ATTENTION PLEASE - Posting Guidlines:
>>>RATES POSTED should be those OPEN NATIONWIDE TO ALL PERSONS - NO GEOGRAPHIC RESTRICTIONS. Other minimal restrictions should be made with a notation. (Want to post about CD's that are limited by geographic or membership restrictions? Post these deals here - The YMMV, Geographic/Membership Restricted CD Rate Thread (user updated)).
>>For DISCUSSION of cds as a topic please post here - discussion Thread for CD Thread
>DISCLAIMER: Rates are for informational purposes only and do not represent an endorsement or recommendation of any listed institution. Indicated rates are those published by the institution. Updates are made by FW members. However, as rates can change frequently and without notice, contact the institution to verify the current rate prior to investment. Do your own research before you invest!
>Only FDIC Insured Banks in the USA as well as NCUA Insured Credit Unions with NO or MINIMAL restrictive membership requirements will be listed in the main rates section. Non federally insured Credit Unions will be listed in a separate section.
>This thread should include primarily rates that are posted on the institution's website as these can be more easily monitored and updated. Exceptions should be noted.
>Please post rates as "% APY".
>Please feel free to update rates as changes occur.
>Those wishing to discuss cds as a topic should post here - discussion Thread for CD Thread
>Interested in the best rates for checking accounts, money market accounts, and savings accounts? Please check here - Best Nationally Available High APY Liquid Accounts
>Where do you search for the best rates? Please post these in the resource section in the quick summary.
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Key:
$ - Opening balance under $2500
$$ - Opening balance $2500 to $9,999
$$$ - Opening balance $10,000 to $24,999
$$$$ - Opening balance $25,000 and higher ( denotes high end of range)( for $100,000 and up)
D - Rate down last change
U - Rate up last change
S - Stable from last update
N - New posting
MM/DD/YY - date of last rate check
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Standard Terms
3 Month
D 06/05/09 $ Imperial Capital Bank 1.63%
D 06/05/09 $$$ FirstFedDirect 1.55%
D 09/08/09 $$$$ MetLife Bank 1.50%
U 06/05/09 $$ UFB Direct 1.50%
N 06/05/09 $$$ Affinity Bank 1.50%
D 06/05/09 $ Umbrella Bank 1.40%
D 06/05/09 $ ebank 1.35%
D 09/08/09 $ Nexity Bank 1.31%
D 06/05/09 $$$ Pacific Mercantile Bank 1.31%
D 09/08/09 $ Wilshire State Bank 1.26%
D 06/16/09 $$$ Virtual Bank 1.26%
U 09/08/09 $$$ MetLife Bank 1.25%
N 06/05/09 $ Allied First Bank 1.25%
D 06/05/09 $ Danversbank 1.25%
N 06/05/09 $ Affinity Bank 1.25%
S 10/09/09 $ Ally Bank 1.25% (New name for GMAC Bank)
D 06/05/09 $ EverBank 1.25%
S 07/18/09 $$ OneWest Bank 1.10% (Formerly IndyMac Bank)
D 06/05/09 $$ Tennessee Commerce 1.10%
N 06/05/09 $$$ American Bank 1.10%
D 06/05/09 $ Nova Bank 1.05%
N 06/05/09 $$ American Bank 1.05%
D 06/05/09 $$$$ First Command Bank 1.05%
D 06/05/09 $$ California First National Bank 1.00%
D 06/05/09 $$ Bank of Canton 1.01%
D 10/12/09 $$ Discover Bank 1.00%
U 09/08/09 $ MetLife Bank 1.00%
D 06/05/09 $ National Bank of Kansas City 1.00%
D 06/05/09 $ One United 1.00%
