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Bank of America puts hold on cash deposits......??? Archived From: Finance

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alert mods    
   posted: Dec. 1, 2006 @ 11:47a

WTF? I deposited cash in the branch, then when I checked online the next day, only $100 was available...????


   posted: Dec. 1, 2006 @ 11:47a

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alert mods    
   posted: Dec. 1, 2006 @ 11:56a

Wells Fargo does this to me sometimes too.


alert mods    
   posted: Dec. 1, 2006 @ 11:56a

Did you use the ATM or hand the cash to the teller?


alert mods    
   posted: Dec. 1, 2006 @ 11:57a

Why dont you post this in the grocery forum?


alert mods    
   posted: Dec. 1, 2006 @ 12:08p

mespin said:Did you use the ATM or hand the cash to the teller?
To the teller


alert mods    
   posted: Dec. 1, 2006 @ 12:09p

BankofGreed said:Why dont you post this in the grocery forum?
d000000d....there is no grocery forum


alert mods    
   posted: Dec. 1, 2006 @ 12:09p

ProBanker said:mespin said:Did you use the ATM or hand the cash to the teller?
To the teller

What did they say when you called?


alert mods    
   posted: Dec. 1, 2006 @ 12:11p

ProBanker said:mespin said:Did you use the ATM or hand the cash to the teller?
To the teller
Then that's pretty funny. Use the $100 to buy yourself a beer today.


alert mods    
   posted: Dec. 1, 2006 @ 12:12p

Anyone know what time my bank closes today?


alert mods    
   posted: Dec. 1, 2006 @ 12:53p

asdf9876 said:Anyone know what time my bank closes today?I don't know - but I've heard of this place called FatWallet Finance, supposedly when you make a new thread, your questions will get answered. They supposedly have customer service people from every bank and every possible branch standing by to answer questions online.


alert mods    
   posted: Dec. 1, 2006 @ 1:10p

jairocon said:I don't know - but I've heard of this place called FatWallet Finance, supposedly when you make a new thread, your questions will get answered. They supposedly have customer service people from every bank and every possible branch standing by to answer questions online.Damn, that is a Hot Deal!


alert mods    
   posted: Dec. 1, 2006 @ 1:12p

Im just warning the kind loving FW folks that boa will hold your cash deposits

Merry F'n xmas!!


alert mods    
   posted: Dec. 1, 2006 @ 1:31p

ProBanker said:Im just warning the kind loving FW folks that boa will hold your cash deposits

Merry F'n xmas!!I'm sure that there are plenty threads already discussing either B of A banking or checking account holds in general. The subject of your post doesn't exactly merit a separate thread.


alert mods    
   posted: Dec. 1, 2006 @ 1:34p

ProBanker said:Im just warning the kind loving FW folks that boa will hold your cash deposits

Merry F'n xmas!!

Why are you so mean?


alert mods    
   posted: Dec. 1, 2006 @ 1:38p

Did you make the deposit after 2:00? If so, the $100 credit was a courtesy to you, since ANY item deposited after the bank's cutoff for the day is technically posted the following day. Yes, even cash.


alert mods    
   posted: Dec. 1, 2006 @ 1:52p

dcwilbur said:Did you make the deposit after 2:00? If so, the $100 credit was a courtesy to you, since ANY item deposited after the bank's cutoff for the day is technically posted the following day. Yes, even cash.
Thanks wilber.

I wonder how much $$ in fees that generates boa? I bet there are thousands of people who deposit cash, then get nsf fees from the hold.

Oh well, Im only in this account for the free $100


alert mods    
   posted: Dec. 1, 2006 @ 1:54p

welphd said:ProBanker said:Im just warning the kind loving FW folks that boa will hold your cash deposits

Merry F'n xmas!!

Why are you so mean?
?????


alert mods    
   posted: Dec. 1, 2006 @ 2:39p

How MUCH cash did you deposit? Was it a large amount? Like over $3000?

There are bank reporting rules for large cash deposits.


alert mods    
   posted: Dec. 1, 2006 @ 2:48p

BOA did this to me years ago when I made a cash deposit on a Saturday morning at the teller. They confirmed it was all immediately available, but I ended up with overdraft fees from debit card usage over the weekend that I had to fight w/BOA to have removed. They ended up taking them all off except for one charged for an ATM withdrawal, which IMO was total crap, but I didn't feel the need to contest it.


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