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g10ny
- Graceful Member
posted: Mar. 14, 2007 @ 2:07a 
Got it in the mail. It is a regular offer, extended each year around tax time.
The 4% fee killed the deal. |
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dolmar
- Senior Member - 4K
posted: Mar. 14, 2007 @ 2:15a
g10ny said:Got it in the mail. It is a regular offer, extended each year around tax time.
The 4% fee killed the deal.
LOL 4% is nothing as it capped at $90. If you take out $20K even in a bad savings account you make $1K-90=$910 - 30%(taxes)=$637 profit not too bad for less than 5 mins a month in work to set up a bill payment instruction. |
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g10ny
- Graceful Member
posted: Mar. 14, 2007 @ 2:26a
Problem is it's not for a year, mine says it's 0% until July. |
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dustin72
- Tired Member
posted: Mar. 29, 2007 @ 11:16a
Saw this while logged into my BofA credit card accounts:
$100 MyAccess Checking
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit required
Manage your accounts easily with free Online Banking service with free Bill Pay
Access to Customer Service 24/7 online or by phone
Free Bank of America Visa® Check Card with Total Security Protection Package
Opening an account is easy and takes just a few minutes. Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only. Make sure Offer Code CH100CTA appears in the application.
Open an account now >>
edit: fine print
1You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online. Limit one $100 incentive per household every 6 months. This is a special offer to Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. You must use the Offer Code CH100CTA and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. Offer may be withdrawn or modified at any time without notice. The $100.00 credit can only be made to your new account. This new account must be still open at this time to receive your $100.00 credit.
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Cherry30303
- Senior Member
posted: Mar. 29, 2007 @ 12:02p
Thanks, I am certainly going to check this offer out! |
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samko
- Addicted Member
posted: Mar. 29, 2007 @ 3:55p
dustin72 said:Saw this while logged into my BofA credit card accounts:
$100 MyAccess Checking
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit requiredThe first page I get has that offer, but once I get to entering my info, I get: Free with a qualifying direct deposit, otherwise $5.95 monthly service chargeIs anyone else getting this? Is there a way around this? TIA.
Edit: I don't have a BofA credit card. Maybe that's the issue. |
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kwg
- Charter Member
posted: Mar. 29, 2007 @ 4:17p
No monthly maintenance fee, no minimum balance, no direct deposit requiredFWIW, that varies by state. Georgia and Texas are included under that quoted fee provision - I'm not sure about other states. |
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Ehero
- Senior Member - 2K
posted: Mar. 29, 2007 @ 4:43p
Yes, I am in TX, and no direct deposit required. |
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dustin72
- Tired Member
posted: Mar. 29, 2007 @ 5:15p
samko said:The first page I get has that offer, but once I get to entering my info, I get: Free with a qualifying direct deposit, otherwise $5.95 monthly service chargeIs anyone else getting this? Is there a way around this? TIA.
Edit: I don't have a BofA credit card. Maybe that's the issue.
I didn't apply earlier but noticed the same thing when I went just now. I clicked the "chat with a BofA rep" button and had the following convo. It appears the fee is there as standard form, but the offer overrides the fee.
Welcome to an online chat session at Bank of America. Please hold while we connect you to the next available Bank of America Account Specialist. Your chat may be monitored and recorded for quality purposes. You are number 1 in a queue of 1. Thank you for your patience.
You are now chatting with David . Welcome to Bank of America. How can I help you complete your online checking or savings application today?
David : Hi! My name is David. I am a sales specialist with Bank of America. I'll be happy to help you select the best account options to fit your banking needs.
You: Hi David
David : Hi
You: I have a question regarding offer CH100CTA
You: I saw that offer when logged into my BofA credit card account
David : sure
David : you can use that link for it
You: It led to a page that said open an account, receive a $100 bonus, and had the following line: No monthly maintenance fee, no minimum balance, no direct deposit required
David : yes, normally this checking needs direct deposit to make it free
You: However, when attempting to open the account, there is the following: Free with a qualifying direct deposit, otherwise $5.95 monthly maintenance fee
David : but with offer, it's just free
David : no fees an anytime
David : or anything*
You: that is step 1 on the account page
David : yes, tha'ts just the default page for the regular way it works
David : but with the offer it forgoes this
You: you are certain of this?
David : yes, that's what the offer says, it's valid
David : you have to understand that the application is already set, so it's not going to reflect a current offer, offers override this
You: That's understandable.
You: I just wanted to be certain that if I opened an account and did not have direct deposit, that I would not be charged a fee.
David : yes, I can confirm this offer is valid, I actaully have memo for it in my hand now
You: That is great, thanks for the confirmation!
