Thanks for the nice find -- 5k bonus TY points over their 10k usual offering for this card. However, you should not use the same ProspectID in your url for all the applications. It would appear that the same user/session/computer is applying for all the cards.
I already have one of these cards (4 mo old) for a mini-AOR, can I apply for another one and get the bonus? I like the 3 points at restaurants and office supply stores.
seadeepeye
Member
posted: Dec. 10, 2006 @ 10:30a
Dose this card also offer 1 year 0% apr for balance transfer with no transfer fee? thank you
david10
Member
posted: Dec. 10, 2006 @ 11:21a
I assume you lose the extra 5,000 points if you sign up through cardoffers.com?
Arghhh..........recently got this card without the additional 5000 points, well good post OP
mmaxSavings
Thrifty Member
posted: Dec. 10, 2006 @ 2:48p
Me too. Gonna see if I can get the extra 5000 from them
KingUltra
Senior Member - 2K
posted: Dec. 10, 2006 @ 11:44p
It seems there is no BT fee according to their T&C ....
MattyFranks
New Member
posted: Dec. 11, 2006 @ 12:32p
it says $150 gift card redeemable after first purchase. Is there a minimum purchase you have to make? and can you pick whree the gift card is to? Sorry...pretty new to this whole thing.
SSL CERTIFICATE STATUS: Valid (29-Jul-2005 to 29-Jul-2007)
COMPANY/ ORGANIZATION: CITIGROUP Silverspring Maryland, US
Encrypted Data Transmission This Web site can secure your private information using a VeriSign SSL Certificate. Information exchanged with any address beginning with https is encrypted using SSL before transmission. Identity Verified CITIGROUP has been verified as the owner or operator of the Web site located at www.accountonline.com. Official records confirm CITIGROUP as a valid business.
MsMoneybags
Member
posted: Dec. 11, 2006 @ 12:51p
MattyFranks said: it says $150 gift card redeemable after first purchase. Is there a minimum purchase you have to make? and can you pick whree the gift card is to? Sorry...pretty new to this whole thing.
No minimum, or its low, my first purchase was $6 before getting the points, and i paifd it off right away so no ionterest of course.
Yes you can pick where the card is too, but watch the exchange rates. When i did this a month ago a shell $100 card was like 1,500 points more than a Macy's card. Most are about the same points but some arent.
beechwood
Member
posted: Dec. 11, 2006 @ 1:22p
I've got this card a couple months ago with 10k points. Can I get this card again? I heard the Sony card can.
Heffer
Member
posted: Dec. 11, 2006 @ 1:58p
Actually, its a 6000 TY bonus point. I've recently received TY Reward Points for 2 new cards during the past month. Anytime there's a $50 denomination they give you 6000 points for it. This works great for me since I only cash out on $100 gift cards, essentially making this work as a $60 dollar bonus.
With the bonuses and whatever thankyou points I had remaining, I cashed them both out on 2 $100 Macys cards at 9000 TY points a piece.
Mucho Savings. I love this program.
rockets
Tired Member
posted: Dec. 20, 2006 @ 6:27p
Got the credit card in the mail today. Now I'm applying for a card for my wife as well.
Cardoffers just reported $40 from Citi Professional card that I applied for. This after receiving 15k points offer when I closed the browser window while applying through cardoffers. So total bonus is $190, which is the highest for any personal card currently. So instead of using the link above, use cardoffers do make even more $$$$!!
BrianGa said: onion said: Link through cardoffers does not show 15k points. Only 10k.what about the popup that results from closing the application window?Im not getting any popup. I dont have any popup blocker running either.
onion said: Link through cardoffers does not show 15k points. Only 10k.
You should close the browser window and you will get a pop-up with the offer for 15k points. The URL in this post is from that pop-up. Apply from that pop-up and you get 15k points and also $40 from cardoffers.
Hindustani said: You should close the browser window and you will get a pop-up with the offer for 15k points. The URL in this post is from that pop-up. Apply from that pop-up and you get 15k points and also $40 from cardoffers.Ok I got it now. Thanks.
khayyam
Happy Member
posted: Dec. 25, 2006 @ 4:32p
sweet. works for me - 15k pts + $40. very nice.
husstang
New Member
posted: Dec. 25, 2006 @ 11:56p
I've never used cardoffers before. Would any of you mind giving a quick guide on how I can get the 15k TY points and also the $40 from cardoffers? Thanks
Hindustani said: onion said: Link through cardoffers does not show 15k points. Only 10k.
You should close the browser window and you will get a pop-up with the offer for 15k points. The URL in this post is from that pop-up. Apply from that pop-up and you get 15k points and also $40 from cardoffers.
