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RS4Rings
- Senior Member - 7K
posted: Apr. 24, 2007 @ 9:26a
feuerball said:Scott, i like the Chase Business Card with Premier Cash Rebate. It does not show up on you credit report. I use it for purchases because of the broad rebates and I like the 0%APR for 12 month. The Citi Professional card is worthwhile as well but it will show up on your credit report. Thanks, I should definitely at the very least get that card right now. My brother owns a management company and I just got him to get that card. He spends a lot at home improvement stores. Right now we use a 1% Capitol One card and spend a good amount on it every month, I have dropped the ball in not getting something better. |
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markkundinger
- Senior Member - 2K
posted: Apr. 24, 2007 @ 10:04a
Scott, I think one decision would be if you want to pay down any balances before AOR'ing. Usually, this is a good idea, but your overall utilization is pretty low, and your FICOs are still pretty good. What's the most utilization you have on any single card, though?
Business cards will let you really play the BT game aggressively, while hiding the impact from your credit report. That can be pretty darn useful at protecting your FICOs. |
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RS4Rings
- Senior Member - 7K
posted: Apr. 24, 2007 @ 10:25a
Highest is about $80K left on my FIA card, Just got that line increased to $125k, So utilization is a little better on it, Also I have until December left, So don't want to pay that one down. I have less time left on the other $25k so I guess paying those off before would be best. Only one card showing a balance should look pretty good. I get some very juicy business offers mailed to me at my house and company so I guess I should take advantage of them. Did not do before because I was little embarrassed to explain it to our accountant. Not any more, When he came in recently to do our taxes I told him about the $100k that FIA had given me. He said he wished he could get a deal like that, He said he recently got $15K in 0% |
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