D 06/05/09 $ Centennial Bank (Utah) 1.00%
D 06/05/09 $ Millennium Bank 1.00%
D 06/05/09 $$$ First Command Bank 1.00%
D 06/05/09 $ First Command Bank 0.95%
D 06/05/09 $ Bank of Internet USA 0.90%
D 06/05/09 $$$ Advanta Bank 0.90%
D 06/05/09 $ Transportation Alliance Bank 0.80%
N 06/05/09 $ Presidential Bank 0.75%
D 06/05/09 $$ Giant Bank 0.75%
D 06/05/09 $ H&R Block Bank 0.75%
D 06/05/09 $ Patelco Credit Union 0.70%
D 06/05/09 $$$$ USA Federal Credit Union 0.70%
S 06/25/09 $$$ E-LOAN 0.70%
N 06/05/09 $ State Farm Bank 0.64%
S 06/05/09 $ OnBank 0.60%
D 06/05/09 $ USA Federal Credit Union 0.60%
D 06/05/09 $$$ CountryWide/Bank of America 0.50%
D 09/08/09 $ Citibank 0.40%
D 06/05/09 $ E*Trade Bank 0.30%
6 Month
D 06/05/09 $$$ FirstFedDirect 2.05%
N 06/05/09 $ Delta Community Credit Union 2.00%
D 06/05/09 $$$ La Jolla Bank 2.00%
D 06/05/09 $$$ Affinity Bank 2.00%
D 09/08/09 $ Wilshire State Bank 1.51%
D 06/05/09 $$ Giant Bank 1.91%
D 06/05/09 $ Imperial Capital Bank 1.87%
D 06/30/09 $ Ascencia Bank 1.86%
D 07/06/09 $$$ Corus Bank 1.85%
D 06/16/09 $$$ Virtual Bank 1.82%
D 06/05/09 $ Affinity Bank 1.80%
D 06/30/08 $ Aurora Bank 1.77% - Previously Lehman Brothers Bank
D 09/08/09 $ Nexity Bank 1.68%
U 07/18/09 $$ OneWest Bank 1.75% (Formerly IndyMac Bank)
D 06/05/09 $ Presidential Bank 1.75%
D 06/05/09 $ Danversbank 1.75%
D 06/05/09 $ iGObanking.com 1.75%
D 09/08/09 $$$$ MetLife Bank 1.55%
U 06/25/09 $$$ E-LOAN 1.65%
D 06/05/09 $ EverBank 1.65%
S 10/09/09 $ Ally Bank 1.65% (New name for GMAC Bank)
D 06/05/09 $$$ Pacific Mercantile Bank 1.62%
D 06/05/09 $ HSBC Direct 1.60%
U 06/05/09 $$ UFB Direct 1.60%
U 10/02/09 $ ING Direct 1.55%
N 06/05/09 $ Allied First Bank 1.50%
D 06/05/09 $$ Tennessee Commerce 1.50%
D 06/05/09 $ ebank 1.50%
D 06/05/09 $ Umbrella Bank 1.50%
D 06/05/09 $$ Intervest Bank 1.45%
D 06/05/09 $ Centennial Bank (Utah) 1.45%
D 10/12/09 $$ Discover Bank 1.35%
D 06/05/09 $$ California First National Bank 1.30%
D 06/05/09 $ Fort Belvoir Federal Credit Union 1.30%
D 06/05/09 $$$ American Bank 1.30%
D 06/05/09 $ State Farm Bank 1.26%
D 06/05/09 $$ Bank of Canton 1.26%
D 06/05/09 $$$$ USA Federal Credit Union 1.26%
D 06/05/09 $ Millennium Bank 1.25%
D 06/05/09 $$$ Advanta Bank 1.25%
D 06/05/09 $ Doral Bank Direct 1.25%
D 06/05/09 $$ American Bank 1.20%
D 06/05/09 $$$$ First Command Bank 1.20%
D 06/05/09 $ Transportation Alliance Bank 1.20%
D 06/05/09 $ Nova Bank 1.15%
D 06/05/09 $$$ First Command Bank 1.15%
D 06/05/09 $ USA Federal Credit Union 1.11%
D 06/05/09 $ Bank of Internet USA 1.10%
D 06/05/09 $ First Command Bank 1.10%
S 06/05/09 $ OnBank 1.01%
D 10/12/09 $ Pentagon Federal Credit Union 1.00%
D 06/05/09 $ National Bank of Kansas City 1.00%
D 06/05/09 $$$ CountryWide/Bank of America 1.00%
D 06/05/09 $ H&R Block Bank 1.00%
D 06/05/09 $ FNBO 1.00%
D 06/05/09 $ AmTrust Direct 1.00%
D 06/23/09 $ Patelco Credit Union 0.95%
D 09/08/09 $ Citibank 0.80%
U 09/08/09 $$$ MetLife Bank 1.45%
D 06/05/09 $ E*Trade Bank 0.30%
U 09/08/09 $ MetLife Bank 1.10%
D 06/05/09 $$ Capital One Direct Banking 0.25%
9 Month
S 06/05/09 $$$ FirstFedDirect 2.15%
D 06/05/09 $ Danversbank 2.00%
Must have American Dream Savings Account
S 06/05/09 $$ Giant Bank 1.96%
S 09/04/09 $ Ally Bank 1.85% No Penalty (New name for GMAC Bank)
