Did another MetLife 12 month 2.25%. It's not on our CD list but about the best rate you will find for a nationally available 12 month CD. Very easy to open and great CSR. From talking to them it seems they are about to stop this promo and wanted to give a heads up

Montauk Credit Union rates have dropped, please update front page

Certificates of Deposit and IRAs
1 Year 18 Mo 2 Years 3 Years 4 Years 5 Years 7 Years
2.00% 2.25% 2.50% 2.75% 3.25% 3.75% 4.25%

Ally up to 2.05%, from 2.00%.

Regarding Discover Bank's $25 1-year CD Bonus:

As you sign up, when you get to the "where to you hear about us" question, check "newspaper ad." I have noticed that if you check "exisiting customer, the offer code disappears. If you check "internet" it appends an "I" to the code.

I spoke to a CSR; she told me the bonus is good for any new CD account. It sounded like she was reading from the "CSR handbook" so it must be true

We'll see what happens in 90 days...

mike232232 said:Polish federal credit union has a bonus 1% of all their CD's until the end of the month. Limit 1 CD per customer and maximum of 10000. This is a great deal. I got 30 month CD for 3.78%... now try to beat that anyone... finally some decent rates are creeping in... website www.psfcu.com

"Proof of membership eligibility – if the copy of the ID you are sending to us is other than a passport from Poland or a Slavic country, the proof of membership eligibility will be required: your birth certificate or one of your spouse, parent or grandparent"

"In order to open an account with PSFCU, you must belong to one of PSFCU Sponsoring Groups. If the organization you support is not one of those Sponsoring Groups, you will have to apply for membership."

I've updated penfed (all rates down except 7 year stable) and discover (all rates down except 1 year up very slightly to 2%)

sailwind said:TechCU is running a one-day special on Thu 10/14. 4% for 225 days(7 months) CD. Max 2,500. Min 1,000.It's actually Thu 10/15. Here's the requirements for becoming a member of the CU:

There are several ways to qualify for Tech CU membership:

* Live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County.
* Be an employee of a Tech CU Member Company*. [has a link where you can search for a company name]
* Be a relative of or reside with a current Tech CU member.

If you meet any of the above criteria, you are eligible to become a member of Tech CU. There are no fees to join, but you will be required to open a Savings Account with an opening deposit of at least $25 to establish your membership.

Ally Bank
12 month CD down to 2%....

Ally Bank's No Penalty 9-month CD is down to 1.50% APY, and the 12-month CD is down to 1.95% APY

Just opened a 18 month CD at flagstar bank in SE MI. 2.25% apy for loyalty customers (customers who have a checking account with atleast $250 in direct deposit per month)