smkrishna said:...approved for $7.3k which I didnt expect as in this thread, OP talk about Citi enforcing 1 application for every 60 days.

I believe the limit is two applications every 60 days as posted in other threads.

I would guess that at least one card with a balance would have avoided the issue, but applying for for 6 citi and cobranded cards in a short time was the more likley reason

tim2357b said:I would guess that at least one card with a balance would have avoided the issue, but applying for for 6 citi and cobranded cards in a short time was the more likley reason
Yeah, he's lucky some were / won't be summarily closed(w/o chance to even dispute)...or an audit / verification process started...

I would immediately charge some stuff on each & pay it off before billing cycle-- at least to demonstrate activiy & good paying record to Citi-- who gets very nervous of new accounts-- don't give them a chance to suspect fraud or close any card for inactivity. I would also make sure to have at least a token CITI bank account...
Just because all the card approvals slipped thru does NOT mean they get to stay open....

tim2357b said:I would immediately charge some stuff on each & pay it off before billing cycle-- at least to demonstrate activiy & good paying record to Citi-- who gets very nervous of new accounts-- don't give them a chance to suspect fraud or close any card for inactivity. I would also make sure to have at least a token CITI bank account...
Just because all the card approvals slipped thru does NOT mean they get to stay open....

I enrolled all of them in click to pay from checking, charged $.25 through google video to get the extra +1000 TY points per card and paid all of them off using click to pay from bank account. should have 49,000 or 50,000 TY points from the 4 cards total bonuses to cash out when the points post.
Very good--All the best!

I got reject for the AAadvantage for same reason 60 days reasoning!

Thanks for all the data points! And they are all over the place!

So far I got

(a) Business Cards are not considered in the personal app limit and that seems to include the Citi Professional card.

(b) Cards that have gotten "too many apps denials" : Diamond Preferred, AAdvantage, ATT Universal, Simplicity

(c) Cards that seem to be immuned : Citi Hilton HHonors, Citi Shell Platinum, mtvU

(d) Cards that seemn to count when considered for "too many apps" : Diamonds Preferred, AAdvantage, ATT Universal, Citi AMEX Premier Pass, Simplicity

Unknown : Driver's Edge

Now, (b) and (d) is slightly different : a card that can get denied because of too many apps does not mean it is counted.

Although tim2357b's triple approval especially the double Diamonds Preferred approvals of the MC + AMEX version, before getting denied is interesting...could it be that we need to consider MC/AMEX/VISA as a parameter too.

I've found that if you keep on applying, they basically get tired of you and give you a card. In fact, I have on multiple occasions been told that I could not apply because I had recently applied (and been denied) only to then get the card in the mail.

Download roboform, include your name and address, social security, telephone number, etc., and it makes filling out an application painless as it fills out all of the fields automatically with the click of a button. Then you can apply as often as you like and they will eventually give you a card just to stop having to run a credit report on you. And of course, you are entitled to a free credit report when they deny you, so if you like to get more than the free annual report, this is a cheap way of getting one.

Obviously, if you're concerned about scuttling your credit score, don't do this. Me, I don't care. I owe $230,000.00 due to zero percent financing, and I have it all sitting at HSBC earning 6%. I shall continue to apply for any zero percent offer I come across in the hopes of socking away $1,000,000.

Here's my experience from a little AOR conducted last November:

11/21/06 Apps:
Citi Diamond Preferred Card F1K7.......Approved $7300 11/22
AT&T Universal rewards card.................Approved $7500
PremierPass..............................................Declined "Too many applications."
City Professional.......................................Approved $1000 11/25 with credit rep on phone
Citibusiness PremierPass.....................Approved $13500
Citibusiness with Thank You Network..Approved $7000

11/22/06 Apps:
Citi Honors HHilton Signature................Approved $15000
Citi online CLI requests for 2 existing accounts deferred and declined.

My data seems confirm that only 2 new "core" cards are allowed within a certain time period. Professional, Business and Hilton cards don't seem to count as "core" cards.