D 06/05/09 $ Imperial Capital Bank 1.85%
D 09/08/09 $$$$ MetLife Bank 1.65%
D 06/16/09 $$$ Virtual Bank 1.82%
U 06/25/09 $$$ E-LOAN 1.76%
S 06/05/09 $ One United 1.75%
D 07/18/09 $$ OneWest Bank 1.75% (Formerly IndyMac Bank)
D 09/08/09 $ Nexity Bank 1.56%
D 06/05/09 $ HSBC Direct 1.70%
D 06/05/09 $ EverBank 1.65%
U 10/09/09 $ Ally Bank 1.60% (New name for GMAC Bank)
D 10/12/09 $$ Discover Bank 1.50%
D 06/05/09 $ ebank 1.50%
D 06/05/09 $ Doral Bank Direct 1.50%
D 06/05/09 $ Umbrella Bank 1.50%
S 06/05/09 $$$$ Advanta Bank 1.45%
D 06/05/09 $ Centennial Bank (Utah) 1.45%
D 06/05/09 $ FNBO 1.25%
U 09/08/09 $$$ MetLife Bank 1.55%
S 06/05/09 $ iGObanking.com 1.25%
D 06/05/09 $$$ CountryWide/Bank of America 1.15%
D 10/02/09 $ ING Direct 1.15%
D 06/05/09 $ Bank of Internet USA 1.10%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $ National Bank of Kansas City 1.00%
D 06/05/09 $ Patelco Credit Union 0.95%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 09/08/09 $ Citibank 0.75%
D 06/05/09 $ AmTrust Direct 0.75%
D 06/05/09 $ USA Federal Credit Union 0.65% - Callable
U 09/08/09 $ MetLife Bank 1.15%
1 Year
S 09/20/09 $ Patelco Credit Union 5.00% NEW MEMBER ONLY - min. $1000 - max. $1000 (down from 7%)
D 09/25/09 $$$$ Alliant Credit Union 2.30%
D 08/24/09 $$ Melrose Credit Union 2.27%
D 09/24/09 $ Delta Community Credit Union 2.15%
S 08/24/09 $ Wilshire State Bank 2.15%
U 10/02/09 $ ING Direct 2.10%
S 10/09/09 $ Ally Bank 2.05% (New name for GMAC Bank)
D 08/24/09 $$$ FirstFedDirect 2.05%
D 06/05/09 $$$ Pacific Mercantile Bank 2.02%
S 06/05/09 $$$ Centennial Bank (Ca.) 2.02%
S 09/08/09 $ Nexity Bank 2.01%
D 07/11/09 $ Centennial Bank (Utah) 2.01%
U 10/12/09 $$ Discover Bank 2.00%
U 09/08/09 $$$$ MetLife Bank 2.00%
D 08/24/09 $ Ascencia Bank 2.00%
D 08/24/09 $$$ Corus Bank 2.00%
D 08/24/09 $$ Bank United 2.00%
D 06/05/09 $ Presidential Bank 2.00%
D 06/05/09 $ Danversbank 2.00%
D 06/05/09 $ H&R Block Bank 2.00%
D 06/05/09 $ HSBC Direct 2.00%
D 06/05/09 $ ebank 2.00%
D 07/17/09 $$ OneWest Bank 2.00% (Formerly IndyMac Bank)
D 08/24/09 $ Umbrella Bank 1.95%
U 06/25/09 $$$ E-LOAN 1.95%
D 06/05/09 $ EverBank 1.95%
D 08/24/09 $$ Giant Bank 1.91%
D 08/24/09 $$ Tennessee Commerce 1.90%
D 08/24/09 $$ Tennessee Commerce 1.90%
D 08/24/09 $ Imperial Capital Bank 1.88%
D 08/24/08 $ Aurora Bank 1.877% - Previously Lehman Brothers Bank
D 08/24/09 $ Affinity Bank 1.85%
D 08/24/09 $$$ Affinity Bank 1.85%
D 07/18/09 $$ OneWest Bank 1.85% - Raise your rate (Formerly IndyMac Bank)
D 08/24/09 $$$ La Jolla Bank 1.85%
D 08/24/09 $$$ One United 1.81%
D 08/24/09 $ One United 1.81%
D 06/05/09 $ State Farm Bank 1.80%
D 06/05/09 $$$$ First Command Bank 1.80%
D 08/24/09 $$$ Virtual Bank 1.77%
D 09/08/09 $ Wilshire State Bank 1.75% Flex CD (Unlimited Deposits, 6 withdrawls)
N 06/05/09 $ Allied First Bank 1.75%
D 06/05/09 $$$ First Command Bank 1.75%
D 07/18/09 $$ OneWest Bank 1.75% - Keep options open (Formerly IndyMac Bank)
D 06/05/09 $ National Bank of Kansas City 1.70%
D 08/24/09 $$ Intervest Bank 1.70%
D 06/05/09 $$ UFB Direct 1.70%
D 06/05/09 $ First Command Bank 1.70%
U 09/08/09 $$$ MetLife Bank 1.75%
N 07/22/09 $ Northwest Federal Credit Union 1.63% - Add-on certificate
D 06/05/09 $ Fort Belvoir Federal Credit Union 1.60%
