How to request CL increase online at BoA??? Archived From: Finance |
I've been searching all thru the site since it opened the end of October and I can find no where on the site to request an online CL increase.
I know at the old MBNA Netaccess site you could do it online.
Am I missing something?
TIA.
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It disappeared online after the merger. You'll have to call.
Thanks!
Yep. You have to call but its very easy. I was approved for an increase.
email works too
If you opened it by the end of last month, most probably the will reject your request. I've had my CC since march and they've rejected my request twice. The reason (according to the letter I received) is that I haven't had the account open for at least 9 months; so I guess I'll have to wait until December. And as far as requesting the CL increase online, I did it a couple of weeks ago for my MBNA and I did not have a problem; now that I tried to find it, it's not there anymore.
called....got one...though i prefer the online CLI
bongoking said:email works too
did they do a hard pull? did you have an option of skipping the hard pull?
Ummm, I'm really confused. Bank of America does have a cli online. And it's not a hard pull. I'm really confused as to why no one else said this? I thought it was really well known. Once you log into your account, go to Services.
richfish13 said:Ummm, I'm really confused. Bank of America does have a cli online. And it's not a hard pull. I'm really confused as to why no one else said this? I thought it was really well known. Once you log into your account, go to Services.I don't know what you have under services - but this is what I have - nothing about CLI:
Services for this account
Contact Us
* Update your address and/or phone number
* Stop/start receiving paper statements
* Dispute a transaction
* Request a replacement card
* Add an authorized user
* Update email addresses
* Manage alerts
* Order payment check copies
* Order access check copies
* Request credit reference letter - a description of your account's status and history
richfish13 said:Ummm, I'm really confused. Bank of America does have a cli online. And it's not a hard pull. I'm really confused as to why no one else said this? I thought it was really well known. Once you log into your account, go to Services.
services only have the following:
Update your address and/or phone number
Stop/start receiving paper statements
Dispute a transaction
Request a replacement card
Add an authorized user
Update email addresses
Manage alerts
Order payment check copies
Order access check copies
Request credit reference letter - a description of your account's status and history
Under: Get Cash and Consolidate Your Bills, I have Increase your line of credit
I have two BofA identities and both of them do not have the CLI that you mention. Could it be that only people who are due a CLI have that link?
I don't have those links either.
Did they recently take it away? A few weeks ago after the merger everyone was doing online CLI.
The link is no longer there but the page is and it still works. I don't think the address to the CLI page should be posted publicly as BofA will kill it as a result.
DPG said:The link is no longer there but the page is and it still works. I don't think the address to the CLI page should be posted publicly as BofA will kill it as a result.If anybody knows how to search FWF properly - they'll find the link. Althogh it's been out of service ever since the merger.
Credit Line Increase: Temporarily Unavailable
Thank you for your interest in a credit line increase. Unfortunately, our system is currently unavailable to process your request. Please try again later. We apologize for any inconvenience.
rjj130 said:I've been searching all thru the site since it opened the end of October and I can find no where on the site to request an online CL increase.
I know at the old MBNA Netaccess site you could do it online.
Am I missing something?
TIA.
just call the # on the back of your card. the csr will connect you to the dept that does CLI. pretty fast and painless- just asked my income, monthly mortgage/rent payment and what size line i was requesting. assured me there would be no hard pull, put me on hold for 30 seconds and i got what i asked for, which was a 150% increase in my CL. my experience and others is that it's much tougher to get CLI's with BoA until after you've had the card for >9 months. hth
jairocon said:DPG said:The link is no longer there but the page is and it still works. I don't think the address to the CLI page should be posted publicly as BofA will kill it as a result.If anybody knows how to search FWF properly - they'll find the link. Althogh it's been out of service ever since the merger.
Credit Line Increase: Temporarily Unavailable
Thank you for your interest in a credit line increase. Unfortunately, our system is currently unavailable to process your request. Please try again later. We apologize for any inconvenience.
Hmmm, it worked for me last week. 
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