Thank You Merchants.

Reap 10K TY points for credit cards signups. Also, if you get a 4.0 GPA in a certain semester, you get 2k TY points, twice a year.

illu5ionz said:probably not a good idea but last month, i spent close to a thousand dollars on purchases at costco online. i ended up never even opening most of the stuff and brought it back to the store to return where they refunded cash since costco's dont accept mastercard instore. Voila, close to a thousand dollars worth of thank you points for free. And no, i don't intend to do this again just to rack up points

wow...

Laith said:Banking with them will net you 800 points per month.

Can I add my existing checking account into thank you network?

asdf9876 said:Never carry any cash. Then when you go out to eat with your friends in large groups collect money from everyone who is going to pay cash and then stick that in your wallet.
That doesn't mean that you don't carry cash. You can execute this manuever while carrying a wallet full of $100s. Just don't let anyone see them.

Laith said:Banking with them will net you 800 points per month.

Banking will net you between 100-1200 points a month depending on the account type you have with them.

Citibank access and Basic checking with 7 products gets you 100 points a month.

EZ-Checking with 7 products net you 300 points a month.

Citibank account/Everything counts with 7 products get you 800 points a month

Citigold/Private banking accounts with 7 products get you 1200 points a month.

b534202 said:illu5ionz said:probably not a good idea but last month, i spent close to a thousand dollars on purchases at costco online. i ended up never even opening most of the stuff and brought it back to the store to return where they refunded cash since costco's dont accept mastercard instore. Voila, close to a thousand dollars worth of thank you points for free. And no, i don't intend to do this again just to rack up points

I'm assuming that they don't refund shipping?

Costco is the greatest, they do in fact refund the shipping too.

it's possible to buy 1k usps postal money orders with your debit card. Pin transactions = 1/3 point per $. So 1k money order is 333 points. and costs $1.30

If you have say 10k in your bank account, go to post office and buy 10 money orders with debit card then deposit them in your bank. Quick 203 points per money order.

I've never done this but it does work apparantly.

edit: sure it might be a bit of work, but for 2030 points it's a helluva lot easier than getting a 4.0

JasonE4 said:AbbaZabba said:it's possible to buy 1k usps postal money orders with your debit card. Pin transactions = 1/3 point per $. So 1k money order is 333 points. and costs $1.30

If you have say 10k in your bank account, go to post office and buy 10 money orders with debit card then deposit them in your bank. Quick 203 points per money order.

I've never done this but it does work apparantly.

edit: sure it might be a bit of work, but for 2030 points it's a helluva lot easier than getting a 4.0
Although with the lost interest, its cost is a bit more.

Yep, even if you only lost the 10K for 1 day of interest, you'd lose about $1.50 in interest. Sure it is taxed so call it $1.20. That means $2.50 in "cost" for $3.33 in gain or so. So you are pumping 10K continually through the system, making trips to both your bank and your post office, waiting in line, wasting your time...all for $.80.

My point is this can be a stop-gap if you need to hit a certain tier level by a certain time but it is a terrible way to try to "make" money. By the way, if you just want the points, it isn't 203 points per money order. It isn't like you pay for the fee in points. So if you desperately needed 3,333 points in one day for an upcoming trip I suppose this might be the cheapest way.