D 08/24/09 $$ California First National Bank 1.60%
D 06/05/09 $$$$ USA Federal Credit Union 1.59%
D 06/05/09 $ Bank of Canton 1.55%
D 06/05/09 $$$ CountryWide/Bank of America 1.55%
D 06/05/09 $$$ American Bank 1.55%
D 09/08/09 $ Citibank 1.50%
D 06/05/09 $ Millennium Bank 1.50%
D 06/05/09 $ FNBO 1.50%
D 06/05/09 $$ American Bank 1.50%
D 06/05/09 $ Doral Bank Direct 1.50%
S 06/05/09 $ Bank of Internet USA 1.50%
D 06/05/09 $ USA Federal Credit Union 1.45%
D 06/05/09 $ American Bank 1.45%
S 06/05/09 $ OnBank 1.40%
S 06/05/09 $ Transportation Alliance Bank 1.40%
D 06/05/09 $ iGObanking.com 1.35%
D 10/12/09 $ Pentagon Federal Credit Union 1.25%
D 06/05/09 $ Patelco Credit Union 1.20%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
D 06/05/09 $ E*Trade Bank 0.70%
U 09/08/09 $ MetLife Bank 1.25%
D 06/05/09 $$ Capital One Direct Banking 0.50%
18 Month (1.5 Year)
N 08/06/09 $ Citibank 4.07% (need secured credit card)
D 09/25/09 $$$$ Alliant Credit Union 2.40%
U 09/08/09 $$$$ MetLife Bank 2.15%
D 07/18/09 $$ OneWest Bank 2.15% (Formerly IndyMac Bank)
D 08/24/09 $ Imperial Capital Bank 2.10%
D 08/24/08 $ Aurora Bank 2.0915% - Previously Lehman Brothers Bank
D 08/24/09 $$$ Corus Bank 2.07%
U 06/25/09 $$$ E-LOAN 2.06%
D 10/12/09 $$ Discover Bank 2.05%
D 08/24/09 $ Umbrella Bank 2.05%
D 06/05/09 $$$ Pacific Mercantile Bank 2.02%
D 10/09/09 $ Ally Bank 2.00% (New name for GMAC Bank)
D 09/08/09 $ Citibank 2.00%
D 06/05/09 $ Danversbank 2.00%
D 06/05/09 $ One United 2.00%
D 08/23/09 $$ Tennessee Commerce 2.00%
D 06/05/09 $ H&R Block Bank 2.00%
D 06/05/09 $$$$ First Command Bank 2.00%
D 06/05/09 $ Affinity Bank 2.00%
D 06/05/09 $$$ Affinity Bank 2.00%
D 06/05/09 $$$ First Command Bank 1.95%
D 06/05/09 $ EverBank 1.95%
D 06/05/09 $$$ American Bank 1.95%
D 08/24/09 $ Centennial Bank (Utah) 1.95%%
D 06/05/09 $ First Command Bank 1.90%
D 06/05/09 $ American Bank 1.85%
D 06/05/09 $$ Intervest Bank 1.85%
D 08/24/09 $ Nova Bank 1.80%
D 08/24/09 $$$ Virtual Bank 1.77%
D 06/05/09 $$$ CountryWide/Bank of America 1.75%
D 06/05/09 $ iGObanking.com 1.75%
D 06/05/09 $ Millennium Bank 1.75%
D 06/05/09 $ FNBO 1.75%
U 09/08/09 $$$ MetLife Bank 1.85%
D 06/05/09 $ HSBC Direct 1.75%
D 06/05/09 $ National Bank of Kansas City 1.70%
D 06/05/09 $ Fort Belvoir Federal Credit Union 1.65%
D 06/05/09 $ USA Federal Credit Union 1.55%
D 06/05/09 $$ Capital One Direct Banking Costco 1.55%
D 06/05/09 $ Bank of Internet USA 1.50%
S 10/02/09 $ ING Direct 1.50%
D 06/05/09 $$ Capital One Direct Banking 1.50%
D 06/05/09 $ Doral Bank Direct 1.50%
S 06/05/09 $ OnBank 1.25%
D 06/05/09 $ Patelco Credit Union 1.20%
D 06/23/09 $$$ Advanta Bank 1.15%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
D 06/05/09 $ E*Trade Bank 0.70%
U 09/08/09 $ MetLife Bank 1.35%
2 Year (24 Month)
7/5/2009 $$ Montauk Credit Union 3.25%
D 06/05/09 $$ Melrose Credit Union 3.19%
D 06/05/09 $$ Tennessee Commerce 2.87%
D 06/05/09 $$ Bank United 2.75%
D 06/05/09 $ Delta Community Credit Union 2.65%
D 06/05/09 $$$ Advanta Bank 2.60%
D 06/05/09 $$$$ Alliant Credit Union 2.55%
D 06/05/09 $$$ La Jolla Bank 2.50%
D 06/05/09 $$$ Affinity Bank 2.50%
D 06/05/09 $$ Intervest Bank 2.50%
D 06/16/09 $$$ Virtual Bank 2.48%
U 06/25/09 $$$ E-LOAN 2.47%
D 06/05/09 $$ California First National Bank 2.40%
