g10ny said: Got it in the mail. It is a regular offer, extended each year around tax time. The 4% fee killed the deal.
LOL 4% is nothing as it capped at $90. If you take out $20K even in a bad savings account you make $1K-90=$910 - 30%(taxes)=$637 profit not too bad for less than 5 mins a month in work to set up a bill payment instruction.
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit required
Manage your accounts easily with free Online Banking service with free Bill Pay
Access to Customer Service 24/7 online or by phone
Free Bank of America Visa® Check Card with Total Security Protection Package
Opening an account is easy and takes just a few minutes. Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only. Make sure Offer Code CH100CTA appears in the application.
Open an account now >>
edit: fine print 1You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online. Limit one $100 incentive per household every 6 months. This is a special offer to Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. You must use the Offer Code CH100CTA and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. Offer may be withdrawn or modified at any time without notice. The $100.00 credit can only be made to your new account. This new account must be still open at this time to receive your $100.00 credit.
Cherry30303
Senior Member
posted: Mar. 29, 2007 @ 12:02p
Thanks, I am certainly going to check this offer out!
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit requiredThe first page I get has that offer, but once I get to entering my info, I get: Free with a qualifying direct deposit, otherwise $5.95 monthly service chargeIs anyone else getting this? Is there a way around this? TIA.
Edit: I don't have a BofA credit card. Maybe that's the issue.
No monthly maintenance fee, no minimum balance, no direct deposit requiredFWIW, that varies by state. Georgia and Texas are included under that quoted fee provision - I'm not sure about other states.
samko said: The first page I get has that offer, but once I get to entering my info, I get: Free with a qualifying direct deposit, otherwise $5.95 monthly service chargeIs anyone else getting this? Is there a way around this? TIA.
Edit: I don't have a BofA credit card. Maybe that's the issue.
I didn't apply earlier but noticed the same thing when I went just now. I clicked the "chat with a BofA rep" button and had the following convo. It appears the fee is there as standard form, but the offer overrides the fee.
Welcome to an online chat session at Bank of America. Please hold while we connect you to the next available Bank of America Account Specialist. Your chat may be monitored and recorded for quality purposes. You are number 1 in a queue of 1. Thank you for your patience. You are now chatting with David . Welcome to Bank of America. How can I help you complete your online checking or savings application today? David : Hi! My name is David. I am a sales specialist with Bank of America. I'll be happy to help you select the best account options to fit your banking needs. You: Hi David David : Hi You: I have a question regarding offer CH100CTA You: I saw that offer when logged into my BofA credit card account David : sure David : you can use that link for it You: It led to a page that said open an account, receive a $100 bonus, and had the following line: No monthly maintenance fee, no minimum balance, no direct deposit required David : yes, normally this checking needs direct deposit to make it free You: However, when attempting to open the account, there is the following: Free with a qualifying direct deposit, otherwise $5.95 monthly maintenance fee David : but with offer, it's just free David : no fees an anytime David : or anything* You: that is step 1 on the account page David : yes, tha'ts just the default page for the regular way it works David : but with the offer it forgoes this You: you are certain of this? David : yes, that's what the offer says, it's valid David : you have to understand that the application is already set, so it's not going to reflect a current offer, offers override this You: That's understandable. You: I just wanted to be certain that if I opened an account and did not have direct deposit, that I would not be charged a fee. David : yes, I can confirm this offer is valid, I actaully have memo for it in my hand now You: That is great, thanks for the confirmation! David : you're welcome, my pleasure You: Can you email me a copy of this conversation? David : actaully I can't from here, but you can cut and paste the text You: okay I will do that. Thank you again1 You: ! David : sounds good David : you're very welcome Thank you for chatting on bankofamerica.com. Your feedback is important to us. Once you close this window, please take a moment to fill out our survey and tell us how we did today. The survey takes only a few moments to complete.
mattnelsonmcp
New Member
posted: Mar. 29, 2007 @ 5:43p
Can you apply for the $100 offer without being a bofa cc account holder? anybody have any success? Is it something they verify?
aidswater
Member
posted: Mar. 29, 2007 @ 5:47p
...and I just said no more checking accounts.
dustin72
Tired Member
posted: Mar. 29, 2007 @ 6:03p
mattnelsonmcp said: Can you apply for the $100 offer without being a bofa cc account holder? anybody have any success? Is it something they verify?
