funded $1000 on a CC. If it goes through as a cash advance, worst case I'll stil end up ~$20 ahead after the 3% fee ($50-$30). I'll just watch the transaction to be sure it shows up as a purchase.

Xeon, could you please list the type of card you have. It may be relevant.

Xeon852 said: I took the risk and funded $1000 on a CC. If it goes through as a cash advance, worst case I'll stil end up ~$20 ahead after the 3% fee ($50-$30). I'll just watch the transaction to be sure it shows up as a purchase.
You also pay tax on $50.

ajulius said: Be careful on these.

"No monthly maintenance fee if you maintain a minimum $300 daily balance or make an automatic monthly transfer of $25 from your checking account."

Someone I bet won't read this and will find out they OWE the bank money instead.
Waived if you have a perfered relationship

ajulius said: Xeon852 said: ajulius said: Be careful on these.

"No monthly maintenance fee if you maintain a minimum $300 daily balance or make an automatic monthly transfer of $25 from your checking account."

Someone I bet won't read this and will find out they OWE the bank money instead.
Waived if you have a perfered relationship

$10,000 minimum balance requirement for that account. Banc Of America Securities could be okay if you have $10k with them since rates are cheap.
Or $10k in thier AAA/NEA ex-MBNA MMA, or owe $10k from a BT deal on one of their cc's (likely including MBNA at the end of the month), or any combination of it. Plus prefered relationship means $7 trades (which isn't great, but certinally not bad either).

Thanks OP, in for another $50 from BOA.........my 1099 form from
them this year will probably give me a heart attack.

b534202 said: wow they let you fund from a credit card?

yep, i funded my checking account with my credit card... it was coded as a service!

What does it mean by Gift Check? Is it just like a $50 prepaid debit card or something? Or do they deposit $50 in your account?

i'm in

In PA

Regular Savings

Free of monthly maintenance fees for the first 6 months. After 6 months,
free with an automatic monthly transfer of $25 from your checking account, or,
just maintain a $300 minimum balance.1

check received 12/05

Also funded acount w/ credit card (chase Marriott rewards). Tried for more than $100, but charge only went for $100. Charge went through as a sale!

Thanks OP

BankofGreed said: As long as you are an existing BofA customer, there shouldnt be any more hard pulls.

Yup, plenty of BOA accounts and no additional hard pulls.

Do anyone have the mail piece of this offer? I tried to open this saving account online but declined. I have to go to a banking center. But I don't have the mail piece. Can anyone share me with the photocopy? Thank you!

UPDATE: anyone receive there gift check for 50 dollar in the mail, I just receive one today, however they already credited my account 50 bucks 3 weeks ago