D 06/05/09 $ Alliant Credit Union 2.40%
D 06/05/09 $ Imperial Capital Bank 2.38%
D 10/12/09 $$ Discover Bank 2.35%
U 07/18/09 $$ OneWest Bank 2.35% - Flexible CD (Formerly IndyMac Bank)
D 06/05/09 $ Presidential Bank 2.35%
D 06/05/09 $ EverBank 2.35%
D 06/05/09 $ Centennial Bank (Utah) 2.35%
D 06/05/09 $$$ Centennial Bank (Ca.) 2.32%
D 06/05/09 $$$ Corus Bank 2.32%
D 10/09/09 $ Ally Bank 2.30% (New name for GMAC Bank)
D 06/05/09 $ Nova Bank 2.30%
D 09/08/09 $ Nexity Bank 2.26%
S 06/05/08 $ Aurora Bank 2.28% - Previously Lehman Brothers Bank
N 06/05/09 $ Allied First Bank 2.25%
D 06/05/09 $ H&R Block Bank 2.25%
D 06/05/09 $$$ American Bank 2.25% - 1 Rate Bump Up
D 06/05/09 $ Affinity Bank 2.25%
D 06/05/09 $ Umbrella Bank 2.25%
D 06/05/09 $ Giant Bank 2.21%
D 06/05/09 $$$$ First Command Bank 2.20%
D 06/05/09 $$$ Pacific Mercantile Bank 2.17%
D 06/05/09 $$$ First Command Bank 2.15%
U 09/08/09 $$$$ MetLife Bank 2.25%
D 06/05/09 $$ American Bank 2.15% - 1 Rate Bump Up
D 06/05/09 $ iGObanking.com 2.12%
N 07/22/09 $ Northwest Federal Credit Union 2.11% - Add-on certificate
D 06/05/09 $ First Command Bank 2.10%
D 06/05/09 $ American Bank 2.10% - 1 Rate Bump Up
D 06/05/09 $ ebank 2.10%
D 06/05/09 $ Bank of Internet USA 2.00%
D 06/05/09 $$ Bank of Canton 2.00%
D 06/05/09 $ One United 2.00%
D 06/05/09 $ Millennium Bank 2.00%
D 06/05/09 $ FNBO 2.00%
D 06/05/09 $ Fort Belvoir Federal Credit Union 2.00%
D 06/05/09 $ EmigrantDirect 2.00% - Must have American Dream Savings Account
S 06/05/09 $ Ascencia Bank 2.00%
D 06/05/09 $ State Farm Bank 1.94%
D 06/05/09 $$$$ USA Federal Credit Union 1.90%
U 09/08/09 $$$ MetLife Bank 2.00%
D 06/05/09 $ National Bank of Kansas City 1.85%
D 06/05/09 $ USA Federal Credit Union 1.79%
D 10/12/09 $ Pentagon Federal Credit Union 1.75%
D 06/05/09 $ HSBC Direct 1.75%
S 06/05/09 $ Citibank 1.75%
D 06/05/09 $$ UFB Direct 1.70%
D 06/05/09 $ Transportation Alliance Bank 1.50%
D 06/05/09 $$$ CountryWide/Bank of America 1.50%
D 06/05/09 $$ Capital One Direct Banking 1.50%
S 10/02/09 $ ING Direct 1.50%
D 06/05/09 $ Patelco Credit Union 1.50%
D 06/05/09 $ Doral Bank Direct 1.50%
S 06/05/09 $ OnBank 1.25%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
D 06/05/09 $ E*Trade Bank 0.75%
U 09/08/09 $ MetLife Bank 1.50%
30 Month (2.5 Year)
D 06/05/09 $$ Intervest Bank 2.80%
D 06/05/09 $$$ Advanta Bank 2.70%
D 06/05/09 $$$$ Alliant Credit Union 2.55%
D 06/05/09 $ Alliant Credit Union 2.40%
D 10/12/09 $$ Discover Bank 2.35%
D 06/05/09 $ EverBank 2.35%
D 06/05/09 $$$ Corus Bank 2.27%
D 06/05/09 $ Danversbank 2.25%
D 06/05/09 $ ebank 2.25%
D 06/05/09 $ Fort Belvoir Federal Credit Union 2.10%
D 06/05/09 $$$ Affinity Bank 2.00%
D 06/05/09 $ Umbrella Bank 2.00%
D 06/05/09 $ Bank of Internet USA 2.00%
D 06/05/09 $ EmigrantDirect 2.00% - Must have American Dream Savings Account
S 06/05/09 $ Ascencia Bank 2.00%
D 06/05/09 $ National Bank of Kansas City 1.85%
D 06/05/09 $ HSBC Direct 1.75%
S 10/02/09 $ ING Direct 1.50%
D 06/05/09 $ Patelco Credit Union 1.50%
D 06/05/09 $$ Capital One Direct Banking 1.50%
S 06/05/09 $$$ CountryWide/Bank of America 1.50%
S 09/08/09 $ Citibank 1.25%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
D 06/05/09 $ E*Trade Bank 0.75%
3 Year (36 Month)
D 06/05/09 $$ Melrose Credit Union 3.34%