If you apply thru cardoffers, and closed out the browser window, then you get new the pop-up for 15,000 points. That is no longer count as going thru cardoffers. I could be wrong!
seaverian
Member
posted: Dec. 26, 2006 @ 3:47a
How to get the pop-up? I clicked the "apply" button and closed the browser but didn't see pop-up? Can somebody give me guide?
rockets
Tired Member
posted: Dec. 26, 2006 @ 2:16p
I received some balance transfer checks for my Citi Professional account today. "0.0% APR for 12 months, no balance transfer fee". there is fine print: "We may increase this 0.0% APR if you default under any Card Agreement that you have with us or if you fail to make payments to another creditor when due."
I'm thinking to deposit $20-$24K (credit line $25K) as a CD into my credit union account (DCU, 5% APR for 12-month CD), do you see anyway I'll be burned by this? If I can guarantee that,
- I pay off the monthly minimum payment - I pay off the balance within 12 months, which is the end of promotion
I admit I don't quite understand this phrase "if you fail to make payments to another creditor when due". Why would Citi care for another creditor here?
rockets said: I received some balance transfer checks for my Citi Professional account today. "0.0% APR for 12 months, no balance transfer fee". there is fine print: "We may increase this 0.0% APR if you default under any Card Agreement that you have with us or if you fail to make payments to another creditor when due."
I'm thinking to deposit $20-$24K (credit line $25K) as a CD into my credit union account (DCU, 5% APR for 12-month CD), do you see anyway I'll be burned by this? If I can guarantee that,
- I pay off the monthly minimum payment - I pay off the balance within 12 months, which is the end of promotion
I admit I don't quite understand this phrase "if you fail to make payments to another creditor when due". Why would Citi care for another creditor here?
Thanks in advance.
If you default on any other card, from any issuer, and it shows up on your credit report, Citi can, and will, raise the interest rate from 0.00 to "insert high number here" % rate. Also, make sure that your CD is liquid enough so that you can get the money quickly in case of such an issue arrises because the longer you hold on to large balances at high interest rates, the more "YOU" pay.
zjts
Senior Member
posted: Dec. 26, 2006 @ 4:07p
Hindustani said: Cardoffers just reported $40 from Citi Professional card that I applied for. This after receiving 15k points offer when I closed the browser window while applying through cardoffers. So total bonus is $190, which is the highest for any personal card currently. So instead of using the link above, use cardoffers do make even more $$$$!! Please post if anyone gets the 15K pts & $40 from cardoffers : I know it will be awhile...
zjts
Senior Member
posted: Dec. 26, 2006 @ 4:11p
beechwood said: I've got this card a couple months ago with 10k points. Can I get this card again? I heard the Sony card can. Do you think you can get it again for the 15K offer & do you think it is better to cancel the card before re-applying?
rackwin
New Member
posted: Dec. 26, 2006 @ 4:40p
I was denied this offer from Citi Bank
"We regret we are unable to approve your account. Your application was processed by a credit score system....."
Last time I checked my credit score was C. Is that too low to be approved for this card. Please help me out guys and gals.
rockets
Tired Member
posted: Dec. 26, 2006 @ 4:48p
Engineer said: If you default on any other card, from any issuer, and it shows up on your credit report, Citi can, and will, raise the interest rate from 0.00 to "insert high number here" % rate. Also, make sure that your CD is liquid enough so that you can get the money quickly in case of such an issue arrises because the longer you hold on to large balances at high interest rates, the more "YOU" pay.
Thanks for the clarification. I'm usually very careful with my cash flow and always have a sizeable amount in my money market account. I don't have any debt other than the mortgage. I just opened a 13-month 5.5% APR CD at DCU an hour ago.
rackwin said: I was denied this offer from Citi Bank
"We regret we are unable to approve your account. Your application was processed by a credit score system....."
Last time I checked my credit score was C. Is that too low to be approved for this card. Please help me out guys and gals.
What is a credit score of C? Credit score/ FICO score is a number not a grade.
vxmike
Member
posted: Dec. 26, 2006 @ 9:18p
husstang said: I've never used cardoffers before. Would any of you mind giving a quick guide on how I can get the 15k TY points and also the $40 from cardoffers? Thanks
Cardoffers is a scam. I applied and was approved for several cards through their site and was never credited.
rockets
Tired Member
posted: Dec. 27, 2006 @ 12:44a
del.
hotgirls
Member
posted: Dec. 27, 2006 @ 12:47a
how fast can we receive the 15k bonus points ? anyone knows ? thanks
Skipping 246 Messages...
pras
Senior Member
posted: Apr. 20, 2008 @ 5:21p
I have a printed a copy of the page showing 15,000 points. If anyone is interested in getting it, PM me.
Edit: Sorry. I am referring to the Citi platinum American Express Card.
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