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This is not a bonus offer, but it is free from monthly charges.


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In a few short steps, you can take control of your family’s finances with a second checking account:
Use it to pay personal bills or shared expenses, organize budgets and track expenditures so you know where your money is going.
Use it to shop online for added control and security.
Set up an account for another family member – a child at college or your partner. Give them the freedom to make independent financial decisions.
Keep any fundraising activities or individual projects separate from other spending.
Open a second checking account now and put your household on the track to better money management. Just click on the link below to compare accounts.

but they will pull a hard per usual which sucks

I do some sporatic web development contract work for a friend who has a "2nd BofA checking account" as his business checking. It was offered to him because of his advantage status. He said he's never had any problems.

On a side note, His business is retail so he deposits checks all the time that are made out to the business name. ymmv of course

Checking accounts tend to be used for multiple purposes these days - i.e. pre-authorized mortgage payments, scheduled Bill Payments, check writing, ATM cash withdrawals, and debit-card purchases. Many BofA clients would use the free second BofA account to keep their debit-card purchase transactions separate from their main account, to avoid unintentionally triggering account overdrafts or a lack of funds to pay their mortgage.

It's a clever marketing strategy since BofA knows many of their checking account clients have their mortgage payment auto-deducted - particularly if the mortgage is also serviced by BofA.

GiftCards16 said:Can this be used to get another $250 through the Keep the Change program?

Good Question... Let us know what you find out!

EdithPiaf said:If anyone is considering opening a NEW account with BOA, read this: THEY WILL DO A HARD PULL ON YOUR CREDIT REPORT!

Important to some and not so with others.

This hasn't been true for me the past 7 or so times I've opened new accounts. I had a legacy Fleet student account from 2004 and have been a BofA customer ever since. I've only opened new accounts online, linked to the old ones. No hard pulls from BofA that weren't due to a CC application.