I've had the AT&T Univ Card since it was first offered years ago; never used it for BT. Just got this notice in the mail: Effective Nov 17, 2006, max on BT fee is being increased to $250. Effective Feb. 1, 2007, Citi is removing the max on BT fees altogether; as of that date the BT fee, a finance charge, will be 3% of amt transfered.

Anyone get this type of notice on other Citi cards?

Yup, just got the same notice 2 days ago on my Citi Dividend card. Removing the BT max transfer fees seems like the trend with cc companies now. But "special BT offers" often still have a BT maximum fee. We're gonna have to pay extra special attention to the fine print from now on.

charliek said:Yup, just got the same notice 2 days ago on my Citi Dividend card. Removing the BT max transfer fees seems like the trend with cc companies now. But "special BT offers" often still have a BT maximum fee. We're gonna have to pay extra special attention to the fine print from now on.

The trend that's now surfacing is that "special BT offers" are also turning up with a 3% fee. Oh well, so much for a good thing...

posted here already, check the post by Snyder81

If folks like to play the BT game, then more power to you.

I'm an old-fashioned kind of gal. I charge extensively but pay off my cards in full each month.

Just call me a dinosaur.........

its a truly sad day, the end of easy 0% BT money is approaching


Sometimes life just deals folks a bad hand.........

Can still look for CC with good rewards after your first purchase and then pay yourself through Google checkout. It will cost you 2% up front but if you get a card that has for example 1% CashBack as well as a reward on making a purchase in the first few months, that might almost negate the 2% lost and then you have the money sitting in our bank account and you proceed as normal with your AOR.

Yeah, just got the notice a few days ago. You can opt-out though, but per CSR if you do so, your card will expire without renewal.

So do you think with the upcoming fee increase on BTs that it would make sense to utilize the lines higher than in the past? Instead of keeping it to 50% and getting more BTs later, just use up to around 90% since it could be the last "easy" BT for a long time? Any opinions?

EmilM

yes there are still citi ATT Universal offers with NO fee 0% BTS.