Link through cardoffers does not show 15k points. Only 10k.

BrianGa said:onion said:Link through cardoffers does not show 15k points. Only 10k.what about the popup that results from closing the application window?Im not getting any popup. I dont have any popup blocker running either.

Hindustani said:You should close the browser window and you will get a pop-up with the offer for 15k points. The URL in this post is from that pop-up. Apply from that pop-up and you get 15k points and also $40 from cardoffers.Ok I got it now. Thanks.

I've never used cardoffers before. Would any of you mind giving a quick guide on how I can get the 15k TY points and also the $40 from cardoffers? Thanks

How to get the pop-up? I clicked the "apply" button and closed the browser but didn't see pop-up? Can somebody give me guide?

rockets said:I received some balance transfer checks for my Citi Professional account today. "0.0% APR for 12 months, no balance transfer fee". there is fine print: "We may increase this 0.0% APR if you default under any Card Agreement that you have with us or if you fail to make payments to another creditor when due."

I'm thinking to deposit $20-$24K (credit line $25K) as a CD into my credit union account (DCU, 5% APR for 12-month CD), do you see anyway I'll be burned by this? If I can guarantee that,

- I pay off the monthly minimum payment
- I pay off the balance within 12 months, which is the end of promotion

I admit I don't quite understand this phrase "if you fail to make payments to another creditor when due". Why would Citi care for another creditor here?

Thanks in advance.

If you default on any other card, from any issuer, and it shows up on your credit report, Citi can, and will, raise the interest rate from 0.00 to "insert high number here" % rate. Also, make sure that your CD is liquid enough so that you can get the money quickly in case of such an issue arrises because the longer you hold on to large balances at high interest rates, the more "YOU" pay.

beechwood said:I've got this card a couple months ago with 10k points. Can I get this card again? I heard the Sony card can.
Do you think you can get it again for the 15K offer & do you think it is better to cancel the card before re-applying?

Engineer said:If you default on any other card, from any issuer, and it shows up on your credit report, Citi can, and will, raise the interest rate from 0.00 to "insert high number here" % rate. Also, make sure that your CD is liquid enough so that you can get the money quickly in case of such an issue arrises because the longer you hold on to large balances at high interest rates, the more "YOU" pay.

Thanks for the clarification. I'm usually very careful with my cash flow and always have a sizeable amount in my money market account. I don't have any debt other than the mortgage. I just opened a 13-month 5.5% APR CD at DCU an hour ago.

husstang said:I've never used cardoffers before. Would any of you mind giving a quick guide on how I can get the 15k TY points and also the $40 from cardoffers? Thanks

Cardoffers is a scam. I applied and was approved for several cards through their site and was never credited.

how fast can we receive the 15k bonus points ?
anyone knows ? thanks