David : you're welcome, my pleasure
You: Can you email me a copy of this conversation?
David : actaully I can't from here, but you can cut and paste the text
You: okay I will do that. Thank you again1
You: !
David : sounds good
David : you're very welcome
Thank you for chatting on bankofamerica.com. Your feedback is important to us. Once you close this window, please take a moment to fill out our survey and tell us how we did today. The survey takes only a few moments to complete.
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mattnelsonmcp
- New Member
posted: Mar. 29, 2007 @ 5:43p
Can you apply for the $100 offer without being a bofa cc account holder? anybody have any success? Is it something they verify? |
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aidswater
- Member
posted: Mar. 29, 2007 @ 5:47p
...and I just said no more checking accounts. |
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dustin72
- Tired Member
posted: Mar. 29, 2007 @ 6:03p
mattnelsonmcp said:Can you apply for the $100 offer without being a bofa cc account holder? anybody have any success? Is it something they verify?
It says pretty clearly...
Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only. |
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jdopple
- Senior Member - 1K
posted: Mar. 29, 2007 @ 7:47p
Was also told this offer overrides the direct deposit requirement.
They dont actually ask for a CC # but they do ask if you have other accounts with b of a.
Oh yeah, make sure to uncheck the SAVINGS account, which you prob dont want. I didnt and have to call in and have them cancel that part. |
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XeroK00L
- Greedy Member
posted: Mar. 29, 2007 @ 8:36p
In for this one again. Unfortunately, even as an existing BoA CC & deposit account customer, I still got pulled from the Experian. Sigh. Oh well at $100 I guess it's worth it (not to mention funding it with $1000 from my 2%-CashBack CC). Thanks dustin72! |
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sandy05
- Senior Member - 1K
posted: Mar. 29, 2007 @ 11:19p
Submitted application and new account was there within in 10 minutes. |
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JohnDoe2
- New Member
posted: Mar. 30, 2007 @ 12:03a
Xero, can you or somebody else explain or point me to a thread where the benefits and costs of funding a bank account with a credit card are discussed? It was my impression that this is treated as a cash advance? Thanks. |
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Sham03
- Member
posted: Mar. 30, 2007 @ 1:12a
JohnDoe2 said:Xero, can you or somebody else explain or point me to a thread where the benefits and costs of funding a bank account with a credit card are discussed? It was my impression that this is treated as a cash advance? Thanks.
depends on the card issuer, in the lasalle deal, some people had their funding treated as purchases while others had it treated as a cash advance. |
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yunfeiyangldd
- New Member
posted: Mar. 30, 2007 @ 11:42a
according to their myaccess checking account promotion, "Limit one $100 incentive per household every 6 months"
does it mean "exactly $100 bonus"?
i got a $250 bonus thru nov. 2006 promotion, and i wanna jump this one
http://www.bankofamerica.com/promos/jump/100ssccheck_olb/
i am qualified for the $100 bonus? coz i got $250 last time(within 6 months), not $100.
anyone had this kind of experience before with boa and successfully got the bonus?
thanks a lot
dustin72 said:Saw this while logged into my BofA credit card accounts:
$100 MyAccess Checking
As a Bank of America credit card customer, you're already familiar with the ease and convenience of our Online Banking services. Open a MyAccess Checking account today and enjoy online access to both your checking and credit card accounts virtually anywhere, any time. Paying your credit card bill has never been easier.
$100 when you open a MyAccess Checking account online.
No monthly maintenance fee, no minimum balance, no direct deposit required
Manage your accounts easily with free Online Banking service with free Bill Pay
Access to Customer Service 24/7 online or by phone
Free Bank of America Visa® Check Card with Total Security Protection Package
Opening an account is easy and takes just a few minutes. Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers only. Make sure Offer Code CH100CTA appears in the application.
Open an account now >>
edit: fine print
1You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online. Limit one $100 incentive per household every 6 months. This is a special offer to Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. You must use the Offer Code CH100CTA and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. Offer may be withdrawn or modified at any time without notice. The $100.00 credit can only be made to your new account. This new account must be still open at this time to receive your $100.00 credit.
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dolmar
- Senior Member - 4K
posted: Mar. 30, 2007 @ 11:45a
Do you think anyone on here can tell you or grantee you that you qualify? Why not call BOA and ask them. It an 800 number and it free or go onto BOA web page and hit online chat button. |
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pduan87
- Member
posted: Mar. 30, 2007 @ 12:15p
Has anyone confirmed if it will work or not if we have done a $100 deal in the past 6 months? |
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