A system error has caused a delay in processing your application. Be assured that we have received it and there is no need to resubmit. We will contact you at the mailing address you provided as soon as it is processed. Thank you!

Hahah damn sucks for me. Now I have to wait.

dcyahoo said:I do not know, usually credit card companies are not charities, they will charge whatever is possible to their favor, and I would assume payment goes to BT first. It would be a common practice for FWers to separate purchase from BT cards. If you do want to get both 10,000 TY points and no fee BT, I suggest that you signup online pay, do one purchase, immediately pay full amount. Then, Wait until your first statement available on line, make sure it has zero balance then you perform BT.


I've done this before w Citi and that's exactly the way it has to be done.

SoulAssassin said:Does anyone know if Citi will do a direct ACH/cut you a check in your name or do we have to filter it through another card that does? There is a thread somewhere w this info but I swear I can never find it when I need it.

I have two Citi cards. Both of them allow ACH to my checking account. But the two cards I have are not AMEX. I am also interested to know if this AMEX card allows direct ACH. Anyone who has received this card can answer this question?

I bumped my credit line to 25k on 2 cards today. If I do a BT of $10k on one of the cards, will this effect my credit score? I have a decent fico score of about 736, 726, and 770 from all three.

got a call from citi this morning, And the rep offered me to take Citi Professional card also and told me I'll get 10000 more points for professional (along with 10000 points for citi AMEX rewads card). And professional card has also 0% for 12 months (12 month count start from first balance txfr). I gladly accepted professional card too

On AMEX reward card credit limit is $12000. On citi professional card limit is $7000. (and have $26000 limit on existing citi cards). Total credit limit on citi cards including new cards is $45,000, I'll take most of that amount as 0% APR. Now got to find a good rate 12months CD.

Thanks OP!!

Is there an annual cap on the points you can earn like other citi cards?

Received Citi Professional with no problem 2 weeks ago. Applied for this Diamond card using the shortcut link for existing Citi card holders and was told I would recive decision by mail. Today I got an email asking for a copy of my home phone bill. Called and said I only have a cell phone and they said I could supply a copy of any utility bill.

Funny, why couldn't they verify my address from my credit report when it was ok two weeks ago?

rjj130 said:
I just did the 0% for life and am thinking about doing this one only to consolidate this one into the 0% for life I just opened? Or do I need to wait 90 days, 6 months???

TIA.

where is this card, o% for life???

Oh it was very helpful, I encourage all to use the search feature on FW, VERY helpful!

Applied on Friday, got an email this morning saying to call and verify some info. They just asked if I was self-employed or worked for a company. Then the CSR went on about also applying for a Citi MC w the 10K TY points at the same time. 0% no fee BT for 12mo from date of transfer. She said points can be combined w other TY cards so I did it. That's probably the first time a cc company actually asked me if I wanted to do a mini-AOR.