It says pretty clearly...
Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only.
jdopple
Senior Member - 1K
posted: Mar. 29, 2007 @ 7:47p
Was also told this offer overrides the direct deposit requirement.
They dont actually ask for a CC # but they do ask if you have other accounts with b of a.
Oh yeah, make sure to uncheck the SAVINGS account, which you prob dont want. I didnt and have to call in and have them cancel that part.
In for this one again. Unfortunately, even as an existing BoA CC & deposit account customer, I still got pulled from the Experian. Sigh. Oh well at $100 I guess it's worth it (not to mention funding it with $1000 from my 2%-CashBack CC). Thanks dustin72!
sandy05
Senior Member - 1K
posted: Mar. 29, 2007 @ 11:19p
Submitted application and new account was there within in 10 minutes.
JohnDoe2
Member
posted: Mar. 30, 2007 @ 12:03a
Xero, can you or somebody else explain or point me to a thread where the benefits and costs of funding a bank account with a credit card are discussed? It was my impression that this is treated as a cash advance? Thanks.
Sham03
Member
posted: Mar. 30, 2007 @ 1:12a
JohnDoe2 said: Xero, can you or somebody else explain or point me to a thread where the benefits and costs of funding a bank account with a credit card are discussed? It was my impression that this is treated as a cash advance? Thanks.
depends on the card issuer, in the lasalle deal, some people had their funding treated as purchases while others had it treated as a cash advance.
yunfeiyangldd
New Member
posted: Mar. 30, 2007 @ 11:42a
according to their myaccess checking account promotion, "Limit one $100 incentive per household every 6 months"
does it mean "exactly $100 bonus"?
i got a $250 bonus thru nov. 2006 promotion, and i wanna jump this one
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit required
Manage your accounts easily with free Online Banking service with free Bill Pay
Access to Customer Service 24/7 online or by phone
Free Bank of America Visa® Check Card with Total Security Protection Package
Opening an account is easy and takes just a few minutes. Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only. Make sure Offer Code CH100CTA appears in the application.
Open an account now >>
edit: fine print 1You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online. Limit one $100 incentive per household every 6 months. This is a special offer to Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. You must use the Offer Code CH100CTA and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. Offer may be withdrawn or modified at any time without notice. The $100.00 credit can only be made to your new account. This new account must be still open at this time to receive your $100.00 credit.
Do you think anyone on here can tell you or grantee you that you qualify? Why not call BOA and ask them. It an 800 number and it free or go onto BOA web page and hit online chat button.
pduan87
Member
posted: Mar. 30, 2007 @ 12:15p
Has anyone confirmed if it will work or not if we have done a $100 deal in the past 6 months?
TonySpero
Senior Member - 1K
posted: Mar. 30, 2007 @ 4:51p
$100 when you open a MyAccess Checking account online.
Will signing up for this affect access to MBNA billpay, will it default to BOA billpay via checking?
sithlordabe
Ancient Member
posted: Mar. 30, 2007 @ 5:02p
XeroK00L said: In for this one again. Unfortunately, even as an existing BoA CC & deposit account customer, I still got pulled from the Experian. Sigh. Oh well at $100 I guess it's worth it (not to mention funding it with $1000 from my 2%-CashBack CC). Thanks dustin72!
Can anyone else confirm a hard pull?
The last three times I participated in these bonus offers, BOA never pulled a hard on me. I had, and still have, checking and savings accounts with them, as well as numerous credit cards.
My BofA system does not allow me to fund new accounts from CC if I am logged in. That's why I enter personal data as if I didn't have a BofA account. Sometimes this caused a TU pull. But right now I'm disappointed because I didn't get the $50 bonus for the last student checking I opened 3 months ago. So I am not planning to apply for a while.
jasoncwlee
Senior Member
posted: Mar. 30, 2007 @ 5:48p
I don't see the offer when I sign in. I am in Georgia.