U 06/05/09 $$ Tennessee Commerce 3.27%
D 06/05/09 $$ Intervest Bank 3.10%
D 06/05/09 $$$$ Alliant Credit Union 3.00%
D 06/05/09 $ Alliant Credit Union 2.85%
S 07/18/09 $$ OneWest Bank 2.80% (Formerly IndyMac Bank)
D 06/05/09 $ Delta Community Credit Union 2.80%
D 06/05/09 $$$ Advanta Bank 2.80%
D 06/05/09 $ Umbrella Bank 2.80%
D 10/12/09 $$ Discover Bank 2.75%
S 06/05/09 $ National Bank of Kansas City 2.75%
D 06/05/09 $ Allied First Bank 2.75%
D 06/16/09 $$$ Virtual Bank 2.74%
U 10/09/09 $ Ally Bank 2.75% (New name for GMAC Bank)
D 06/05/09 $$ California First National Bank 2.70%
D 06/05/09 $$$ La Jolla Bank 2.65%
D 06/05/09 $ Centennial Bank (Utah) 2.65%
D 06/05/09 $$$ Centennial Bank (Ca.) 2.63%
D 06/05/09 $ Imperial Capital Bank 2.62%
S 06/25/09 $$$ E-LOAN 2.55%
D 06/05/09 $$$ American Bank 2.55% - Rate Bump Up
D 06/05/09 $ FNBO 2.51%
D 10/12/09 $ Pentagon Federal Credit Union 2.50%
D 06/05/09 $ Danversbank 2.50%
D 06/05/09 $ H&R Block Bank 2.50%
D 06/05/09 $$ American Bank 2.50% - Rate Bump Up
D 06/05/09 $ ebank 2.50%
S 06/05/09 $ One United 2.50%
S 06/05/09 $ iGObanking.com 2.50%
D 06/05/09 $ American Bank 2.45% - Rate Bump Up
D 06/05/09 $$$ Corus Bank 2.42%
U 06/05/09 $ Nova Bank 2.40%
S 06/05/08 $ Aurora Bank 2.38% - Previously Lehman Brothers Bank
D 06/05/09 $$$$ First Command Bank 2.35%
D 06/05/09 $ EverBank 2.35%
D 06/05/09 $$$ First Command Bank 2.30%
D 06/05/09 $$ Giant Bank 2.26%
S 09/08/09 $$$$ MetLife Bank 2.25%
D 06/05/09 $ Bank of Internet USA 2.25%
D 06/05/09 $$ Bank of Canton 2.25%
D 06/05/09 $ Millennium Bank 2.25%
D 06/05/09 $ First Command Bank 2.25%
U 09/08/09 $ Citibank 2.25%
D 06/05/09 $$$ Pacific Mercantile Bank 2.24%
D 06/05/09 $ Fort Belvoir Federal Credit Union 2.20%
D 06/05/09 $$$$ USA Federal Credit Union 2.20%
D 06/05/09 $ State Farm Bank 2.09%
S 09/08/09 $$$ MetLife Bank 2.00%
D 06/05/09 $ USA Federal Credit Union 2.00%
D 06/05/09 $ Transportation Alliance Bank 2.00%
D 06/05/09 $$$ Affinity Bank 2.00%
D 06/05/09 $ Affinity Bank 2.00%
D 06/05/09 $ EmigrantDirect 2.00% - Must have American Dream Savings Account
S 06/05/09 $$$ CountryWide/Bank of America 2.00%
S 06/05/09 $ Ascencia Bank 2.00%
D 06/05/09 $ Patelco Credit Union 1.90%
D 06/05/09 $ HSBC Direct 1.75%
D 06/05/09 $$ UFB Direct 1.70%
D 06/05/09 $$ Capital One Direct Banking Costco 1.55%
S 06/05/09 $ OnBank 1.55%
U 09/08/09 $ MetLife Bank 1.50%
S 10/02/09 $ ING Direct 1.50%
D 06/05/09 $$ Capital One Direct Banking 1.50%
D 06/05/09 $ Doral Bank Direct 1.50%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ E*Trade Bank 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
4 Year (48 Month)
U 06/05/09 $$ Intervest Bank 3.55%
D 06/05/09 $$ Melrose Credit Union 3.49%
U 06/05/09 $$ Tennessee Commerce 3.45%
D 06/05/09 $$$$ Alliant Credit Union 3.25%
D 06/05/09 $ Alliant Credit Union 3.10%
S 06/16/09 $$$ Virtual Bank 3.05%
D 06/05/09 $ Allied First Bank 3.00%
U 06/05/09 $ iGObanking.com 3.00%
S 06/05/09 $ National Bank of Kansas City 3.00%
D 06/05/09 $$ Bank United 3.00%
D 06/05/09 $$$ Advanta Bank 3.00%
S 06/05/09 $$$ CountryWide/Bank of America 3.00%
D 10/12/09 $$ Discover Bank 2.95%
U 10/09/09 $ Ally Bank 2.95% (New name for GMAC Bank)
S 06/25/09 $$$ E-LOAN 2.90%
U 06/05/09 $ Umbrella Bank 2.90%
