Congratulations, XXXXX! You have been approved
for a Citi® Diamond Preferred® Rewards American Express® Card account with the following:


Initial Credit Line: $3,000.00
Purchase APR: Prime rate + 6.99%, currently 15.24%.
Balance Transfer APR: 0.0% until 12/01/2007. Thereafter, Prime rate + 6.99%, currently 15.24%.

awesome find OP! just what I was looking for, I got 4500 credit (bleh) but my gf who really needs it got 12k! thanks again

dcyahoo said:kingfrugal said:where does it say 10,000 points after first purchase?On Sunday Newpaper SmartSource flyer, you have to do your first purchase within 3 months of becoming a cardmember to get the bonus 10,000 TY points.

Offer expires 01/15/07

Good luck.

Green for OP.

I'm planning to get rid of the professional card and get this one.
Can I just move the credit line from professional card to this ?
If it can't be done I'll cancel the other card and apply for this.
Let me know if anyone done this earlier.

dcyahoo : Is is possible to post a scan of the newspaper ad ?
Would like to keep a copy of the AD for records.

Thanks,
Acura03

i have a question is this one of the cards where you can use the points to earn free airline tickets? i know it might sound stupid but i can't seem to find the credit card that gives you free miles.

xyzhu2 said:For those who have been approved, would you please verify if this card allows you to make BT online and transfer money to your bank account? I have two citi cards. Both allow me to transfer money to a bank account. Thanks.

Stoopid noob question, but why wouldn't that be treated as a cash advance and not a balance transfer?

LordKronos said:browncoat said:why wouldn't that be treated as a cash advance and not a balance transfer?

It would seem like a cash advance, but they've been treating it as a BT for at least a year and a half (or at least they do with most of the initial 0% offers).

Okay, another stoopid noob question... please bear with em, this is all new to me...

How about getting a BT to pay off a signature loan at a bank? The wife is attempting to establish her own credit in case I croak, she has a $3500 loan with the bank. I know you can do a BT to pay off other cards, but how about signature loans?

this card has price protection....works like bvg for AMEX

can't you relocate credit from Citi ?

payment is always applied to the bal tran first.
so it looks like the purchase/bonus points would have to wait until the bt was paid off. Or buy something for $1. and pay 12*.50/mo=$6.00 for the points now.

acura03 said:...CSR's have no clue how to relocate the CL... It could be natural that the application CSR has no clue on CL relocation. These CSRs are not as sophisticated as our FWers . Once you have the card, call the 800 number on the back of the card, and usually Citi is quite easy on CL relocation, please search FWF on this topic. I have done it once from Citi MC to Citi AMEX about two month ago.


02000 said:... Or buy something for $1. and pay 12*.50/mo=$6.00 for the points now... If you insist to mix purchase and BT, you can buy up to about $39.37 to have the same 12*.50/mo=$6.00 charge.