Last year's offer for MBNA credit cards holders were not restricted, as far as I can remember. But there isn't any way to ell what happens this time. My hunch is that this offer is still targeted at the former MBNA customers who are now using BofA's website to access their credit cards (now BofA). Their message is "While you're here for the card, why not adding in a checking account? We'll even add a bonus for that!"
green for you for finding the good offer, but getting bofa to actually pay this out can be tricky, as least it was for me. Be wary of fees as well, my free online checking ended up costing me 6 bucks a month as apparently I was supposed to have signed up for direct deposit. I am currently with wamu and citibank (both online) and they offer completely free checking and savings. FYI I signed up for a similar offer back in sept 06 and am still waiting for my fifty bucks after a lot of haggling on the phone. It was supposed to have been deposited into my account however apparently you need to call after 90 days and request they deposit it into your account...if you don't (according to the csr I spoke with) they will not fund their end of the promotion contract.
If you're still trying to get promotions from past sign ups or what have you, here is a number to there direct online promotion deptartment...I spoke with at least 10 different csr's before getting this number. cheers, 1-888-383-7500
Sham03
Member
posted: Apr. 1, 2007 @ 12:42a
will this offer work if I signup for a BofA CC today , and then use that and signup for the checking account? another thing to note is that I had a MyAccess checking account in January (got my $100), then shortly after, I closed the account.
There used to be an option for pay a BoA CC from another financial institution...the option is no longer showing on the customer service tab, but after bugging them a little, I was told this site would work too:
Have a MBNA Visa that was transferred to BoA. Logged in today and see only an offer of $50 (code CH50MA) for this myAccess checking account.
Does anyone else see this too?
I wonder what kind of offer I will get if I follow the $100 link posted here.
busterbaxter
Senior Member - 1K
posted: Apr. 3, 2007 @ 4:46p
XeroK00L said: In for this one again. Unfortunately, even as an existing BoA CC & deposit account customer, I still got pulled from the Experian. Sigh. Oh well at $100 I guess it's worth it (not to mention funding it with $1000 from my 2%-CashBack CC). Thanks dustin72!
Would you mind to inform us which card you used to do the initial funding? Was it coded as purchase?
nextAaron
Addicted Member
posted: Apr. 3, 2007 @ 11:29p
I tried to fund it by $1000 from Citi Dividend. But BoA only withdrew $25. Weird.
WalStMonky
Happy Member
posted: Apr. 3, 2007 @ 11:37p
nextAaron said: I tried to fund it by $1000 from Citi Dividend. But BoA only withdrew $25. Weird.
Be happy. They lost my initial deposit by credit card. They refused to investigate without copies of the front and back of the paid item. It took a dispute with Chase to get that money back, though complaints to the attorney general, comptroller of the currency, BofA CEO and customer service did manage to pry loose my bonus money despite the fact that the account 'never' funded and was closed in disgust. That's the hardest I've worked for 'free' money. Make sure to print your funding page confirmation.
Good luck guys, I do hope no one else suffers what happened to me. But I wouldn't sign up again with the BofA clownshow for $1000 with an account funded by their money.
hclimb34
Member
posted: Apr. 5, 2007 @ 1:05a
nextAaron said: I tried to fund it by $1000 from Citi Dividend. But BoA only withdrew $25. Weird.
Call bofa 1.877.838.4587 to confirm the offer code in your application file. Mine is NOT. And they simply refuse to fix it. Ask me to sign up another one.
Cherry30303
Senior Member
posted: Apr. 5, 2007 @ 3:37p
Thanks for the reminder! I did call to confirm after applying for and making the first deposit of $25. CSR did confirm that my application was coded and should receive $100 statement credit within 50 days
Thanks for reminding me about this also. I am not familiar on how to give reps. That is why I keep forgetting to do it. I clicked on the green circle of rate a message. Was that the correct thing to do? If not, just PM me and I will correct it
busterbaxter
Senior Member - 1K
posted: Apr. 5, 2007 @ 7:14p
guess this is over? Follow the $100 link to apply. In the first page the code CH100CTA was pre-filled. I also chose YES to "are you a BoA customer" and "credit card", click on Continue and it asks me to enter a "valid promotion code"
Edit: tried 10 times and finally went through. In the final screen it told me my application was pending approval and verification.
How do I reach their online live help? I looked at "Contact Us" and couldn't find any chat function.
Cherry30303
Senior Member
posted: Apr. 6, 2007 @ 10:04a
I called this number yesterday to verify that my new MyAcess account was coded correctly with the promotion and the CSR verified and the code and promotion to me and said that I should be seeing a credit of $100 to my account within 50 days.
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