D 07/18/09 $$ OneWest Bank 2.90% (Formerly IndyMac Bank)
U 06/05/09 $ State Farm Bank 2.80%
D 06/05/09 $ Centennial Bank (Utah) 2.80%
D 10/12/09 $ Pentagon Federal Credit Union 2.75%
U 09/08/09 $ Citibank 2.75%
D 06/05/09 $ FNBO 2.75%
D 06/05/09 $$$ Centennial Bank (Ca.) 2.73%
D 06/05/09 $$$ American Bank 2.70% - 2 Rate Bump Ups
D 06/05/09 $ Nova Bank 2.65%
D 06/05/09 $$$ Corus Bank 2.63%
D 06/05/09 $ H&R Block Bank 2.50%
D 06/05/09 $ ebank 2.50%
D 06/05/09 $ Patelco Credit Union 2.45%
S 06/05/08 $ Aurora Bank 2.43% - Previously Lehman Brothers Bank
D 06/05/09 $ Fort Belvoir Federal Credit Union 2.40%
D 06/05/09 $ Bank of Internet USA 2.35%
D 06/05/09 $ Millennium Bank 2.35%
D 06/05/09 $ EverBank 2.35%
S 09/08/09 $$$$ MetLife Bank 2.25%
D 06/05/09 $$$$ USA Federal Credit Union 2.25%
D 06/05/09 $ Transportation Alliance Bank 2.15%
S 09/08/09 $$$ MetLife Bank 2.00%
D 06/05/09 $ USA Federal Credit Union 2.15%
D 06/05/09 $ HSBC Direct 2.00%
D 06/05/09 $$ Capital One Direct Banking 2.00%
D 06/05/09 $ EmigrantDirect 2.00% - Must have American Dream Savings Account
S 10/02/09 $ ING Direct 1.75%
D 06/05/09 $ Doral Bank Direct 1.75%
S 06/05/09 $ OnBank 1.75%
U 09/08/09 $ MetLife Bank 1.50%
D 06/05/09 $ E*Trade Bank 1.30%
5 Year (60 Month)
D 06/05/09 $$ Melrose Credit Union 3.91%
S 06/05/09 $$ Intervest Bank 3.66%
U 06/05/09 $$ Tennessee Commerce 3.65%
N 08/10/09 Acacia Federal
U 06/05/09 $$$ La Jolla Bank 3.50%
U 06/05/09 $ iGObanking.com 3.50%
S 06/25/09 $$$ E-LOAN 3.50%
D 10/12/09 $$ Discover Bank 3.40%
U 10/09/09 $ Ally Bank 3.40% (New name for GMAC Bank)
D 06/05/09 $$$ Advanta Bank 3.30%
D 06/05/09 $ Umbrella Bank 3.30%
S 06/05/09 $ Allied First Bank 3.25%
S 06/05/09 $ National Bank of Kansas City 3.25%
D 06/05/09 $$$$ Alliant Credit Union 3.25%
D 06/05/09 $ Delta Community Credit Union 3.15%
D 06/05/09 $ Alliant Credit Union 3.10%
D 06/05/09 $ EverBank 3.05%
D 06/05/09 $ Centennial Bank (Utah) 3.05%
S 06/16/09 $$$ Virtual Bank 3.05%
D 06/05/09 $$$ Centennial Bank (Ca.) 3.04%
D 06/05/09 $ FNBO 3.01%
D 06/05/09 $ Imperial Capital Bank 3.01%
D 10/21/09 $ Citibank 3.0%
D 10/12/09 $ Pentagon Federal Credit Union 3.00%
S 06/05/09 $ DollarSavingsDirect 2.25%
D 06/05/09 $ Fort Belvoir Federal Credit Union 3.00%
S 06/05/09 $ Ascencia Bank 3.00%
D 07/18/09 $$ OneWest Bank 3.00% (Formerly IndyMac Bank)
D 06/05/09 $$$ Corus Bank 2.97%
D 06/05/09 $ Nova Bank 2.90%
U 06/05/09 $ State Farm Bank 2.89%
D 06/05/09 $ Danversbank 2.75%
D 06/05/09 $$$$ USA Federal Credit Union 2.74%
D 06/05/09 $ Patelco Credit Union 2.55%
D 06/05/09 $ USA Federal Credit Union 2.53%
D 06/05/09 $ Bank of Internet USA 2.50%
D 06/05/09 $ Millennium Bank 2.50%
D 06/05/09 $ H&R Block Bank 2.50%
D 06/05/09 $ ebank 2.50%
S 06/05/08 $ Aurora Bank 2.48% - Previously Lehman Brothers Bank
D 06/05/09 $ Presidential Bank 2.45%
D 06/05/09 $$ Giant Bank 2.31%
S 09/08/09 $$$$ MetLife Bank 2.25%
D 06/05/09 $$$ Pacific Mercantile Bank 2.24%
D 06/05/09 $ Transportation Alliance Bank 2.20%
S 06/05/09 $$$ CountryWide/Bank of America 2.10%
D 06/05/09 $$ Capital One Direct Banking Costco 2.05%
S 09/08/09 $$$ MetLife Bank 2.00%
D 06/05/09 $$$ Affinity Bank 2.00%
D 06/05/09 $$ Capital One Direct Banking 2.00%
D 06/05/09 $ OnBank 1.95%
S 10/02/09 $ ING Direct 1.75%
D 06/05/09 $ Doral Bank Direct 1.75%
