SlidingBike said:SlidingBike said:bentgames said:10% APY/$2500.00 Max/6Months/New Members Only or current members not enrolled/ FlagStar /local branch or YMMV online
or seek it from your local sunday newspaper
Which area? Zip Code please . any online URL reference?

Never mind, found the original ad Here :


You have to open a checking account with them($100 penalty if you close it before the CD matures).

Account cavets/deatils

ThursdaysChild said:bentgames said:10% APY/$2500.00 Max/6Months/New Members Only or current members not enrolled/ FlagStar /local branch or YMMV online or seek it from your local sunday newspaperAccording to BankDeals, it's available at branches and carries a lot of restrictions.

I have one, do you have any questions?

I had to open a checking account but it was only $50. I'm pulling $49 out next week with GMAC. After that I have automatic $1/month deposits throgh GMAC and it is all cruise control.

DEFINITELY not for you high rollers but considering I was in and out of the bank in under 20 mintes not too shabby of a bonus (~$62 over a 5.38% E-Loan balance).

In the orignal thread it said to check most recent posts for newest rates, so I guess we just post here? Anyway, heres a 5.75%, 3 or 6 month, with certain restrictions:

AVAILABLE JANUARY, 2007, FOR LIMITED TIME ONLY
$1,000 minimum, $250,000 maximum, New Money Only,
Requires Checking Account and direct deposit
Also available for IRA Certificate at a 3 or 6 month term


5.75%

c3 said:nousername said:Should'nt it be somewhere near $10,300.xx considering 6.01%APY.???

No, it should be slightly less than $10,300 because 6.01% APY means leaving the money there for a whole year, resulting in more compounding of interest.

Suppose your 6 month period is 182 days, see calculation below (thanks to Google), it should be a little less than 10300.

Result is 10295

1.0601 ** (1 / 365) gives you the daily APR. It would be better if you have the exact number.

SlidingBike said:Pacific Service Credit Union, California, SF Bay Aarea only

7% APY/$5000.00 Max/6Months/New Members Only/$5 Sign up bonus/NCUA/Everything can be done online/ I just had 3 accounts (a total of $15K)/Customer Services are quite friendly

Details : http://www.pacificservice.org/ASP/Products/product_2_3.asp

Just called. The woman I spoke to mentioned that as long as you're related to someone in CA, even if you live outside the state, you can open an account. Didn't inquire how related you have to be. (Immediate, cousins, etc.)

lakino said:SlidingBike said:littlestone said:how do you open 3?? No limit?
3 differnet family members

Hi. I'm interested in this. Was there a membership fee? If so, how much? Did they require any other mandatory accounts to be opened? Such as a direct deposit checking account or savings account? Did you open it online or in branch? Thanks!

Membership Fee : -$5 (not a joke, the minus sign is correct, they will give you $5 on sign up)
No Other manditory accounts opened, they will open a Savings account and add their $5 in it for you.
I did open online, signed the printed doc, faxed them, funded the CDwith my bank account number and routing number, they sent the paperwork in the post.

no, there is a $100 minimum to draw *interest* on the savings account, about which we do not care. you only need to have $5 in the account, and they provide the $5. Tho the membership requirements are a lot stricter than originally stated. I went ahead and applied online anyway, if they don't want my money, they'll turn me down.


bk2 said:there's a $100 minimum on the savings acct

SlidingBike said:lakino said:SlidingBike said:littlestone said:how do you open 3?? No limit?
3 differnet family members

Hi. I'm interested in this. Was there a membership fee? If so, how much? Did they require any other mandatory accounts to be opened? Such as a direct deposit checking account or savings account? Did you open it online or in branch? Thanks!

Membership Fee : -$5 (not a joke, the minus sign is correct, they will give you $5 on sign up)
No Other manditory accounts opened, they will open a Savings account and add their $5 in it for you.
I did open online, signed the printed doc, faxed them, funded the CDwith my bank account number and routing number, they sent the paperwork in the post.

Virtual Bank
Virtual Bank has bumped up 3 month CD to 5.50%. For anyone with their eMoney account this is a very simple CD to open

Los Angeles Federal Credit Union offering 6 mo CD through 1-31-07 at 6.19 APY (6.0 DR). Check out details on Bankdeal.com. Posted early this week or late last week. Have several branches throughout LA basin as well as you can purchase via mail. Cheers

DKTVPN said:Any link?

Here you go

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