D 06/05/09 $$ UFB Direct 1.70%
D 06/05/09 $ E*Trade Bank 1.40%
D 09/08/09 $ MetLife Bank 1.50%
D 06/05/09 $$$$ AmTrust Direct 1.00%
D 06/05/09 $$$ AmTrust Direct 0.85%
D 06/05/09 $ AmTrust Direct 0.75%
Odd Terms
D 06/05/09 $ 14 Day Millennium Bank 0.75%
1-5 Month
N 06/05/09 $$ 1 Month UFB Direct 1.70%
U 06/19/09 $ 1 Month Wilshire State Bank 1.51%
D 06/05/09 $$$$ 1 Month First Command Bank 1.00%
D 06/05/09 $ 1 Month First Command Bank 0.95%
D 06/05/09 $$$ 1 Month Virtual Bank 0.90%
N 06/05/09 $ 1 Month Presidential Bank 0.75%
S 06/25/09 $$$ 1 Month E-LOAN 0.55%
D 06/05/09 $ 1 Month H&R Block Bank 0.50%
D 06/05/09 $ 1 Month Umbrella Bank 0.30%
N 06/05/09 $$$$ 1 Month Advanta Bank 0.30%
N 06/05/09 $$ 2 Month UFB Direct 1.10%
D 06/05/09 $$$ 2 Month Virtual Bank 0.95%
N 06/05/09 $ 2 Month Presidential Bank 0.75%
U 06/25/09 $$$ 2 Month E-LOAN 0.60%
N 06/05/09 $$$$ 2 Month Advanta Bank 0.50%
D 06/05/09 $ 2 Month Umbrella Bank 0.30%
D 07/23/09 $ 4 Month Danversbank 2.00%
D 09/08/09 $ 4 Month Citibank 0.40%
D 06/05/09 $ 5 Month Century Bank Direct 1.41%
D 09/08/09 $ 5 Month Citibank 0.80%
7-11 Month
N 06/05/09 $$$ 7 Month CountryWide/Bank Of America 1.25%
D 09/08/09 $ 7 Month Citibank 0.80%
N 08/25/09 $$ 8 Month Bank United 1.55%
D 09/08/09 $ 8 Month Citibank 0.80%
D 06/05/09 $ 8 Month iGObanking.com 1.25%
D 06/05/09 $ 10 Month Century Bank Direct 1.51%
D 09/08/09 $ 10 Month Citibank 0.75%
13-15 Month
N 06/05/09 $$$ 13 Month American Bank 2.00%
D 06/05/09 $ 13 Month iGObanking.com 1.25%
N 06/05/09 $ 10 Month Citibank 1.01%
D 06/05/09 $ 14 Month ebank 2.00%
D 06/05/09 $ 15 Month iGObanking.com 1.75%
D 06/05/09 $ 15 Month Century Bank Direct 1.61%
D 06/05/09 $ 15 Month E*Trade Bank 0.70%
Other
S 06/05/09 $ 16 Month DollarSavingsDirect 2.25%
D 06/05/09 $ 20 Month Century Bank Direct 1.71%
D 06/05/09 $$$ 42 Month Advanta Bank 2.90%
U 06/05/09 $$ 6 Year Intervest Bank 3.66%
U 06/25/09 $$$ 6 Year E-LOAN 3.60%
U 06/05/09 $ 6 Year EmigrantDirect 3.00% - Must have American Dream Savings Account
S 10/12/09 $ 7 Year Pentagon Federal Credit Union 4.00%
U 06/05/09 $$ 7 Year Intervest Bank 3.67%
D 10/12/09 $$ 7 Year Discover Bank 3.55%
U 06/05/09 $ 7 Year EmigrantDirect 3.00% - Must have American Dream Savings Account
S 06/05/09 $$$ 7 Year CountryWide/Bank Of America 2.10%
D 06/05/09 $$ 7 Year Capital One Direct Banking Costco 2.05%
D 06/05/09 $$ 7 Year Capital One Direct Banking 2.00%
U 06/05/09 $$ 8 Year Intervest Bank 3.68%
U 06/05/09 $ 8 Year EmigrantDirect 3.00% - Must have American Dream Savings Account
U 06/05/09 $$ 9 Year Intervest Bank 3.69%
U 06/05/09 $ 9 Year EmigrantDirect 3.00% - Must have American Dream Savings Account
D 10/12/09 $$ 10 Year Discover Bank 3.85%
U 06/05/09 $$ 10 Year Intervest Bank 3.75%
U 06/05/09 $ 10 Year EmigrantDirect 3.00% - Must have American Dream Savings Account
D 06/05/09 $$ 10 Year Capital One Direct Banking 2.00%
Resources to search for the best rates:
MyBankTracker.com
BankAround.com
Money-rates.com (short term CD Rates)
Money-rates.com CD Rates (long term CD Rates)
BanxCorp - http://www.banxquote.com
bankdeals.blogspot.com
Bankrate.com
BestCashCow.com
eMoneyCentral
credituniondeals.com
rateAPY.com
bankCD.com
GOtalkmoney.com
RateZip CD Rates
ZapRite.com
MoneyAisle.com
